{
  "canonical_url": "https://lendb.ai/s/refinance/oklahoma",
  "summary": "As of 2026-10-26, LenDb lists 62 loan officers licensed in or based in Oklahoma whose lender pages show Refinance work. The top-ranked are Chandler Newton (Guild Mortgage, Lawton), Bill White (CrossCountry Mortgage, Cincinnati) and Eric Raso (CMG Home Loans, Tempe). Ranking is lender-neutral: specialty evidence first, then a license in OK, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "refinance",
  "state": "OK",
  "total": 62,
  "last_verified": "2026-10-26",
  "results": [
    {
      "rank": 1,
      "score": 55.8,
      "loan_officer": {
        "nmls_id": 2636675,
        "slug": "chandler-newton-2636675",
        "full_name": "Chandler Newton",
        "canonical_url": "https://lendb.ai/lo/chandler-newton-2636675",
        "json_url": "https://lendb.ai/lo/chandler-newton-2636675.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "slug": "guild-mortgage-3274",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Lawton",
          "state": "OK"
        },
        "headshot_url": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/apcne-chandler-newton.jpg",
        "licensed_states": [
          "OK"
        ],
        "licenses": [
          {
            "state": "OK",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "refinance",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [
          "down-payment-assistance",
          "fha",
          "first-time-buyer",
          "heloc",
          "investor",
          "itin",
          "jumbo",
          "low-credit",
          "manufactured",
          "new-construction",
          "physician",
          "renovation",
          "usda",
          "va",
          "vacation-home"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/ok/lawton/chandler-newton-674-apcne.html",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Refinance on lender page (lender page, verified 2026-10-26)",
        "Office in Lawton, OK",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)"
      ],
      "canonical_url": "https://lendb.ai/lo/chandler-newton-2636675",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-20",
        "source_url": "https://branches.guildmortgage.com/ok/lawton/chandler-newton-674-apcne.html"
      },
      "match_status": "exact",
      "matched_specialties": [
        "refinance"
      ],
      "unconfirmed_specialties": [],
      "match_level": "officer"
    },
    {
      "rank": 2,
      "score": 51.5,
      "loan_officer": {
        "nmls_id": 2268018,
        "slug": "william-white-2268018",
        "full_name": "Bill White",
        "licensed_names": [
          {
            "name": "William White",
            "name_with_middle_initial": "William G. White",
            "first_name": "William",
            "middle_initial": "G",
            "last_name": "White",
            "states": [
              "FL",
              "NY",
              "TX"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-13"
          },
          {
            "name": "William White",
            "name_with_middle_initial": null,
            "first_name": "William",
            "middle_initial": null,
            "last_name": "White",
            "states": [
              "IL",
              "WI"
            ],
            "source": "state_regulator",
            "as_of": "2026-10-27"
          }
        ],
        "canonical_url": "https://lendb.ai/lo/william-white-2268018",
        "json_url": "https://lendb.ai/lo/william-white-2268018.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "slug": "crosscountry-mortgage-3029",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Cincinnati",
          "state": "OH"
        },
        "headshot_url": "https://thevault.ccm.com/asset/72bea30b-7266-419d-aa15-a1865388b78a/Website/2118_White_2268018.jpg",
        "licensed_states": [
          "FL",
          "TX",
          "WI",
          "AL",
          "GA",
          "IL",
          "IN",
          "KY",
          "MI",
          "NC",
          "OH",
          "OK",
          "PA",
          "SC",
          "VA"
        ],
        "licenses": [
          {
            "state": "AL",
            "confidence": "lender_reported"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "IL",
            "confidence": "confirmed"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "KY",
            "confidence": "lender_reported"
          },
          {
            "state": "MI",
            "confidence": "lender_reported"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "OK",
            "confidence": "lender_reported"
          },
          {
            "state": "PA",
            "confidence": "lender_reported"
          },
          {
            "state": "SC",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          },
          {
            "state": "WI",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "refinance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [
          "condo",
          "condo-non-warrantable",
          "construction",
          "down-payment-assistance",
          "dscr",
          "investor",
          "jumbo",
          "non-qm",
          "physician",
          "renovation",
          "reverse",
          "rural",
          "self-employed",
          "usda",
          "va"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2021-12-13",
          "state": "IL"
        },
        "licensed_since": {
          "year": 2021,
          "state": "IL"
        },
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/cincinnati-oh-2118/william-white/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Refinance on lender page (lender page, verified 2026-10-26)",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: December 13, 2021 (Illinois), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/william-white-2268018",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-26",
        "source_url": "https://crosscountrymortgage.com/cincinnati-oh-2118/william-white/"
      },
      "match_status": "exact",
      "matched_specialties": [
        "refinance"
      ],
      "unconfirmed_specialties": [],
      "match_level": "officer"
    },
    {
      "rank": 3,
      "score": 51,
      "loan_officer": {
        "nmls_id": 457108,
        "slug": "eric-raso-457108",
        "full_name": "Eric Raso",
        "canonical_url": "https://lendb.ai/lo/eric-raso-457108",
