--- canonical_url: https://lendb.ai/s/refinance/new-mexico last_verified: 2026-10-26 --- # Loan officers for homeowners who are refinancing in New Mexico As of 2026-10-26, LenDb lists 56 loan officers licensed in or based in New Mexico whose lender pages show Refinance work. The top-ranked are Eric Raso (CMG Home Loans, Tempe), Kellie Buchanan (Highlands Residential Mortgage, Allen) and Lindsay Witter (American Pacific Mortgage, Roseville). Ranking is lender-neutral: specialty evidence first, then a license in NM, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Eric Raso](https://lendb.ai/lo/eric-raso-457108)** (NMLS 457108), CMG Home Loans, Tempe, AZ - Lists Refinance on lender page (lender page, verified 2026-10-20) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 27, 2014 (Colorado), per state regulator - States 20 years of experience (lender page, 2026-10-20) 2. **[Kellie Buchanan](https://lendb.ai/lo/kellie-buchanan-744052)** (NMLS 744052), Highlands Residential Mortgage, Allen, TX - Lists Refinance on lender page (lender page, verified 2026-10-20) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 6, 2012 (Texas), per state regulator - States 34 years of experience (lender page, 2026-10-20) 3. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Refinance on lender page (lender page, verified 2026-10-20) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 26, 2012 (Oregon), per state regulator 4. **[Heidi Valle](https://lendb.ai/lo/heidi-valle-227744)** (NMLS 227744), Guild Mortgage, Albuquerque, NM - Lists Refinance on lender page (lender page, verified 2026-10-26) - Office in Albuquerque, NM - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) 5. **[Benjamin Williams](https://lendb.ai/lo/benjamin-williams-1025173)** (NMLS 1025173), Guild Mortgage, San Diego, CA - Lists Refinance on lender page (lender page, verified 2026-10-26) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 4, 2013 (Oregon), per state regulator 6. **[Ron Luttrull](https://lendb.ai/lo/ronald-luttrull-274181)** (NMLS 274181), Guild Mortgage, San Diego, CA - Lists Refinance on lender page (lender page, verified 2026-10-26) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 19, 2010 (California), per state regulator - States 20 years of experience (lender page, 2026-10-19) 7. **[Andy Price](https://lendb.ai/lo/william-price-175742)** (NMLS 175742), Price Mortgage - Lists Refinance on lender page (lender page, verified 2026-10-21) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 16, 2017 (California), per state regulator - States 15 years of experience (lender page, 2026-10-21) 8. **[Patrick Stoy](https://lendb.ai/lo/patrick-stoy-39527)** (NMLS 39527), CrossCountry Mortgage, Wilmington, NC - Lists Refinance on lender page (lender page, verified 2026-10-26) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 9, 2022 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-26) 9. **[Frank Sena](https://lendb.ai/lo/frank-sena-194576)** (NMLS 194576), CrossCountry Mortgage, Albuquerque, NM - Lists Refinance on lender page (lender page, verified 2026-10-26) - Office in Albuquerque, NM - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) 10. **[George Kalis](https://lendb.ai/lo/george-kalis-270402)** (NMLS 270402), CrossCountry Mortgage, Fairfield, CA - Lists Refinance on lender page (lender page, verified 2026-10-26) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 8, 2023 (California), per state regulator - States 32 years of experience (lender page, 2026-10-26) 11. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA - Lists Refinance on lender page (lender page, verified 2026-10-22) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 19, 2018 (California), per state regulator - States 28 years of experience (lender page, 2026-10-22) 12. **[Chris Maxwell](https://lendb.ai/lo/christopher-maxwell-1703127)** (NMLS 1703127), CrossCountry Mortgage, Albuquerque, NM - Lists Refinance on lender page (lender page, verified 2026-10-26) - Office in Albuquerque, NM - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 8, 2026 (Texas), per state regulator 13. **[An Nguyen](https://lendb.ai/lo/an-nguyen-2801783)** (NMLS 