{ "canonical_url": "https://lendb.ai/s/refinance/colorado", "summary": "As of 2026-10-26, LenDb lists 67 loan officers licensed in or based in Colorado whose lender pages show Refinance work. The top-ranked are George Hager (Guild Mortgage, Greenwood Village), Heather Lantry (American Pacific Mortgage, Fort Collins) and Joe Plancarte (CMG Home Loans, Greenwood Village). Ranking is lender-neutral: specialty evidence first, then a license in CO, branch location, experience and profile completeness. Nobody pays for placement.", "specialty": "refinance", "state": "CO", "total": 67, "last_verified": "2026-10-26", "results": [ { "rank": 1, "score": 72.8, "loan_officer": { "nmls_id": 210351, "slug": "george-hager-210351", "full_name": "George Hager", "licensed_names": [ { "name": "George Hager", "name_with_middle_initial": "George A. Hager", "first_name": "George", "middle_initial": "A", "last_name": "Hager", "states": [ "CO" ], "source": "state_regulator", "as_of": "2026-10-09" } ], "canonical_url": "https://lendb.ai/lo/george-hager-210351", "json_url": "https://lendb.ai/lo/george-hager-210351.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "slug": "guild-mortgage-3274", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Greenwood Village", "state": "CO" }, "headshot_url": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/chgh-george-hager.jpg", "licensed_states": [ "CO" ], "licenses": [ { "state": "CO", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "refinance", "evidence": "lender_page_text" } ], "lender_offers": [ "down-payment-assistance", "fha", "first-time-buyer", "heloc", "investor", "itin", "jumbo", "low-credit", "manufactured", "new-construction", "physician", "renovation", "usda", "va", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2007-10-03", "state": "CO" }, "licensed_since": { "year": 2007, "state": "CO" }, "years_experience": 23, "lender_profile_url": "https://branches.guildmortgage.com/co/greenwoodvillage/george-hager-62-chgh.html", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Refinance on lender page (lender page, verified 2026-10-26)", "Office in Greenwood Village, CO", "Licensed in CO: confirmed with the Colorado regulator (license 100019546), verified 2026-10-16", "Earliest state license record: October 3, 2007 (Colorado), per state regulator", "States 23 years of experience (lender page, 2026-10-19)" ], "canonical_url": "https://lendb.ai/lo/george-hager-210351", "license_check": { "state": "CO", "confidence": "confirmed", "eligible": true, "label": "Licensed in CO: confirmed with the Colorado regulator (license 100019546), verified 2026-10-16", "verified_at": "2026-10-16", "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=146437&contact=224718" }, "match_status": "exact", "matched_specialties": [ "refinance" ], "unconfirmed_specialties": [], "match_level": "officer" }, { "rank": 2, "score": 68.8, "loan_officer": { "nmls_id": 398389, "slug": "heather-lantry-398389", "full_name": "Heather Lantry", "licensed_names": [ { "name": "Heather Lantry", "name_with_middle_initial": "Heather S. Lantry", "first_name": "Heather", "middle_initial": "S", "last_name": "Lantry", "states": [ "CA", "CO" ], "source": "state_regulator", "as_of": "2026-10-22" } ], "canonical_url": "https://lendb.ai/lo/heather-lantry-398389", "json_url": "https://lendb.ai/lo/heather-lantry-398389.json", "lender": { "nmls_id": 1850, "name": "American Pacific Mortgage", "slug": "american-pacific-mortgage-1850", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850", "type": "imb" }, "branch": { "city": "Fort Collins", "state": "CO" }, "headshot_url": null, "licensed_states": [ "CO", "CA" ], "licenses": [ { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "refinance", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [ "bank-statement", "construction", "down-payment-assistance", "dscr", "foreign-national", "heloc", "investor", "itin", "low-credit", "manufactured", "new-construction", "non-qm", "physician", "renovation", "reverse", "usda", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2013-06-14", "state": "CO" }, "licensed_since": { "year": 2013, "state": "CO" }, "years_experience": 23, "lender_profile_url": "https://www.apmortgage.com/heather-lantry", "disciplinary_check": "not_checked" }, "reasons": [ "Focus: Refinance (from their own specialty list on their lender page, verified 2026-10-20)", "Office in Fort