        "json_url": "https://lendb.ai/lo/eric-raso-457108.json",
        "lender": {
          "nmls_id": 1820,
          "name": "CMG Home Loans",
          "slug": "cmg-home-loans-1820",
          "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820",
          "type": "imb"
        },
        "branch": {
          "city": "Tempe",
          "state": "AZ"
        },
        "headshot_url": "https://cloud.cmgfi.com/dvbdysuf5/image/upload/a_exif,f_auto,g_faces,c_thumb,w_250,h_250,z_0.5,r_max/CMG_Web_Resources/LO_Images/Production_12062_Eric_Raso",
        "licensed_states": [
          "FL",
          "CO",
          "CT",
          "DE",
          "LA",
          "MO",
          "PA",
          "TX",
          "AL",
          "AR",
          "AZ",
          "CA",
          "GA",
          "IA",
          "ID",
          "IL",
          "IN",
          "KS",
          "KY",
          "MA",
          "MD",
          "ME",
          "MI",
          "MN",
          "NC",
          "NH",
          "NJ",
          "NM",
          "NV",
          "OH",
          "OK",
          "OR",
          "RI",
          "SC",
          "SD",
          "TN",
          "VA",
          "VT",
          "WA",
          "WI"
        ],
        "licenses": [
          {
            "state": "AL",
            "confidence": "lender_reported"
          },
          {
            "state": "AR",
            "confidence": "confirmed"
          },
          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "CT",
            "confidence": "confirmed"
          },
          {
            "state": "DE",
            "confidence": "confirmed"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "IA",
            "confidence": "confirmed"
          },
          {
            "state": "ID",
            "confidence": "lender_reported"
          },
          {
            "state": "IL",
            "confidence": "confirmed"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "KS",
            "confidence": "lender_reported"
          },
          {
            "state": "KY",
            "confidence": "lender_reported"
          },
          {
            "state": "LA",
            "confidence": "confirmed"
          },
          {
            "state": "MA",
            "confidence": "confirmed"
          },
          {
            "state": "MD",
            "confidence": "confirmed"
          },
          {
            "state": "ME",
            "confidence": "lender_reported"
          },
          {
            "state": "MI",
            "confidence": "lender_reported"
          },
          {
            "state": "MN",
            "confidence": "lender_reported"
          },
          {
            "state": "MO",
            "confidence": "confirmed"
          },
          {
            "state": "NC",
            "confidence": "lender_reported"
          },
          {
            "state": "NH",
            "confidence": "lender_reported"
          },
          {
            "state": "NJ",
            "confidence": "lender_reported"
          },
          {
            "state": "NM",
            "confidence": "lender_reported"
          },
          {
            "state": "NV",
            "confidence": "lender_reported"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "OK",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "confirmed"
          },
          {
            "state": "PA",
            "confidence": "confirmed"
          },
          {
            "state": "RI",
            "confidence": "lender_reported"
          },
          {
            "state": "SC",
            "confidence": "lender_reported"
          },
          {
            "state": "SD",
            "confidence": "lender_reported"
          },
          {
            "state": "TN",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "VA",
            "confidence": "lender_reported"
          },
          {
            "state": "VT",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          },
          {
            "state": "WI",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "multi-family-2-4",
            "evidence": "lender_page_text"
          },
          {
            "slug": "low-credit",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "refinance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [
          "down-payment-assistance",
          "first-time-buyer",
          "heloc",
          "investor",
          "jumbo",
          "new-construction",
          "renovation",
          "reverse",
          "usda"
        ],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2014-08-27",
          "state": "CO"
        },
        "licensed_since": {
          "year": 2014,
          "state": "CO"
        },
        "years_experience": 20,
        "lender_profile_url": "https://www.cmghomeloans.com/mysite/eric-raso",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Refinance on lender page (lender page, verified 2026-10-20)",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: August 27, 2014 (Colorado), per state regulator",
        "States 20 years of experience (lender page, 2026-10-20)"
      ],
      "canonical_url": "https://lendb.ai/lo/eric-raso-457108",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-20",
        "source_url": "https://www.cmghomeloans.com/mysite/eric-raso"
      },
      "match_status": "exact",
      "matched_specialties": [
        "refinance"
      ],
      "unconfirmed_specialties": [],
      "match_level": "officer"
    },
    {
      "rank": 4,
      "score": 51,
      "loan_officer": {
        "nmls_id": 474281,
        "slug": "camille-olson-474281",
        "full_name": "Camille Olson",
        "canonical_url": "https://lendb.ai/lo/camille-olson-474281",
        "json_url": "https://lendb.ai/lo/camille-olson-474281.json",
        "lender": {
          "nmls_id": 181106,
          "name": "Barrett Financial Group",
          "slug": "barrett-financial-181106",
          "canonical_url": "https://lendb.ai/lender/barrett-financial-181106",
          "type": "broker"
        },
        "branch": {
          "city": "Chandler",
          "state": "AZ"
        },
        "headshot_url": "https://di1v4rx98wr59.cloudfront.net/0a4e3d21ffa3b/399b5a7cc06eecffd4ee216b35d93aab857d4c12.png",
        "licensed_states": [
          "CO",
          "TX",
          "AL",
          "AZ",
          "GA",
          "ID",
          "MT",
          "NV",
          "OH",
