--- canonical_url: https://lendb.ai/s/refinance/indiana last_verified: 2026-10-26 --- # Loan officers for homeowners who are refinancing in Indiana As of 2026-10-26, LenDb lists 155 loan officers licensed in or based in Indiana whose lender pages show Refinance work. The top-ranked are Jeremy Wetzel (CrossCountry Mortgage, Louisville), Mike Schuster (CrossCountry Mortgage, Columbia) and Bill White (CrossCountry Mortgage, Cincinnati). Ranking is lender-neutral: specialty evidence first, then a license in IN, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Jeremy Wetzel](https://lendb.ai/lo/jeremy-wetzel-3364)** (NMLS 3364), CrossCountry Mortgage, Louisville, KY - Lists Refinance on lender page (lender page, verified 2026-10-21) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 3, 2010 (Illinois), per state regulator - States 23 years of experience (lender page, 2026-10-21) 2. **[Mike Schuster](https://lendb.ai/lo/michael-schuster-1980879)** (NMLS 1980879), CrossCountry Mortgage, Columbia, MD - Lists Refinance on lender page (lender page, verified 2026-10-26) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 26, 2021 (Illinois), per state regulator 3. **[Bill White](https://lendb.ai/lo/william-white-2268018)** (NMLS 2268018), CrossCountry Mortgage, Cincinnati, OH - Lists Refinance on lender page (lender page, verified 2026-10-26) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 13, 2021 (Illinois), per state regulator 4. **[Eric Raso](https://lendb.ai/lo/eric-raso-457108)** (NMLS 457108), CMG Home Loans, Tempe, AZ - Lists Refinance on lender page (lender page, verified 2026-10-20) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 27, 2014 (Colorado), per state regulator - States 20 years of experience (lender page, 2026-10-20) 5. **[DJ Joyce](https://lendb.ai/lo/dj-joyce-2540027)** (NMLS 2540027), CrossCountry Mortgage, Cleveland, OH - Lists Refinance on lender page (lender page, verified 2026-10-26) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 21, 2023 (Oregon), per state regulator 6. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Refinance on lender page (lender page, verified 2026-10-20) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 26, 2012 (Oregon), per state regulator 7. **[Matt Fenster](https://lendb.ai/lo/matthew-fenster-21524)** (NMLS 21524), Guild Mortgage, Middletown, RI - Lists Refinance on lender page (lender page, verified 2026-10-26) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 15, 2026 (Florida), per state regulator - States 22 years of experience (lender page, 2026-10-20) 8. **[Steve Bloom](https://lendb.ai/lo/steven-bloom-130998)** (NMLS 130998), A & N Mortgage Services, Inc., Chicago, IL - Lists Refinance on lender page (lender page, verified 2026-10-21) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: October 10, 2006 (Illinois), per state regulator 9. **[Ron Haddad](https://lendb.ai/lo/ronald-haddad-204443)** (NMLS 204443), Union Home Mortgage, Arlington Heights, IL - Lists Refinance on lender page (lender page, verified 2026-10-26) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 23, 2005 (Illinois), per state regulator - States 20 years of experience (lender page, 2026-10-14) 10. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD - Lists Refinance on lender page (lender page, verified 2026-10-20) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 23, 2016 (California), per state regulator 11. **[Venkat Pitchala](https://lendb.ai/lo/venkateswara-pitchala-2555420)** (NMLS 2555420), The Hill Mortgage Company, IL - Lists Refinance on lender page (lender page, verified 2026-10-26) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 29, 2024 (Illinois), per state regulator 12. **[Jennifer Buckholz](https://lendb.ai/lo/jennifer-buckholz-265867)** (NMLS 265867), CMG Home Loans, Federal Way, WA - Lists Refinance on lender page (lender page, verified 2026-10-20) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 26, 2011 (Oregon), per state regulator 13. **[Benjamin Williams](https://lendb.ai/lo/benjamin-williams-1025173)** (NMLS 1025173), Guild Mortgage, San Diego, CA - Lists Refinance on lender