Collins, CO", "Licensed in CO: confirmed with the Colorado regulator (license 100044941), verified 2026-10-16", "Earliest state license record: June 14, 2013 (Colorado), per state regulator", "States 23 years of experience (lender page, 2026-10-20)" ], "canonical_url": "https://lendb.ai/lo/heather-lantry-398389", "license_check": { "state": "CO", "confidence": "confirmed", "eligible": true, "label": "Licensed in CO: confirmed with the Colorado regulator (license 100044941), verified 2026-10-16", "verified_at": "2026-10-16", "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=140834&contact=258236" }, "match_status": "exact", "matched_specialties": [ "refinance" ], "unconfirmed_specialties": [], "match_level": "officer" }, { "rank": 3, "score": 63.3, "loan_officer": { "nmls_id": 172719, "slug": "joe-plancarte-172719", "full_name": "Joe Plancarte", "licensed_names": [ { "name": "Joseph Plancarte", "name_with_middle_initial": "Joseph E. Plancarte", "first_name": "Joseph", "middle_initial": "E", "last_name": "Plancarte", "states": [ "CO", "TX" ], "source": "state_regulator", "as_of": "2026-10-12" } ], "canonical_url": "https://lendb.ai/lo/joe-plancarte-172719", "json_url": "https://lendb.ai/lo/joe-plancarte-172719.json", "lender": { "nmls_id": 1820, "name": "CMG Home Loans", "slug": "cmg-home-loans-1820", "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820", "type": "imb" }, "branch": { "city": "Greenwood Village", "state": "CO" }, "headshot_url": "https://cloud.cmgfi.com/dvbdysuf5/image/upload/a_exif,f_auto,g_faces,c_thumb,w_250,h_250,z_0.5,r_max/CMG_Web_Resources/LO_Images/Production_13977_Joseph_Plancarte", "licensed_states": [ "CO", "KS", "TX" ], "licenses": [ { "state": "CO", "confidence": "confirmed" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "TX", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "refinance", "evidence": "lender_page_text" }, { "slug": "reverse", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [ "heloc", "investor", "jumbo", "low-credit", "new-construction", "renovation", "usda" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2007-11-01", "state": "CO" }, "licensed_since": { "year": 2007, "state": "CO" }, "years_experience": null, "lender_profile_url": "https://www.cmghomeloans.com/mysite/joe-plancarte", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Refinance on lender page (lender page, verified 2026-10-20)", "Office in Greenwood Village, CO", "Licensed in CO: confirmed with the Colorado regulator (license 100020399), verified 2026-10-16", "Earliest state license record: November 1, 2007 (Colorado), per state regulator" ], "canonical_url": "https://lendb.ai/lo/joe-plancarte-172719", "license_check": { "state": "CO", "confidence": "confirmed", "eligible": true, "label": "Licensed in CO: confirmed with the Colorado regulator (license 100020399), verified 2026-10-16", "verified_at": "2026-10-16", "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=146357&contact=180473" }, "match_status": "exact", "matched_specialties": [ "refinance" ], "unconfirmed_specialties": [], "match_level": "officer" }, { "rank": 4, "score": 62.5, "loan_officer": { "nmls_id": 410338, "slug": "kimberly-shuey-410338", "full_name": "Kim Shuey", "licensed_names": [ { "name": "Kimberly Shuey", "name_with_middle_initial": "Kimberly A. Shuey", "first_name": "Kimberly", "middle_initial": "A", "last_name": "Shuey", "states": [ "AR", "CA", "CO", "CT", "DE", "FL", "IA", "MA", "MD", "MO", "OR", "TX", "WY" ], "source": "state_regulator", "as_of": "2026-10-30" }, { "name": "Kimberly Shuey", "name_with_middle_initial": null, "first_name": "Kimberly", "middle_initial": null, "last_name": "Shuey", "states": [ "IL", "WI" ], "source": "state_regulator", "as_of": "2026-10-27" } ], "canonical_url": "https://lendb.ai/lo/kimberly-shuey-410338", "json_url": "https://lendb.ai/lo/kimberly-shuey-410338.json", "lender": { "nmls_id": 1025894, "name": "Mutual of Omaha Mortgage", "slug": "mutual-of-omaha-mortgage-1025894", "canonical_url": "https://lendb.ai/lender/mutual-of-omaha-mortgage-1025894", "type": "imb" }, "branch": { "city": "Overland Park", "state": "KS" }, "headshot_url": "https://www.mutualmortgage.com/wp-content/uploads/2026/04/Kim-Shuey.jpeg", "licensed_states": [ "FL", "CO", "TX", "CT", "DE", "MO", "AR", "IA", "OR", "WI", "CA", "MA", "MD", "WY", "IL" ], "licenses": [ { "state": "AR", "confidence": "confirmed" }, { "state": "CA", "confidence": "confirmed" }, { "state": "CO", "confidence": "confirmed" }, { "state": "CT", "confidence": "confirmed" }, { "state": "DE", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "IA", "confidence": "confirmed" }, { "state": "IL", "confidence": "confirmed" }, { "state": "MA", "confidence": "confirmed" }, { "state": "MD", "confidence": "confirmed" }, { "state": "MO", "confidence": "confirmed" }, { "state": "OR", "confidence": "confirmed" }, { "state": "TX", "confidence": "confirmed" }, { "state": "WI", "confidence": "confirmed" }, { "state": "WY", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "refinance", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "lender_offers": [ "construction", "down-payment-assistance", "dscr", "heloc", "investor", "renovation", "usda", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2011-07-22", "state": "TX" }, "licensed_since": { "year": 2011, "state": "TX" }, "years_experience": 20, "lender_profile_url": "https://www.mutualmortgage.com/loan-officer/kshuey/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Refinance on lender page (lender page, verified 2026-10-20)", "Licensed in CO: confirmed with the Colorado regulator (license 100512824), verified 2026-10-16", "Earliest state license record: July 22, 2011 (Texas), per state regulator", "States 20 years of experience (lender page, 2026-10-20)" ], "canonical_url": "https://lendb.ai/lo/kimberly-shuey-410338", "license_check": { "state": "CO", "confidence": "confirmed", "eligible": true, "label": "Licensed in CO: confirmed with the Colorado regulator (license 100512824), verified 2026-10-16", "verified_at": "2026-10-16", "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=225962&contact=446020" }, "match_status": "exact", "matched_specialties": [ "refinance" ], "unconfirmed_specialties": [], "match_level": "officer" }, { "rank": 5, "score": 62.5, "loan_officer": { "nmls_id": 1641628, "slug": "jamie-laskie-1641628", "full_name": "Jamie Laskie", "licensed_names": [ { "name": "Jamie Laskie", "name_with_middle_initial": "Jamie N. Laskie", "first_name": "Jamie", "middle_initial": "N", "last_name": "Laskie", "states": [ "CO" ], "source": "state_regulator", "as_of": "2026-10-09" } ], "canonical_url": "https://lendb.ai/lo/jamie-laskie-1641628", "json_url": "https://lendb.ai/lo/jamie-laskie-1641628.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "slug": "guild-mortgage-3274", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Fort Collins", "state": "CO" }, "headshot_url": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/lejl-jamie-laskie.jpg", "licensed_states": [ "CO" ], "licenses": [ { "state": "CO", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "refinance", "evidence": "lender_page_text" } ], "lender_offers": [ "down-payment-assistance", "fha", "heloc", "investor", "itin", "jumbo", "low-credit", "manufactured", "new-construction", "physician", "renovation", "usda", "va", "vacation-home" ], "employer_program_approvals": [ { "program": "fha", "source": "HUD", "as_of": "2026-08" } ], "years_licensed": null, "earliest_license_record": { "date": "2017-09-28", "state": "CO" }, "licensed_since": { "year": 2017, "state": "CO" }, "years_experience": null, "lender_profile_url": "https://branches.guildmortgage.com/co/fortcollins/jamie-laskie-776-lejl.html", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Refinance on lender page (lender page, verified 2026-10-26)", "Office in Fort Collins, CO", "Licensed in CO: confirmed with the Colorado regulator (license 100508812), verified 2026-10-16", "Earliest state license record: September 28, 2017 (Colorado), per state regulator" ], "canonical_url": "https://lendb.ai/lo/jamie-laskie-1641628", "license_check": { "state": "CO", "confidence": "confirmed", "eligible": true, "label": "Licensed in CO: confirmed with the Colorado regulator (license 100508812), verified 2026-10-16", "verified_at": "2026-10-16", "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=205305&contact=423961" }, "match_status": "exact", "matched_specialties": [ "refinance" ], "unconfirmed_specialties": [], "match_level": "officer" }, { "rank": 6, "score": 61, "loan_officer": { "nmls_id": 95809, "slug": "stephanie-o-farrell-95809", "full_name": "Stephanie O'Farrell", "licensed_names": [ { "name": "Stephanie O'Farrell", "name_with_middle_initial": "Stephanie L. 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