          "OK",
          "UT"
        ],
        "licenses": [
          {
            "state": "AL",
            "confidence": "lender_reported"
          },
          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "CO",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "ID",
            "confidence": "lender_reported"
          },
          {
            "state": "MT",
            "confidence": "lender_reported"
          },
          {
            "state": "NV",
            "confidence": "lender_reported"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "OK",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "UT",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [],
        "specialties": [
          {
            "slug": "refinance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [
          "fha",
          "heloc",
          "jumbo",
          "non-qm",
          "reverse",
          "usda",
          "va"
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2014-07-10",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2014,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://www.barrettfinancial.com/colson",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Refinance on lender page (lender page, verified 2026-10-19)",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: July 10, 2014 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/camille-olson-474281",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-19",
        "source_url": "https://www.barrettfinancial.com/colson"
      },
      "match_status": "exact",
      "matched_specialties": [
        "refinance"
      ],
      "unconfirmed_specialties": [],
      "match_level": "officer"
    },
    {
      "rank": 5,
      "score": 50.8,
      "loan_officer": {
        "nmls_id": 2819765,
        "slug": "david-harrelson-2819765",
        "full_name": "David K. Harrelson",
        "canonical_url": "https://lendb.ai/lo/david-harrelson-2819765",
        "json_url": "https://lendb.ai/lo/david-harrelson-2819765.json",
        "lender": {
          "nmls_id": 1666674,
          "name": "ENSURE HOME LOANS LLC",
          "slug": "ensure-home-loans-llc-1666674",
          "canonical_url": "https://lendb.ai/lender/ensure-home-loans-llc-1666674",
          "type": "imb"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "headshot_url": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1783962092284-g1a6ak5fb.jpg",
        "licensed_states": [
          "FL",
          "TX",
          "PA",
          "IL",
          "LA",
          "OK"
        ],
        "licenses": [
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "IL",
            "confidence": "confirmed"
          },
          {
            "state": "LA",
            "confidence": "lender_reported"
          },
          {
            "state": "OK",
            "confidence": "lender_reported"
          },
          {
            "state": "PA",
            "confidence": "confirmed"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en"
        ],
        "specialties": [
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "refinance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2026-06-17",
          "state": "IL"
        },
        "licensed_since": {
          "year": 2026,
          "state": "IL"
        },
        "years_experience": 35,
        "lender_profile_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Refinance on lender page (lender page, verified 2026-10-26)",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: June 17, 2026 (Illinois), per state regulator",
        "States 35 years of experience (lender page, 2026-10-15)"
      ],
      "canonical_url": "https://lendb.ai/lo/david-harrelson-2819765",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson"
      },
      "match_status": "exact",
      "matched_specialties": [
        "refinance"
      ],
      "unconfirmed_specialties": [],
      "match_level": "officer"
    },
    {
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        "lender_profile_url": "https://tridenthomeloans.com/spencer-wartman/",
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        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: February 18, 2022 (Florida), per state regulator"
      ],
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            "name_with_middle_initial": "Sylvester J. Macre",
            "first_name": "Sylvester",
            "middle_initial": "J",
            "last_name": "Macre",
            "states": [
              "TX"
            ],
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            "as_of": "2026-10-12"
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        ],
        "canonical_url": "https://lendb.ai/lo/joey-macre-2694979",
        "json_url": "https://lendb.ai/lo/joey-macre-2694979.json",
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          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "slug": "guild-mortgage-3274",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
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        "branch": {
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          "state": "TX"
        },
        "headshot_url": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/apsmac-joey-macre.jpg",
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          "OK"
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          {
            "state": "TX",
            "confidence": "confirmed"
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          "fha",
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          "heloc",
          "investor",
          "itin",
          "jumbo",
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          "manufactured",
          "new-construction",
          "physician",
          "renovation",
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          "vacation-home"
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          "date": "2025-05-30",
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        },
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          "state": "TX"
        },
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        "lender_profile_url": "https://branches.guildmortgage.com/tx/austin/joey-macre-485-apsmac.html",
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      ],
