--- canonical_url: https://lendb.ai/s/refinance/nebraska last_verified: 2026-10-26 --- # Loan officers for homeowners who are refinancing in Nebraska As of 2026-10-26, LenDb lists 31 loan officers licensed in or based in Nebraska whose lender pages show Refinance work. The top-ranked are Lindsay Witter (American Pacific Mortgage, Roseville), Benjamin Williams (Guild Mortgage, San Diego) and Ron Luttrull (Guild Mortgage, San Diego). Ranking is lender-neutral: specialty evidence first, then a license in NE, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Refinance on lender page (lender page, verified 2026-10-20) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 26, 2012 (Oregon), per state regulator 2. **[Benjamin Williams](https://lendb.ai/lo/benjamin-williams-1025173)** (NMLS 1025173), Guild Mortgage, San Diego, CA - Lists Refinance on lender page (lender page, verified 2026-10-26) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 4, 2013 (Oregon), per state regulator 3. **[Ron Luttrull](https://lendb.ai/lo/ronald-luttrull-274181)** (NMLS 274181), Guild Mortgage, San Diego, CA - Lists Refinance on lender page (lender page, verified 2026-10-26) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 19, 2010 (California), per state regulator - States 20 years of experience (lender page, 2026-10-19) 4. **[Kevin Kerivan](https://lendb.ai/lo/kevin-kerivan-242302)** (NMLS 242302), Fairway Independent Mortgage Corporation, Queen Creek, AZ - Lists Refinance on lender page (lender page, verified 2026-10-26) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 12, 2025 (Illinois), per state regulator 5. **[Theresa Rolen](https://lendb.ai/lo/theresa-rolen-2249004)** (NMLS 2249004), Copeland Mortgage Company - Lists Refinance on lender page (lender page, verified 2026-10-26) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 6, 2025 (Texas), per state regulator 6. **[Leigh-Anne Osten](https://lendb.ai/lo/leigh-anne-osten-1501834)** (NMLS 1501834), CrossCountry Mortgage, Omaha, NE - Lists Refinance on lender page (lender page, verified 2026-10-26) - Office in Omaha, NE - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 20, 2022 (Texas), per state regulator 7. **[Donald Galvin](https://lendb.ai/lo/donald-galvin-214981)** (NMLS 214981), CrossCountry Mortgage, North Ridgeville, OH - Lists Refinance on lender page (lender page, verified 2026-10-21) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: October 16, 2014 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-21) 8. **[Chet Wisinski](https://lendb.ai/lo/chester-wisinski-83495)** (NMLS 83495), CrossCountry Mortgage, Charlotte, NC - Lists Refinance on lender page (lender page, verified 2026-10-26) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 17, 2014 (Wisconsin), per state regulator - States 20 years of experience (lender page, 2026-10-26) 9. **[Kyle Barnard](https://lendb.ai/lo/kyle-barnard-177269)** (NMLS 177269), CrossCountry Mortgage, Grand Junction, CO - Lists Refinance on lender page (lender page, verified 2026-10-22) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 30, 2006 (Colorado), per state regulator 10. **[Jerry Palmer](https://lendb.ai/lo/jerrold-palmer-223815)** (NMLS 223815), CrossCountry Mortgage, Northbrook, IL - Lists Refinance on lender page (lender page, verified 2026-10-22) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 16, 2005 (Illinois), per state regulator 11. **[Jason Wilbur](https://lendb.ai/lo/jason-wilbur-676414)** (NMLS 676414), CrossCountry Mortgage, Fort Walton Beach, FL - Lists Refinance on lender page (lender page, verified 2026-10-22) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 17, 2020 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-22) 12. