---
canonical_url: https://lendb.ai/s/refinance/colorado
last_verified: 2026-10-26
---

# Loan officers for homeowners who are refinancing in Colorado

As of 2026-10-26, LenDb lists 67 loan officers licensed in or based in Colorado whose lender pages show Refinance work. The top-ranked are George Hager (Guild Mortgage, Greenwood Village), Heather Lantry (American Pacific Mortgage, Fort Collins) and Joe Plancarte (CMG Home Loans, Greenwood Village). Ranking is lender-neutral: specialty evidence first, then a license in CO, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[George Hager](https://lendb.ai/lo/george-hager-210351)** (NMLS 210351), Guild Mortgage, Greenwood Village, CO
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Office in Greenwood Village, CO
   - Licensed in CO: confirmed with the Colorado regulator (license 100019546), verified 2026-10-16
   - Earliest state license record: October 3, 2007 (Colorado), per state regulator
   - States 23 years of experience (lender page, 2026-10-19)
2. **[Heather Lantry](https://lendb.ai/lo/heather-lantry-398389)** (NMLS 398389), American Pacific Mortgage, Fort Collins, CO
   - Focus: Refinance (from their own specialty list on their lender page, verified 2026-10-20)
   - Office in Fort Collins, CO
   - Licensed in CO: confirmed with the Colorado regulator (license 100044941), verified 2026-10-16
   - Earliest state license record: June 14, 2013 (Colorado), per state regulator
   - States 23 years of experience (lender page, 2026-10-20)
3. **[Joe Plancarte](https://lendb.ai/lo/joe-plancarte-172719)** (NMLS 172719), CMG Home Loans, Greenwood Village, CO
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Office in Greenwood Village, CO
   - Licensed in CO: confirmed with the Colorado regulator (license 100020399), verified 2026-10-16
   - Earliest state license record: November 1, 2007 (Colorado), per state regulator
4. **[Kim Shuey](https://lendb.ai/lo/kimberly-shuey-410338)** (NMLS 410338), Mutual of Omaha Mortgage, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in CO: confirmed with the Colorado regulator (license 100512824), verified 2026-10-16
   - Earliest state license record: July 22, 2011 (Texas), per state regulator
   - States 20 years of experience (lender page, 2026-10-20)
5. **[Jamie Laskie](https://lendb.ai/lo/jamie-laskie-1641628)** (NMLS 1641628), Guild Mortgage, Fort Collins, CO
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Office in Fort Collins, CO
   - Licensed in CO: confirmed with the Colorado regulator (license 100508812), verified 2026-10-16
   - Earliest state license record: September 28, 2017 (Colorado), per state regulator
6. **[Stephanie O'Farrell](https://lendb.ai/lo/stephanie-o-farrell-95809)** (NMLS 95809), Mutual of Omaha Mortgage, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in CO: confirmed with the Colorado regulator (license 100514851), verified 2026-10-16
   - Earliest state license record: November 17, 2008 (Illinois), per state regulator
   - States 20 years of experience (lender page, 2026-10-20)
7. **[Evan Jansen](https://lendb.ai/lo/evan-jansen-128384)** (NMLS 128384), Summit Mortgage Corporation, Lakewood, CO
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Office in Lakewood, CO
   - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: July 29, 2008 (Wisconsin), per state regulator
8. **[Stephani Davis](https://lendb.ai/lo/stephani-davis-202783)** (NMLS 202783), CMG Home Loans, Greenwood Village, CO
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Office in Greenwood Village, CO
   - Licensed in CO: confirmed with the Colorado regulator (license 100018683), verified 2026-10-16
   - Earliest state license record: September 7, 2007 (Colorado), per state regulator
9. **[Catherine Barnett](https://lendb.ai/lo/catherine-barnett-237244)** (NMLS 237244), Xpert Home Lending
   - Lists Refinance on lender page (lender page, verified 2026-10-21)
   - Licensed in CO: confirmed with the Colorado regulator (license 100029963), verified 2026-10-16
   - Earliest state license record: October 27, 2009 (Colorado), per state regulator
   - States 22 years of experience (lender page, 2026-10-21)
10. **[Keith Smith](https://lendb.ai/lo/keith-smith-903855)** (NMLS 903855), Xpert Home Lending
   - Lists Refinance on lender page (lender page, verified 2026-10-21)
   - Licensed in CO: confirmed with the Colorado regulator (license 100027557), verified 2026-10-16
   - Earliest state license record: February 5, 2009 (Colorado), per state regulator
   - States 25 years of experience (lender page, 2026-10-21)
11. **[Kris Hermann](https://lendb.ai/lo/kris-hermann-1247814)** (NMLS 1247814), Lit Financial Corporation
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in CO: confirmed with the Colorado regulator (license 100054943), verified 2026-10-16
   - Earliest state license record: February 17, 2015 (Colorado), per state regulator
   - States 10 years of experience (lender page, 2026-10-19)
12. **[Luke Leary](https://lendb.ai/lo/luke-leary-2696983)** (NMLS 2696983), Guild Mortgage, Denver, CO
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Office in Denver, CO
   - Licensed in CO: confirmed with the Colorado regulator (license 100541815), verified 2026-10-16