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        "source_url": "https://branches.guildmortgage.com/tx/austin/joey-macre-485-apsmac.html"
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        "full_name": "Darrel Arnold",
        "licensed_names": [
          {
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            "name_with_middle_initial": "Darrel P. Arnold",
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            "middle_initial": "P",
            "last_name": "Arnold",
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              "CA"
            ],
            "source": "state_regulator",
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        ],
        "canonical_url": "https://lendb.ai/lo/darrel-arnold-2496252",
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          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "slug": "crosscountry-mortgage-3029",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Tulsa",
          "state": "OK"
        },
        "headshot_url": null,
        "licensed_states": [
          "AZ",
          "CA",
          "OH",
          "OK"
        ],
        "licenses": [
          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "CA",
            "confidence": "confirmed"
          },
          {
            "state": "OH",
            "confidence": "lender_reported"
          },
          {
            "state": "OK",
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        ],
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        "languages": [],
        "specialties": [
          {
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            "evidence": "lender_page_text"
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          {
            "slug": "first-time-buyer",
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          {
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        ],
        "lender_offers": [
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          "condo-non-warrantable",
          "construction",
          "down-payment-assistance",
          "dscr",
          "heloc",
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          "jumbo",
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          "physician",
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        "licensed_since": {
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          "state": "CA"
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        "lender_profile_url": "https://crosscountrymortgage.com/tulsa-ok-4409/darrel-arnold/",
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        "Office in Tulsa, OK",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: October 5, 2023 (California), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/darrel-arnold-2496252",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-22",
        "source_url": "https://crosscountrymortgage.com/tulsa-ok-4409/darrel-arnold/"
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      "match_status": "exact",
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        "canonical_url": "https://lendb.ai/lo/sandra-lutz-533656",
        "json_url": "https://lendb.ai/lo/sandra-lutz-533656.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "slug": "crosscountry-mortgage-3029",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Romeo",
          "state": "MI"
        },
        "headshot_url": "https://thevault.ccm.com/asset/6c234216-1868-4d6f-8f2b-b47966bace7e/Website/1653_Lutz_533656.jpg",
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          "MO",
          "OR",
          "WI",
          "AL",
          "CA",
          "CO",
          "GA",
          "ID",
          "IL",
          "IN",
          "KS",
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          "LA",
          "ME",
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          "OH",
          "OK",
          "SD",
          "TN",
          "VA",
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          "WY"
        ],
        "licenses": [
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          {
            "state": "AR",
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          {
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          {
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            "state": "LA",
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            "state": "ME",
            "confidence": "lender_reported"
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            "state": "MI",
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          {
            "state": "MN",
            "confidence": "lender_reported"
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          {
            "state": "MO",
            "confidence": "confirmed"
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          {
            "state": "MT",
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          {
            "state": "ND",
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          {
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            "state": "OR",
            "confidence": "confirmed"
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          {
            "state": "SD",
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          {
            "state": "TN",
            "confidence": "lender_reported"
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          {
            "state": "VA",
            "confidence": "lender_reported"
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          {
            "state": "WA",
            "confidence": "lender_reported"
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          {
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            "confidence": "confirmed"
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          {
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        ],
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          "first-time-buyer",
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          "investor",
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        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/romeo-mi-3209/sandra-lutz/",
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        "canonical_url": "https://lendb.ai/lo/jason-wilbur-676414",
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          "name": "CrossCountry Mortgage",