page (lender page, verified 2026-10-26) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 4, 2013 (Oregon), per state regulator 14. **[Ron Luttrull](https://lendb.ai/lo/ronald-luttrull-274181)** (NMLS 274181), Guild Mortgage, San Diego, CA - Lists Refinance on lender page (lender page, verified 2026-10-26) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 19, 2010 (California), per state regulator - States 20 years of experience (lender page, 2026-10-19) 15. **[Jatin Bajaj](https://lendb.ai/lo/jatin-bajaj-2619203)** (NMLS 2619203), ENSURE HOME LOANS LLC - Lists Refinance on lender page (lender page, verified 2026-10-26) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) 16. **[Andy Price](https://lendb.ai/lo/william-price-175742)** (NMLS 175742), Price Mortgage - Lists Refinance on lender page (lender page, verified 2026-10-21) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 16, 2017 (California), per state regulator - States 15 years of experience (lender page, 2026-10-21) 17. **[Spencer Wartman](https://lendb.ai/lo/spencer-wartman-2109932)** (NMLS 2109932), Trident Home Loans, Pensacola, FL - Lists Refinance on lender page (lender page, verified 2026-10-26) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 18, 2022 (Florida), per state regulator 18. **[David Barban](https://lendb.ai/lo/david-barban-714730)** (NMLS 714730), Endeavor Capital, LLC, Chesterfield, MO - Lists Refinance on lender page (lender page, verified 2026-10-21) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 16, 2024 (Iowa), per state regulator 19. **[Carol Freeman](https://lendb.ai/lo/carol-freeman-231466)** (NMLS 231466), CrossCountry Mortgage, Fishers, IN - Lists Refinance on lender page (lender page, verified 2026-10-22) - Office in Fishers, IN - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: October 13, 2025 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-22) 20. **[Chad Fallis](https://lendb.ai/lo/chad-fallis-292827)** (NMLS 292827), CrossCountry Mortgage, Carmel, IN - Lists Refinance on lender page (lender page, verified 2026-10-22) - Office in Carmel, IN - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 12, 2019 (Florida), per state regulator - States 22 years of experience (lender page, 2026-10-22) 21. **[Sarah Pichardo](https://lendb.ai/lo/sarah-pichardo-229120)** (NMLS 229120), CMG Home Loans, Fairfax, VA - Lists Refinance on lender page (lender page, verified 2026-10-20) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 15, 2022 (Florida), per state regulator 22. **[Adam Snively](https://lendb.ai/lo/adam-snively-130875)** (NMLS 130875), CrossCountry Mortgage, Zionsville, IN - Lists Refinance on lender page (lender page, verified 2026-10-26) - Office in Zionsville, IN - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 16, 2017 (Florida), per state regulator 23. **[Jessica Weeks](https://lendb.ai/lo/jessica-weeks-1804529)** (NMLS 1804529), CrossCountry Mortgage, Noblesville, IN - Lists Refinance on lender page (lender page, verified 2026-10-26) - Office in Noblesville, IN - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 7, 2019 (Iowa), per state regulator 24. **[Kyle O'Keefe](https://lendb.ai/lo/kyle-o-keefe-158077)** (NMLS 158077), CrossCountry Mortgage, Fishers, IN - Lists Refinance on lender page (lender page, verified 2026-10-26) - Office in Fishers, IN - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: October 17, 2022 (Colorado), per state regulator 25. **[Earl Rose](https://lendb.ai/lo/earl-rose-212480)** (NMLS 212480), CrossCountry Mortgage, Bloomington, MN - Lists Refinance on lender page (lender page, verified 2026-10-22) - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 7, 2014 (Wisconsin), per state regulator - States 45 years of experience (lender page, 2026-10-22) ## Questions to ask - What are my total closing costs, and how many months until the lower payment pays them back? - Can I take cash out, and how much equity do I need to keep? - If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say? Cite as: LenDb.ai, https://lendb.ai/s/refinance/indiana. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._