   - Earliest state license record: April 2, 2025 (Colorado), per state regulator
   - States 25 years of experience (lender page, 2026-10-19)
13. **[Brynn Warner](https://lendb.ai/lo/brynn-warner-1474253)** (NMLS 1474253), CMG Home Loans, Greenwood Village, CO
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Office in Greenwood Village, CO
   - Licensed in CO: confirmed with the Colorado regulator (license 100503660), verified 2026-10-16
   - Earliest state license record: August 11, 2016 (Colorado), per state regulator
14. **[Jim Simpson](https://lendb.ai/lo/james-simpson-420787)** (NMLS 420787), Mutual of Omaha Mortgage, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in CO: confirmed with the Colorado regulator (license 100054338), verified 2026-10-16
   - Earliest state license record: January 15, 2015 (Colorado), per state regulator
   - States 22 years of experience (lender page, 2026-10-20)
15. **[Megan Curtis](https://lendb.ai/lo/megan-curtis-1621681)** (NMLS 1621681), Pennymac, Pasadena, CA
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in CO: confirmed with the Colorado regulator (license 100508631), verified 2026-10-16
   - Earliest state license record: September 12, 2017 (Colorado), per state regulator
16. **[Mike Schuster](https://lendb.ai/lo/michael-schuster-1980879)** (NMLS 1980879), CrossCountry Mortgage, Columbia, MD
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in CO: confirmed with the Colorado regulator (license 100538754), verified 2026-10-16
   - Earliest state license record: April 26, 2021 (Illinois), per state regulator
17. **[Eric Raso](https://lendb.ai/lo/eric-raso-457108)** (NMLS 457108), CMG Home Loans, Tempe, AZ
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in CO: confirmed with the Colorado regulator (license 100052343), verified 2026-10-16
   - Earliest state license record: August 27, 2014 (Colorado), per state regulator
   - States 20 years of experience (lender page, 2026-10-20)
18. **[Camille Olson](https://lendb.ai/lo/camille-olson-474281)** (NMLS 474281), Barrett Financial Group, Chandler, AZ
   - Lists Refinance on lender page (lender page, verified 2026-10-19)
   - Licensed in CO: confirmed with the Colorado regulator (license 100504651), verified 2026-10-16
   - Earliest state license record: July 10, 2014 (Texas), per state regulator
19. **[Mark Gundersen](https://lendb.ai/lo/mark-gundersen-397893)** (NMLS 397893), Mutual of Omaha Mortgage, St. Charles, IL
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in CO: confirmed with the Colorado regulator (license 100522610), verified 2026-10-16
   - Earliest state license record: November 20, 2012 (Illinois), per state regulator
   - States 21 years of experience (lender page, 2026-10-20)
20. **[Kellie Buchanan](https://lendb.ai/lo/kellie-buchanan-744052)** (NMLS 744052), Highlands Residential Mortgage, Allen, TX
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in CO: confirmed with the Colorado regulator (license 100514821), verified 2026-10-16
   - Earliest state license record: January 6, 2012 (Texas), per state regulator
   - States 34 years of experience (lender page, 2026-10-20)
21. **[Nick Carter](https://lendb.ai/lo/nick-carter-200547)** (NMLS 200547), Directors Mortgage, Eugene, OR
   - Lists Refinance on lender page (lender page, verified 2026-10-21)
   - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: July 31, 2010 (Oregon), per state regulator
22. **[Debbie Laney](https://lendb.ai/lo/debbie-laney-228108)** (NMLS 228108), Xpert Home Lending
   - Lists Refinance on lender page (lender page, verified 2026-10-21)
   - Licensed in CO: confirmed with the Colorado regulator (license 100011043), verified 2026-10-16
   - Earliest state license record: December 26, 2006 (Colorado), per state regulator
   - States 30 years of experience (lender page, 2026-10-21)
23. **[Ed Woolery](https://lendb.ai/lo/edward-woolery-632979)** (NMLS 632979), Guaranteed Rate Affinity, LLC, La Jolla, CA
   - Lists Refinance on lender page (lender page, verified 2026-10-21)
   - Licensed in CO: confirmed with the Colorado regulator (license 100535772), verified 2026-10-16
   - Earliest state license record: October 5, 2018 (California), per state regulator
24. **[Jillian Faustino](https://lendb.ai/lo/jillian-faustino-2748105)** (NMLS 2748105), Newrez, Fort Washington, PA
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in CO: confirmed with the Colorado regulator (license 100543461), verified 2026-10-16
   - Earliest state license record: October 2, 2025 (Illinois), per state regulator
25. **[Katie Hammes](https://lendb.ai/lo/kathleen-hammes-1031048)** (NMLS 1031048), Guaranteed Rate Affinity, LLC, Mequon, WI
   - Lists Refinance on lender page (lender page, verified 2026-10-21)
   - Licensed in CO: confirmed with the Colorado regulator (license 100542074), verified 2026-10-16
   - Earliest state license record: December 27, 2018 (Wisconsin), per state regulator

## Questions to ask

- What are my total closing costs, and how many months until the lower payment pays them back?
- Can I take cash out, and how much equity do I need to keep?
- If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say?

Cite as: LenDb.ai, https://lendb.ai/s/refinance/colorado.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._