---
canonical_url: https://lendb.ai/s/refinance/iowa
last_verified: 2026-10-26
---

# Loan officers for homeowners who are refinancing in Iowa

As of 2026-10-26, LenDb lists 25 loan officers licensed in or based in Iowa whose lender pages show Refinance work. The top-ranked are Kim Shuey (Mutual of Omaha Mortgage, Overland Park), Stephanie O'Farrell (Mutual of Omaha Mortgage, Overland Park) and Steve Hochrein (Newrez, Columbia). Ranking is lender-neutral: specialty evidence first, then a license in IA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Kim Shuey](https://lendb.ai/lo/kimberly-shuey-410338)** (NMLS 410338), Mutual of Omaha Mortgage, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in IA: confirmed with the Iowa regulator (license 50256), verified 2026-10-20
   - Earliest state license record: July 22, 2011 (Texas), per state regulator
   - States 20 years of experience (lender page, 2026-10-20)
2. **[Stephanie O'Farrell](https://lendb.ai/lo/stephanie-o-farrell-95809)** (NMLS 95809), Mutual of Omaha Mortgage, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in IA: confirmed with the Iowa regulator (license 50253), verified 2026-10-20
   - Earliest state license record: November 17, 2008 (Illinois), per state regulator
   - States 20 years of experience (lender page, 2026-10-20)
3. **[Steve Hochrein](https://lendb.ai/lo/steven-hochrein-133559)** (NMLS 133559), Newrez, Columbia, MD
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in IA: confirmed with the Iowa regulator (license 31976), verified 2026-10-20
   - Earliest state license record: February 21, 2011 (Florida), per state regulator
   - States 14 years of experience (lender page, 2026-10-14)
4. **[Christopher Arnold](https://lendb.ai/lo/christopher-arnold-1702764)** (NMLS 1702764), Newrez, Fort Washington, PA
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in IA: confirmed with the Iowa regulator (license 36950), verified 2026-10-20
   - Earliest state license record: January 30, 2018 (Wisconsin), per state regulator
5. **[Jim Simpson](https://lendb.ai/lo/james-simpson-420787)** (NMLS 420787), Mutual of Omaha Mortgage, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in IA: confirmed with the Iowa regulator (license 52003), verified 2026-10-20
   - Earliest state license record: January 15, 2015 (Colorado), per state regulator
   - States 22 years of experience (lender page, 2026-10-20)
6. **[Megan Curtis](https://lendb.ai/lo/megan-curtis-1621681)** (NMLS 1621681), Pennymac, Pasadena, CA
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in IA: confirmed with the Iowa regulator (license 51930), verified 2026-10-20
   - Earliest state license record: September 12, 2017 (Colorado), per state regulator
7. **[Eric Raso](https://lendb.ai/lo/eric-raso-457108)** (NMLS 457108), CMG Home Loans, Tempe, AZ
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in IA: confirmed with the Iowa regulator (license 37401), verified 2026-10-20
   - Earliest state license record: August 27, 2014 (Colorado), per state regulator
   - States 20 years of experience (lender page, 2026-10-20)
8. **[Mark Gundersen](https://lendb.ai/lo/mark-gundersen-397893)** (NMLS 397893), Mutual of Omaha Mortgage, St. Charles, IL
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in IA: confirmed with the Iowa regulator (license 52560), verified 2026-10-20
   - Earliest state license record: November 20, 2012 (Illinois), per state regulator
   - States 21 years of experience (lender page, 2026-10-20)
9. **[Crystal Santos](https://lendb.ai/lo/crystal-santos-690317)** (NMLS 690317), Consumer Real Estate Finance Co., Spring Grove, IL
   - Lists Refinance on lender page (lender page, verified 2026-10-21)
   - Licensed in IA: confirmed with the Iowa regulator (license 53223), verified 2026-10-20
   - Earliest state license record: March 28, 2022 (Illinois), per state regulator
   - States 25 years of experience (lender page, 2026-10-21)
10. **[James Abdallah](https://lendb.ai/lo/james-abdallah-255833)** (NMLS 255833), Lit Financial Corporation, Dearborn, MI
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in IA: confirmed with the Iowa regulator (license 20819), verified 2026-10-20
   - Earliest state license record: February 8, 2011 (Illinois), per state regulator
   - States 22 years of experience (lender page, 2026-10-19)
11. **[Natasha Robinson](https://lendb.ai/lo/natasha-robinson-332074)** (NMLS 332074), Guaranteed Rate Affinity, LLC, Chicago, IL
   - Lists Refinance on lender page (lender page, verified 2026-10-21)
   - Licensed in IA: confirmed with the Iowa regulator (license 34148), verified 2026-10-20
   - Earliest state license record: April 20, 2009 (Illinois), per state regulator
12. **[Jayden Burns](https://lendb.ai/lo/jayden-burns-2820315)** (NMLS 2820315), INDEPENDENCE HOME LOANS LLC
   - Focus: Refinance (from their bio on their lender page, verified 2026-10-26)
