--- canonical_url: https://lendb.ai/s/refinance/georgia last_verified: 2026-10-26 --- # Loan officers for homeowners who are refinancing in Georgia As of 2026-10-26, LenDb lists 293 loan officers licensed in or based in Georgia whose lender pages show Refinance work. The top-ranked are Jim Sarver (Newrez, Mount Pleasant), John Lee (Truist Bank, Alpharetta) and Greg Brock (CrossCountry Mortgage, Canton). Ranking is lender-neutral: specialty evidence first, then a license in GA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Jim Sarver](https://lendb.ai/lo/james-sarver-144473)** (NMLS 144473), Newrez, Mount Pleasant, SC - Lists Refinance on lender page (lender page, verified 2026-10-26) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 26, 2022 (Florida), per state regulator - States 30 years of experience (lender page, 2026-10-26) 2. **[John Lee](https://lendb.ai/lo/john-lee-415261)** (NMLS 415261), Truist Bank, Alpharetta, GA - Lists Refinance on lender page (lender page, verified 2026-10-21) - Office in Alpharetta, GA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 17 years of experience (lender page, 2026-10-21) 3. **[Greg Brock](https://lendb.ai/lo/greg-brock-1533416)** (NMLS 1533416), CrossCountry Mortgage, Canton, GA - Lists Refinance on lender page (lender page, verified 2026-10-26) - Office in Canton, GA - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 4. **[Jeremy Wetzel](https://lendb.ai/lo/jeremy-wetzel-3364)** (NMLS 3364), CrossCountry Mortgage, Louisville, KY - Lists Refinance on lender page (lender page, verified 2026-10-21) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 3, 2010 (Illinois), per state regulator - States 23 years of experience (lender page, 2026-10-21) 5. **[Brant Gilmore](https://lendb.ai/lo/brant-gilmore-756279)** (NMLS 756279), Truist Bank, Alpharetta, GA - Focus: Refinance (from their bio on their lender page, verified 2026-10-21) - Office in Alpharetta, GA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Earliest state license record: January 14, 2014 (Wisconsin), per state regulator - States 18 years of experience (lender page, 2026-10-21) 6. **[James Conley](https://lendb.ai/lo/james-conley-2026522)** (NMLS 2026522), CrossCountry Mortgage, Columbia, MD - Lists Refinance on lender page (lender page, verified 2026-10-26) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 3, 2022 (Wisconsin), per state regulator - States 6 years of experience (lender page, 2026-10-26) 7. **[Jason Stallworth](https://lendb.ai/lo/jason-stallworth-7577)** (NMLS 7577), Embrace Home Loans, Amityville, NY - Lists Refinance on lender page (lender page, verified 2026-10-21) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 24, 2021 (Florida), per state regulator 8. **[Mike Schuster](https://lendb.ai/lo/michael-schuster-1980879)** (NMLS 1980879), CrossCountry Mortgage, Columbia, MD - Lists Refinance on lender page (lender page, verified 2026-10-26) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 26, 2021 (Illinois), per state regulator 9. **[Bill White](https://lendb.ai/lo/william-white-2268018)** (NMLS 2268018), CrossCountry Mortgage, Cincinnati, OH - Lists Refinance on lender page (lender page, verified 2026-10-26) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 13, 2021 (Illinois), per state regulator 10. **[Daniela Rhein](https://lendb.ai/lo/daniela-rhein-2576476)** (NMLS 2576476), Guild Mortgage, Evans, GA - Lists Refinance on lender page (lender page, verified 2026-10-26) - Office in Evans, GA - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 11. **[Eric Raso](https://lendb.ai/lo/eric-raso-457108)** (NMLS 457108), CMG Home Loans, Tempe, AZ - Lists Refinance on lender page (lender page, verified 2026-10-20) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 27, 2014 (Colorado), per state regulator - States 20 years of experience (lender page, 2026-10-20) 12. **[Camille Olson](https://lendb.ai/lo/camille-olson-474281)** (NMLS 474281), Barrett Financial Group, Chandler, AZ - Lists Refinance on lender page (lender page, verified 