---
canonical_url: https://lendb.ai/s/refinance/missouri
last_verified: 2026-10-26
---

# Loan officers for homeowners who are refinancing in Missouri

As of 2026-10-26, LenDb lists 29 loan officers licensed in or based in Missouri whose lender pages show Refinance work. The top-ranked are Kim Shuey (Mutual of Omaha Mortgage, Overland Park), Dayna Mabie (CrossCountry Mortgage, Dardenne Prairie) and Stephanie O'Farrell (Mutual of Omaha Mortgage, Overland Park). Ranking is lender-neutral: specialty evidence first, then a license in MO, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Kim Shuey](https://lendb.ai/lo/kimberly-shuey-410338)** (NMLS 410338), Mutual of Omaha Mortgage, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: July 22, 2011 (Texas), per state regulator
   - States 20 years of experience (lender page, 2026-10-20)
2. **[Dayna Mabie](https://lendb.ai/lo/dayna-mabie-2849798)** (NMLS 2849798), CrossCountry Mortgage, Dardenne Prairie, MO
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Office in Dardenne Prairie, MO
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
3. **[Stephanie O'Farrell](https://lendb.ai/lo/stephanie-o-farrell-95809)** (NMLS 95809), Mutual of Omaha Mortgage, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: November 17, 2008 (Illinois), per state regulator
   - States 20 years of experience (lender page, 2026-10-20)
4. **[Steve Hochrein](https://lendb.ai/lo/steven-hochrein-133559)** (NMLS 133559), Newrez, Columbia, MD
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: February 21, 2011 (Florida), per state regulator
   - States 14 years of experience (lender page, 2026-10-14)
5. **[Alex Carriker](https://lendb.ai/lo/alexander-carriker-1283419)** (NMLS 1283419), Highlands Residential Mortgage, Springfield, MO
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Office in Springfield, MO
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: May 9, 2024 (Florida), per state regulator
6. **[Douglas Peters](https://lendb.ai/lo/douglas-peters-2158291)** (NMLS 2158291), Guild Mortgage, Chesterfield, MO
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Office in Chesterfield, MO
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
7. **[Scott Shafman](https://lendb.ai/lo/scott-shafman-243704)** (NMLS 243704), Guild Mortgage, Chesterfield, MO
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Office in Chesterfield, MO
   - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: March 25, 2016 (Illinois), per state regulator
   - States 20 years of experience (lender page, 2026-10-19)
8. **[Kelly O'Connell](https://lendb.ai/lo/kelly-o-connell-279880)** (NMLS 279880), Guild Mortgage, Washington, MO
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Office in Washington, MO
   - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: March 4, 2011 (Illinois), per state regulator
   - States 22 years of experience (lender page, 2026-10-19)
9. **[Christopher Arnold](https://lendb.ai/lo/christopher-arnold-1702764)** (NMLS 1702764), Newrez, Fort Washington, PA
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: January 30, 2018 (Wisconsin), per state regulator
10. **[David Wexler](https://lendb.ai/lo/david-wexler-1473447)** (NMLS 1473447), The Federal Savings Bank
   - Focus: Refinance (from their bio on their lender page, verified 2026-10-26)
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: August 22, 2025 (Florida), per state regulator
   - States 8 years of experience (lender page, 2026-10-16)
11. **[Jim Simpson](https://lendb.ai/lo/james-simpson-420787)** (NMLS 420787), Mutual of Omaha Mortgage, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: January 15, 2015 (Colorado), per state regulator
   - States 22 years of experience (lender page, 2026-10-20)
12. **[Eric Raso](https://lendb.ai/lo/eric-raso-457108)** (NMLS 457108), CMG Home Loans, Tempe, AZ
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: August 27, 2014 (Colorado), per state regulator
   - States 20 years of experience (lender page, 2026-10-20)
13. **[Crystal Santos](https://lendb.ai/lo/crystal-santos-690317)** (NMLS 690317), Consumer Real Estate Finance Co., Spring Grove, IL
   - Lists Refinance on lender page (lender page, verified 2026-10-21)
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: March 28, 2022 (Illinois), per state regulator
   - States 25 years of experience (lender page, 2026-10-21)
14. **[Jillian Faustino](https://lendb.ai/lo/jillian-faustino-2748105)** (NMLS 2748105), Newrez, Fort Washington, PA
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: October 2, 2025 (Illinois), per state regulator
15. **[Katie Hammes](https://lendb.ai/lo/kathleen-hammes-1031048)** (NMLS 1031048), Guaranteed Rate Affinity, LLC, Mequon, WI
   - Lists Refinance on lender page (lender page, verified 2026-10-21)
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: December 27, 2018 (Wisconsin), per state regulator
16. **[David Barban](https://lendb.ai/lo/david-barban-714730)** (NMLS 714730), Endeavor Capital, LLC, Chesterfield, MO
   - Lists Refinance on lender page (lender page, verified 2026-10-21)
   - Office in Chesterfield, MO
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: January 16, 2024 (Iowa), per state regulator
17. **[Tyler Bahnsen](https://lendb.ai/lo/tyler-bahnsen-362852)** (NMLS 362852), CMG Home Loans, Miami, FL
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: October 20, 2011 (Florida), per state regulator
   - States 21 years of experience (lender page, 2026-10-20)
18. **[Fidel Mazon](https://lendb.ai/lo/fidel-mazon-1239383)** (NMLS 1239383), Panorama Mortgage Group, LLC, Visalia, CA
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: May 26, 2015 (California), per state regulator
   - States 23 years of experience (lender page, 2026-10-15)
19. **[Robert Ferger](https://lendb.ai/lo/robert-ferger-228658)** (NMLS 228658), Mutual of Omaha Mortgage, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: July 10, 2017 (Colorado), per state regulator
   - States 25 years of experience (lender page, 2026-10-20)
20. **[John Markman](https://lendb.ai/lo/john-markman-1660491)** (NMLS 1660491), Fairway Independent Mortgage Corporation, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: April 19, 2022 (Illinois), per state regulator
   - States 16 years of experience (lender page, 2026-10-20)
21. **[Jake Longhta](https://lendb.ai/lo/jacob-longhta-1595726)** (NMLS 1595726), Mutual of Omaha Mortgage, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: April 4, 2018 (Colorado), per state regulator
   - States 10 years of experience (lender page, 2026-10-20)
22. **[Jenna Moore](https://lendb.ai/lo/jenna-moore-890066)** (NMLS 890066), Guild Mortgage, Hannibal, MO
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Office in Hannibal, MO
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: August 7, 2023 (Illinois), per state regulator
23. **[Robert Gardner-Souza](https://lendb.ai/lo/robert-gardner-souza-1777771)** (NMLS 1777771), Consumer Real Estate Finance Co., Falmouth, MA
   - Lists Refinance on lender page (lender page, verified 2026-10-21)
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: November 13, 2018 (Florida), per state regulator
   - States 7 years of experience (lender page, 2026-10-21)
24. **[Michael Priami](https://lendb.ai/lo/michael-priami-2779885)** (NMLS 2779885), Mutual of Omaha Mortgage, Lombard, IL
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in MO: confirmed with the Missouri regulator, verified 2026-10-19
   - Earliest state license record: January 13, 2026 (Wisconsin), per state regulator
25. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: January 26, 2012 (Oregon), per state regulator

## Questions to ask

- What are my total closing costs, and how many months until the lower payment pays them back?
- Can I take cash out, and how much equity do I need to keep?
- If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say?

Cite as: LenDb.ai, https://lendb.ai/s/refinance/missouri.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