   - Licensed in IA: confirmed with the Iowa regulator (license 58342), verified 2026-10-20
   - Earliest state license record: April 3, 2026 (Oregon), per state regulator
13. **[Ryan Vallone](https://lendb.ai/lo/ryan-vallone-312680)** (NMLS 312680), Lit Financial Corporation
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in IA: confirmed with the Iowa regulator (license 36760), verified 2026-10-20
   - Earliest state license record: February 13, 2020 (Iowa), per state regulator
   - States 15 years of experience (lender page, 2026-10-19)
14. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in IA: confirmed with the Iowa regulator (license 23438), verified 2026-10-20
   - Earliest state license record: January 26, 2012 (Oregon), per state regulator
15. **[Moe Kasham](https://lendb.ai/lo/moe-kasham-31220)** (NMLS 31220), Lit Financial Corporation
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in IA: confirmed with the Iowa regulator (license 26357), verified 2026-10-20
   - Earliest state license record: July 22, 2010 (Texas), per state regulator
16. **[Tyler Bahnsen](https://lendb.ai/lo/tyler-bahnsen-362852)** (NMLS 362852), CMG Home Loans, Miami, FL
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in IA: confirmed with the Iowa regulator (license 51659), verified 2026-10-20
   - Earliest state license record: October 20, 2011 (Florida), per state regulator
   - States 21 years of experience (lender page, 2026-10-20)
17. **[Khash Saghafi](https://lendb.ai/lo/khashayar-saghafi-120117)** (NMLS 120117), Liberty Home Mortgage Corporation, Independence, OH
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in IA: confirmed with the Iowa regulator (license 36369), verified 2026-10-20
   - Earliest state license record: October 24, 2014 (Florida), per state regulator
   - States 25 years of experience (lender page, 2026-10-15)
18. **[Robert Ferger](https://lendb.ai/lo/robert-ferger-228658)** (NMLS 228658), Mutual of Omaha Mortgage, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in IA: confirmed with the Iowa regulator (license 50576), verified 2026-10-20
   - Earliest state license record: July 10, 2017 (Colorado), per state regulator
   - States 25 years of experience (lender page, 2026-10-20)
19. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in IA: confirmed with the Iowa regulator (license 53580), verified 2026-10-20
   - Earliest state license record: August 23, 2016 (California), per state regulator
20. **[Travis Goltz](https://lendb.ai/lo/travis-goltz-351337)** (NMLS 351337), Granite Bank, Champlin, MN
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - Earliest state license record: January 2, 2014 (Wisconsin), per state regulator
21. **[Jake Longhta](https://lendb.ai/lo/jacob-longhta-1595726)** (NMLS 1595726), Mutual of Omaha Mortgage, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in IA: confirmed with the Iowa regulator (license 50902), verified 2026-10-20
   - Earliest state license record: April 4, 2018 (Colorado), per state regulator
   - States 10 years of experience (lender page, 2026-10-20)
22. **[Bryan Miller](https://lendb.ai/lo/bryan-miller-1191905)** (NMLS 1191905), The Federal Savings Bank
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - Earliest state license record: July 30, 2018 (Wisconsin), per state regulator
23. **[Jennifer Buckholz](https://lendb.ai/lo/jennifer-buckholz-265867)** (NMLS 265867), CMG Home Loans, Federal Way, WA
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in IA: confirmed with the Iowa regulator (license 30498), verified 2026-10-20
   - Earliest state license record: July 26, 2011 (Oregon), per state regulator
24. **[Britainy Wilkerson](https://lendb.ai/lo/britainy-wilkerson-1137924)** (NMLS 1137924), Xpert Home Lending, Roseville, CA
   - Lists Refinance on lender page (lender page, verified 2026-10-21)
   - Licensed in IA: confirmed with the Iowa regulator (license 51070), verified 2026-10-20
   - Earliest state license record: December 4, 2023 (Iowa), per state regulator
   - States 15 years of experience (lender page, 2026-10-21)
25. **[Corry Warren](https://lendb.ai/lo/corry-warren-1957139)** (NMLS 1957139), Consumer Real Estate Finance Co., Cleveland, OH
   - Lists Refinance on lender page (lender page, verified 2026-10-21)
   - Licensed in IA: confirmed with the Iowa regulator (license 52948), verified 2026-10-20
   - Earliest state license record: November 5, 2024 (Iowa), per state regulator
   - States 6 years of experience (lender page, 2026-10-21)

## Questions to ask

- What are my total closing costs, and how many months until the lower payment pays them back?
- Can I take cash out, and how much equity do I need to keep?
- If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say?

Cite as: LenDb.ai, https://lendb.ai/s/refinance/iowa.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._