2026-10-19) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 10, 2014 (Texas), per state regulator 13. **[Patricia Miocic](https://lendb.ai/lo/patricia-miocic-1736087)** (NMLS 1736087), Xpert Home Lending, TN - Lists Refinance on lender page (lender page, verified 2026-10-21) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 19, 2018 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-21) 14. **[Devin Harris](https://lendb.ai/lo/devin-harris-2848186)** (NMLS 2848186), Lower, Columbus, OH - Focus: Refinance (from their bio on their lender page, verified 2026-10-21) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 5, 2026 (California), per state regulator 15. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Refinance on lender page (lender page, verified 2026-10-20) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 26, 2012 (Oregon), per state regulator 16. **[Mike Semo](https://lendb.ai/lo/mike-semo-2101766)** (NMLS 2101766), Trident Home Loans, Pensacola, FL - Lists Refinance on lender page (lender page, verified 2026-10-26) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 17. **[Daniel M. Asbury](https://lendb.ai/lo/daniel-m-asbury-658798)** (NMLS 658798), Truist Bank, Alpharetta, GA - Lists Refinance on lender page (lender page, verified 2026-10-21) - Office in Alpharetta, GA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 18. **[Jennifer Buckholz](https://lendb.ai/lo/jennifer-buckholz-265867)** (NMLS 265867), CMG Home Loans, Federal Way, WA - Lists Refinance on lender page (lender page, verified 2026-10-20) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 26, 2011 (Oregon), per state regulator 19. **[Cathy Sabater](https://lendb.ai/lo/catherine-sabater-373470)** (NMLS 373470), Empire Home Loans - Lists Refinance on lender page (lender page, verified 2026-10-21) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 12, 2011 (California), per state regulator - States 20 years of experience (lender page, 2026-10-21) 20. **[Benjamin Williams](https://lendb.ai/lo/benjamin-williams-1025173)** (NMLS 1025173), Guild Mortgage, San Diego, CA - Lists Refinance on lender page (lender page, verified 2026-10-26) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 4, 2013 (Oregon), per state regulator 21. **[Julie Ann Jackson](https://lendb.ai/lo/julie-ann-jackson-108829)** (NMLS 108829), CMG Home Loans, Oak Harbor, WA - Lists Refinance on lender page (lender page, verified 2026-10-20) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 22. **[Ron Luttrull](https://lendb.ai/lo/ronald-luttrull-274181)** (NMLS 274181), Guild Mortgage, San Diego, CA - Lists Refinance on lender page (lender page, verified 2026-10-26) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 19, 2010 (California), per state regulator - States 20 years of experience (lender page, 2026-10-19) 23. **[Mike Eastman](https://lendb.ai/lo/michael-eastman-21108)** (NMLS 21108), First Heritage Mortgage, Fairfax, VA - Lists Refinance on lender page (lender page, verified 2026-10-20) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 26, 2025 (Florida), per state regulator 24. **[Andy Price](https://lendb.ai/lo/william-price-175742)** (NMLS 175742), Price Mortgage - Lists Refinance on lender page (lender page, verified 2026-10-21) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 16, 2017 (California), per state regulator - States 15 years of experience (lender page, 2026-10-21) 25. **[Spencer Wartman](https://lendb.ai/lo/spencer-wartman-2109932)** (NMLS 2109932), Trident Home Loans, Pensacola, FL - Lists Refinance on lender page (lender page, verified 2026-10-26) - GA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 18, 2022 (Florida), per state regulator ## Questions to ask - What are my total closing costs, and how many months until the lower payment pays them back? - Can I take cash out, and how much equity do I need to keep? - If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say? Cite as: LenDb.ai, https://lendb.ai/s/refinance/georgia. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._