--- canonical_url: https://lendb.ai/s/refinance/louisiana last_verified: 2026-10-26 --- # Loan officers for homeowners who are refinancing in Louisiana As of 2026-10-26, LenDb lists 25 loan officers licensed in or based in Louisiana whose lender pages show Refinance work. The top-ranked are Stephanie O'Farrell (Mutual of Omaha Mortgage, Overland Park), Steve Hochrein (Newrez, Columbia) and Kris Hermann (Lit Financial Corporation). Ranking is lender-neutral: specialty evidence first, then a license in LA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Stephanie O'Farrell](https://lendb.ai/lo/stephanie-o-farrell-95809)** (NMLS 95809), Mutual of Omaha Mortgage, Overland Park, KS - Lists Refinance on lender page (lender page, verified 2026-10-20) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: November 17, 2008 (Illinois), per state regulator - States 20 years of experience (lender page, 2026-10-20) 2. **[Steve Hochrein](https://lendb.ai/lo/steven-hochrein-133559)** (NMLS 133559), Newrez, Columbia, MD - Lists Refinance on lender page (lender page, verified 2026-10-26) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: February 21, 2011 (Florida), per state regulator - States 14 years of experience (lender page, 2026-10-14) 3. **[Kris Hermann](https://lendb.ai/lo/kris-hermann-1247814)** (NMLS 1247814), Lit Financial Corporation - Lists Refinance on lender page (lender page, verified 2026-10-26) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: February 17, 2015 (Colorado), per state regulator - States 10 years of experience (lender page, 2026-10-19) 4. **[Jim Simpson](https://lendb.ai/lo/james-simpson-420787)** (NMLS 420787), Mutual of Omaha Mortgage, Overland Park, KS - Lists Refinance on lender page (lender page, verified 2026-10-20) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: January 15, 2015 (Colorado), per state regulator - States 22 years of experience (lender page, 2026-10-20) 5. **[Eric Raso](https://lendb.ai/lo/eric-raso-457108)** (NMLS 457108), CMG Home Loans, Tempe, AZ - Lists Refinance on lender page (lender page, verified 2026-10-20) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: August 27, 2014 (Colorado), per state regulator - States 20 years of experience (lender page, 2026-10-20) 6. **[Natasha Robinson](https://lendb.ai/lo/natasha-robinson-332074)** (NMLS 332074), Guaranteed Rate Affinity, LLC, Chicago, IL - Lists Refinance on lender page (lender page, verified 2026-10-21) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: April 20, 2009 (Illinois), per state regulator 7. **[Jillian Faustino](https://lendb.ai/lo/jillian-faustino-2748105)** (NMLS 2748105), Newrez, Fort Washington, PA - Lists Refinance on lender page (lender page, verified 2026-10-26) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: October 2, 2025 (Illinois), per state regulator 8. **[David K. Harrelson](https://lendb.ai/lo/david-harrelson-2819765)** (NMLS 2819765), ENSURE HOME LOANS LLC - Lists Refinance on lender page (lender page, verified 2026-10-26) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 17, 2026 (Illinois), per state regulator - States 35 years of experience (lender page, 2026-10-15) 9. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Refinance on lender page (lender page, verified 2026-10-20) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: January 26, 2012 (Oregon), per state regulator 10. **[Sabrena Hughes](https://lendb.ai/lo/sabrena-hughes-1305351)** (NMLS 1305351), Highlands Residential Mortgage, Texarkana, TX - Lists Refinance on lender page (lender page, verified 2026-10-20) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 4, 2015 (Texas), per state regulator - States 20 years of experience (lender page, 2026-10-20) 11. **[Khash Saghafi](https://lendb.ai/lo/khashayar-saghafi-120117)** (NMLS 120117), Liberty Home Mortgage Corporation, Independence, OH - Lists Refinance on lender page (lender page, verified 2026-10-26) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: October 24, 2014 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-15) 12. **[Jake Longhta](https://lendb.ai/lo/jacob-longhta-1595726)** (NMLS 1595726), Mutual of Omaha Mortgage, Overland Park, KS - Lists Refinance on lender page (lender page, verified 2026-10-20) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: April 4, 2018 (Colorado), per state regulator - States 10 years of experience (lender page, 2026-10-20) 13. **[Chris Carney](https://lendb.ai/lo/chris-carney-1721392)** (NMLS 