2801783), CrossCountry Mortgage, Albuquerque, NM - Lists Refinance on lender page (lender page, verified 2026-10-26) - Office in Albuquerque, NM - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) 14. **[Jerry Sundt](https://lendb.ai/lo/gerald-sundt-168111)** (NMLS 168111), CrossCountry Mortgage, Tucson, AZ - Lists Refinance on lender page (lender page, verified 2026-10-22) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 14, 2007 (Colorado), per state regulator 15. **[Jared Paul](https://lendb.ai/lo/jared-paul-974114)** (NMLS 974114), CrossCountry Mortgage, Scottsdale, AZ - Lists Refinance on lender page (lender page, verified 2026-10-26) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 12, 2015 (California), per state regulator - States 20 years of experience (lender page, 2026-10-26) 16. **[Buzz Dempsey](https://lendb.ai/lo/walter-dempsey-205245)** (NMLS 205245), CrossCountry Mortgage, Tucson, AZ - Lists Refinance on lender page (lender page, verified 2026-10-22) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 9, 2010 (Illinois), per state regulator 17. **[Josh Shirota](https://lendb.ai/lo/joshua-shirota-874132)** (NMLS 874132), CrossCountry Mortgage, Scottsdale, AZ - Lists Refinance on lender page (lender page, verified 2026-10-26) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 21, 2020 (Iowa), per state regulator - States 15 years of experience (lender page, 2026-10-26) 18. **[Chuck Dindia](https://lendb.ai/lo/charles-dindia-43931)** (NMLS 43931), CrossCountry Mortgage, Cleveland, OH - Lists Refinance on lender page (lender page, verified 2026-10-22) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 31, 2010 (Oregon), per state regulator 19. **[Jeremy Tailford](https://lendb.ai/lo/jeremy-tailford-1034995)** (NMLS 1034995), CrossCountry Mortgage, Cleveland, OH - Lists Refinance on lender page (lender page, verified 2026-10-26) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 29, 2013 (Wisconsin), per state regulator 20. **[Mark Villano](https://lendb.ai/lo/mark-villano-1306487)** (NMLS 1306487), CrossCountry Mortgage, Lakewood, WA - Lists Refinance on lender page (lender page, verified 2026-10-22) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 20, 2018 (California), per state regulator - States 12 years of experience (lender page, 2026-10-22) 21. **[Shelby Wardlaw](https://lendb.ai/lo/shelby-wardlaw-1458807)** (NMLS 1458807), CrossCountry Mortgage, Loveland, CO - Lists Refinance on lender page (lender page, verified 2026-10-22) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 8, 2019 (Colorado), per state regulator - States 11 years of experience (lender page, 2026-10-22) 22. **[Derrick Polder](https://lendb.ai/lo/derrick-polder-207630)** (NMLS 207630), CrossCountry Mortgage, Tucson, AZ - Lists Refinance on lender page (lender page, verified 2026-10-22) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 2, 2015 (California), per state regulator 23. **[Tim Potempa](https://lendb.ai/lo/timothy-potempa-454708)** (NMLS 454708), CrossCountry Mortgage, Phoenix, AZ - Lists Refinance on lender page (lender page, verified 2026-10-26) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 9, 2015 (California), per state regulator 24. **[Kelly Hintz](https://lendb.ai/lo/kelly-hintz-450644)** (NMLS 450644), CrossCountry Mortgage, Scottsdale, AZ - Lists Refinance on lender page (lender page, verified 2026-10-22) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 26, 2016 (Oregon), per state regulator 25. **[Andre Yarina](https://lendb.ai/lo/andre-yarina-1408534)** (NMLS 1408534), CrossCountry Mortgage, Cleveland, OH - Lists Refinance on lender page (lender page, verified 2026-10-26) - NM listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 10, 2016 (Oregon), per state regulator ## Questions to ask - What are my total closing costs, and how many months until the lower payment pays them back? - Can I take cash out, and how much equity do I need to keep? - If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say? Cite as: LenDb.ai, https://lendb.ai/s/refinance/new-mexico. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._