--- canonical_url: https://lendb.ai/s/refinance/kansas last_verified: 2026-10-26 --- # Loan officers for homeowners who are refinancing in Kansas As of 2026-10-26, LenDb lists 70 loan officers licensed in or based in Kansas whose lender pages show Refinance work. The top-ranked are John Markman (Fairway Independent Mortgage Corporation, Overland Park), Eric Raso (CMG Home Loans, Tempe) and Joe Plancarte (CMG Home Loans, Greenwood Village). Ranking is lender-neutral: specialty evidence first, then a license in KS, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[John Markman](https://lendb.ai/lo/john-markman-1660491)** (NMLS 1660491), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists Refinance on lender page (lender page, verified 2026-10-20) - Office in Overland Park, KS - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 19, 2022 (Illinois), per state regulator - States 16 years of experience (lender page, 2026-10-20) 2. **[Eric Raso](https://lendb.ai/lo/eric-raso-457108)** (NMLS 457108), CMG Home Loans, Tempe, AZ - Lists Refinance on lender page (lender page, verified 2026-10-20) - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 27, 2014 (Colorado), per state regulator - States 20 years of experience (lender page, 2026-10-20) 3. **[Joe Plancarte](https://lendb.ai/lo/joe-plancarte-172719)** (NMLS 172719), CMG Home Loans, Greenwood Village, CO - Lists Refinance on lender page (lender page, verified 2026-10-20) - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 1, 2007 (Colorado), per state regulator 4. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Refinance on lender page (lender page, verified 2026-10-20) - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 26, 2012 (Oregon), per state regulator 5. **[Alex Carriker](https://lendb.ai/lo/alexander-carriker-1283419)** (NMLS 1283419), Highlands Residential Mortgage, Springfield, MO - Lists Refinance on lender page (lender page, verified 2026-10-20) - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 9, 2024 (Florida), per state regulator 6. **[Jennifer Buckholz](https://lendb.ai/lo/jennifer-buckholz-265867)** (NMLS 265867), CMG Home Loans, Federal Way, WA - Lists Refinance on lender page (lender page, verified 2026-10-20) - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 26, 2011 (Oregon), per state regulator 7. **[Benjamin Williams](https://lendb.ai/lo/benjamin-williams-1025173)** (NMLS 1025173), Guild Mortgage, San Diego, CA - Lists Refinance on lender page (lender page, verified 2026-10-26) - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 4, 2013 (Oregon), per state regulator 8. **[Sarah Everett](https://lendb.ai/lo/sarah-everett-2366701)** (NMLS 2366701), CrossCountry Mortgage, Lenexa, KS - Lists Refinance on lender page (lender page, verified 2026-10-26) - Office in Lenexa, KS - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) 9. **[Ron Luttrull](https://lendb.ai/lo/ronald-luttrull-274181)** (NMLS 274181), Guild Mortgage, San Diego, CA - Lists Refinance on lender page (lender page, verified 2026-10-26) - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 19, 2010 (California), per state regulator - States 20 years of experience (lender page, 2026-10-19) 10. **[Spencer Wartman](https://lendb.ai/lo/spencer-wartman-2109932)** (NMLS 2109932), Trident Home Loans, Pensacola, FL - Lists Refinance on lender page (lender page, verified 2026-10-26) - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 18, 2022 (Florida), per state regulator 11. **[Theresa Rolen](https://lendb.ai/lo/theresa-rolen-2249004)** (NMLS 2249004), Copeland Mortgage Company - Lists Refinance on lender page (lender page, verified 2026-10-26) - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 6, 2025 (Texas), per state regulator 12. **[Brittani King](https://lendb.ai/lo/brittani-king-365423)** (NMLS 365423), CrossCountry Mortgage, Overland Park, KS - Lists Refinance on lender page (lender page, verified 2026-10-21) - Office in Overland Park, KS - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: October 16, 2013 (Iowa), per state regulator - States 18 years of experience (lender page, 2026-10-21) 13. **[Sarah Pichardo](https://lendb.ai/lo/sarah-pichardo-229120)** (NMLS 