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA - Lists Refinance on lender page (lender page, verified 2026-10-22) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 19, 2018 (California), per state regulator - States 28 years of experience (lender page, 2026-10-22) 13. **[David D'Onofrio](https://lendb.ai/lo/david-donofrio-254023)** (NMLS 254023), CrossCountry Mortgage, Walnut Creek, CA - Lists Refinance on lender page (lender page, verified 2026-10-26) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 10, 2011 (California), per state regulator 14. **[Tim Potempa](https://lendb.ai/lo/timothy-potempa-454708)** (NMLS 454708), CrossCountry Mortgage, Phoenix, AZ - Lists Refinance on lender page (lender page, verified 2026-10-26) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 9, 2015 (California), per state regulator 15. **[Andre Yarina](https://lendb.ai/lo/andre-yarina-1408534)** (NMLS 1408534), CrossCountry Mortgage, Cleveland, OH - Lists Refinance on lender page (lender page, verified 2026-10-26) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 10, 2016 (Oregon), per state regulator 16. **[Brian Weeks](https://lendb.ai/lo/brian-weeks-1557610)** (NMLS 1557610), CrossCountry Mortgage, Overland Park, KS - Lists Refinance on lender page (lender page, verified 2026-10-26) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 7, 2016 (Colorado), per state regulator 17. **[Mark Galbraith](https://lendb.ai/lo/mark-galbraith-172614)** (NMLS 172614), CrossCountry Mortgage, Henderson, NV - Lists Refinance on lender page (lender page, verified 2026-10-21) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 23, 2018 (Florida), per state regulator 18. **[Bruce Brinkerhoff](https://lendb.ai/lo/bruce-brinkerhoff-639483)** (NMLS 639483), CrossCountry Mortgage, Cleveland, OH - Lists Refinance on lender page (lender page, verified 2026-10-22) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 15, 2019 (Oregon), per state regulator 19. **[Rob Baatz](https://lendb.ai/lo/rob-baatz-52740)** (NMLS 52740), CrossCountry Mortgage, Sioux Falls, SD - Lists Refinance on lender page (lender page, verified 2026-10-22) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 6, 2020 (Iowa), per state regulator 20. **[Drew Tobin](https://lendb.ai/lo/andrew-tobin-589986)** (NMLS 589986), CrossCountry Mortgage, Middletown, NY - Lists Refinance on lender page (lender page, verified 2026-10-21) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 19, 2020 (California), per state regulator 21. **[Austin Stride](https://lendb.ai/lo/austin-stride-1941521)** (NMLS 1941521), CrossCountry Mortgage, Greenwood Village, CO - Lists Refinance on lender page (lender page, verified 2026-10-21) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 25, 2020 (Colorado), per state regulator 22. **[Casey Sullivan](https://lendb.ai/lo/casey-sullivan-237837)** (NMLS 237837), CrossCountry Mortgage, Walnut Creek, CA - Lists Refinance on lender page (lender page, verified 2026-10-22) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 26, 2021 (California), per state regulator 23. **[Alex Klinko](https://lendb.ai/lo/alex-klinko-1472083)** (NMLS 1472083), CrossCountry Mortgage, Cleveland, OH - Lists Refinance on lender page (lender page, verified 2026-10-26) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 12, 2019 (Iowa), per state regulator 24. **[Amy James](https://lendb.ai/lo/amy-james-2088909)** (NMLS 2088909), CrossCountry Mortgage, Fort Walton Beach, FL - Lists Refinance on lender page (lender page, verified 2026-10-21) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 2, 2021 (Florida), per state regulator 25. **[Kyle Morrissey](https://lendb.ai/lo/kyle-morrissey-1428875)** (NMLS 1428875), CrossCountry Mortgage, Lenexa, KS - Lists Refinance on lender page (lender page, verified 2026-10-21) - NE listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 1, 2022 (Illinois), per state regulator ## Questions to ask - What are my total closing costs, and how many months until the lower payment pays them back? - Can I take cash out, and how much equity do I need to keep? - If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say? Cite as: LenDb.ai, https://lendb.ai/s/refinance/nebraska. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._