1721392), Guild Mortgage, Southlake, TX - Lists Refinance on lender page (lender page, verified 2026-10-26) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: June 5, 2018 (Texas), per state regulator 14. **[Robert Gardner-Souza](https://lendb.ai/lo/robert-gardner-souza-1777771)** (NMLS 1777771), Consumer Real Estate Finance Co., Falmouth, MA - Lists Refinance on lender page (lender page, verified 2026-10-21) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: November 13, 2018 (Florida), per state regulator - States 7 years of experience (lender page, 2026-10-21) 15. **[Michael Priami](https://lendb.ai/lo/michael-priami-2779885)** (NMLS 2779885), Mutual of Omaha Mortgage, Lombard, IL - Lists Refinance on lender page (lender page, verified 2026-10-20) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: January 13, 2026 (Wisconsin), per state regulator 16. **[Jennifer Buckholz](https://lendb.ai/lo/jennifer-buckholz-265867)** (NMLS 265867), CMG Home Loans, Federal Way, WA - Lists Refinance on lender page (lender page, verified 2026-10-20) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: July 26, 2011 (Oregon), per state regulator 17. **[Britainy Wilkerson](https://lendb.ai/lo/britainy-wilkerson-1137924)** (NMLS 1137924), Xpert Home Lending, Roseville, CA - Lists Refinance on lender page (lender page, verified 2026-10-21) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: December 4, 2023 (Iowa), per state regulator - States 15 years of experience (lender page, 2026-10-21) 18. **[Corry Warren](https://lendb.ai/lo/corry-warren-1957139)** (NMLS 1957139), Consumer Real Estate Finance Co., Cleveland, OH - Lists Refinance on lender page (lender page, verified 2026-10-21) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: November 5, 2024 (Iowa), per state regulator - States 6 years of experience (lender page, 2026-10-21) 19. **[Ron Luttrull](https://lendb.ai/lo/ronald-luttrull-274181)** (NMLS 274181), Guild Mortgage, San Diego, CA - Lists Refinance on lender page (lender page, verified 2026-10-26) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: May 19, 2010 (California), per state regulator - States 20 years of experience (lender page, 2026-10-19) 20. **[Christopher Aylward](https://lendb.ai/lo/christopher-aylward-2465130)** (NMLS 2465130), Consumer Real Estate Finance Co., Fort Lauderdale, FL - Lists Refinance on lender page (lender page, verified 2026-10-21) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: April 4, 2024 (Florida), per state regulator - States 3 years of experience (lender page, 2026-10-21) 21. **[Valentin Chevallier](https://lendb.ai/lo/valentin-chevallier-2520638)** (NMLS 2520638), Lit Financial Corporation - Lists Refinance on lender page (lender page, verified 2026-10-26) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: September 11, 2023 (Illinois), per state regulator 22. **[Benjamin Williams](https://lendb.ai/lo/benjamin-williams-1025173)** (NMLS 1025173), Guild Mortgage, San Diego, CA - Lists Refinance on lender page (lender page, verified 2026-10-26) - LA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 4, 2013 (Oregon), per state regulator 23. **[Sarah Pichardo](https://lendb.ai/lo/sarah-pichardo-229120)** (NMLS 229120), CMG Home Loans, Fairfax, VA - Lists Refinance on lender page (lender page, verified 2026-10-20) - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: August 15, 2022 (Florida), per state regulator 24. **[Juliana Guidry](https://lendb.ai/lo/juliana-guidry-1517749)** (NMLS 1517749), CrossCountry Mortgage, Lafayette, LA - Lists Refinance on lender page (lender page, verified 2026-10-22) - Office in Lafayette, LA - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: July 13, 2020 (Texas), per state regulator 25. **[Ory Comeaux](https://lendb.ai/lo/ory-comeaux-2105892)** (NMLS 2105892), CrossCountry Mortgage, Lafayette, LA - Lists Refinance on lender page (lender page, verified 2026-10-21) - Office in Lafayette, LA - Licensed in LA: confirmed with the Louisiana regulator, verified 2026-10-15 - Earliest state license record: November 22, 2024 (Texas), per state regulator ## Questions to ask - What are my total closing costs, and how many months until the lower payment pays them back? - Can I take cash out, and how much equity do I need to keep? - If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say? Cite as: LenDb.ai, https://lendb.ai/s/refinance/louisiana. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._