229120), CMG Home Loans, Fairfax, VA - Lists Refinance on lender page (lender page, verified 2026-10-20) - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 15, 2022 (Florida), per state regulator 14. **[Brian Weeks](https://lendb.ai/lo/brian-weeks-1557610)** (NMLS 1557610), CrossCountry Mortgage, Overland Park, KS - Lists Refinance on lender page (lender page, verified 2026-10-26) - Office in Overland Park, KS - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 7, 2016 (Colorado), per state regulator 15. **[Louie Bench](https://lendb.ai/lo/louie-bench-1585153)** (NMLS 1585153), CrossCountry Mortgage, Lenexa, KS - Lists Refinance on lender page (lender page, verified 2026-10-26) - Office in Lenexa, KS - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 25, 2018 (Iowa), per state regulator 16. **[Kyle Morrissey](https://lendb.ai/lo/kyle-morrissey-1428875)** (NMLS 1428875), CrossCountry Mortgage, Lenexa, KS - Lists Refinance on lender page (lender page, verified 2026-10-21) - Office in Lenexa, KS - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 1, 2022 (Illinois), per state regulator 17. **[Nick Weeks](https://lendb.ai/lo/nicholas-weeks-415107)** (NMLS 415107), CrossCountry Mortgage, Overland Park, KS - Lists Refinance on lender page (lender page, verified 2026-10-26) - Office in Overland Park, KS - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 9, 2023 (California), per state regulator 18. **[Scott Reese](https://lendb.ai/lo/douglas-reese-86512)** (NMLS 86512), CrossCountry Mortgage, Cleveland, OH - Lists Refinance on lender page (lender page, verified 2026-10-26) - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 3, 2011 (California), per state regulator - States 20 years of experience (lender page, 2026-10-26) 19. **[Chet Wisinski](https://lendb.ai/lo/chester-wisinski-83495)** (NMLS 83495), CrossCountry Mortgage, Charlotte, NC - Lists Refinance on lender page (lender page, verified 2026-10-26) - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 17, 2014 (Wisconsin), per state regulator - States 20 years of experience (lender page, 2026-10-26) 20. **[Kyle Barnard](https://lendb.ai/lo/kyle-barnard-177269)** (NMLS 177269), CrossCountry Mortgage, Grand Junction, CO - Lists Refinance on lender page (lender page, verified 2026-10-22) - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 30, 2006 (Colorado), per state regulator 21. **[Jerry Palmer](https://lendb.ai/lo/jerrold-palmer-223815)** (NMLS 223815), CrossCountry Mortgage, Northbrook, IL - Lists Refinance on lender page (lender page, verified 2026-10-22) - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 16, 2005 (Illinois), per state regulator 22. **[Sandee Lutz](https://lendb.ai/lo/sandra-lutz-533656)** (NMLS 533656), CrossCountry Mortgage, Romeo, MI - Lists Refinance on lender page (lender page, verified 2026-10-22) - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 2, 2018 (Wisconsin), per state regulator - States 20 years of experience (lender page, 2026-10-22) 23. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA - Lists Refinance on lender page (lender page, verified 2026-10-22) - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 19, 2018 (California), per state regulator - States 28 years of experience (lender page, 2026-10-22) 24. **[Lisa Neyens](https://lendb.ai/lo/lisa-neyens-1589958)** (NMLS 1589958), CrossCountry Mortgage, Overland Park, KS - Lists Refinance on lender page (lender page, verified 2026-10-26) - Office in Overland Park, KS - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) 25. **[Jerry Sundt](https://lendb.ai/lo/gerald-sundt-168111)** (NMLS 168111), CrossCountry Mortgage, Tucson, AZ - Lists Refinance on lender page (lender page, verified 2026-10-22) - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 14, 2007 (Colorado), per state regulator ## Questions to ask - What are my total closing costs, and how many months until the lower payment pays them back? - Can I take cash out, and how much equity do I need to keep? - If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say? Cite as: LenDb.ai, https://lendb.ai/s/refinance/kansas. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._