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        "headshot_url": "https://thevault.ccm.com/asset/9d047473-a52c-4007-af5f-8607cbf0fb4b/Website/3785_Wilbur_676414.jpg",
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        "licenses": [
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          {
            "state": "FL",
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          {
            "state": "GA",
            "confidence": "lender_reported"
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          {
            "state": "MT",
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          {
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          {
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          {
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          {
            "state": "OK",
            "confidence": "lender_reported"
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          {
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            "confidence": "lender_reported"
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          {
            "state": "TX",
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        "specialties": [
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        ],
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        "licensed_since": {
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        "years_experience": 20,
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      "reasons": [
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      "score": 26.6,
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        "licensed_names": [
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              "NY",
              "OR",
              "PA",
              "TX",
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            "source": "state_regulator",
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        "canonical_url": "https://lendb.ai/lo/sarena-talbert-1043739",
        "json_url": "https://lendb.ai/lo/sarena-talbert-1043739.json",
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          {
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          {
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          {
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          {
            "state": "IA",
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          {
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          {
            "state": "IL",
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          {
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          {
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            "confidence": "lender_reported"
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          {
            "state": "MN",
            "confidence": "lender_reported"
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            "confidence": "confirmed"
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          {
            "state": "MS",
            "confidence": "lender_reported"
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            "state": "NC",
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            "confidence": "confirmed"
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          {
            "state": "OH",
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          {
            "state": "OK",
            "confidence": "lender_reported"
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            "state": "OR",
            "confidence": "confirmed"
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          {
            "state": "PA",
            "confidence": "confirmed"
          },
          {
            "state": "RI",
            "confidence": "lender_reported"
          },
          {
            "state": "SC",
            "confidence": "lender_reported"
          },
          {
            "state": "SD",
            "confidence": "lender_reported"
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          {
            "state": "TN",
            "confidence": "lender_reported"
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          {
            "state": "TX",
            "confidence": "confirmed"
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          {
            "state": "VA",
            "confidence": "lender_reported"
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          {
            "state": "VT",
            "confidence": "lender_reported"
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          {
            "state": "WA",
            "confidence": "lender_reported"
          },
          {
            "state": "WI",
            "confidence": "confirmed"
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          {
            "state": "WV",
            "confidence": "lender_reported"
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          {
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            "confidence": "confirmed"
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          "condo-non-warrantable",
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          "investor",
          "physician",
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          "year": 2018,
          "state": "CA"
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        "lender_profile_url": "https://crosscountrymortgage.com/newport-beach-ca-8067/sarena-talbert/",
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              "IA",
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              "MO",
              "OR",
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          {
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              "WI"
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            "source": "state_regulator",
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        "canonical_url": "https://lendb.ai/lo/gerald-sundt-168111",
        "json_url": "https://lendb.ai/lo/gerald-sundt-168111.json",
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          "name": "CrossCountry Mortgage",
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          "IA",
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          "CA",
          "DC",
          "GA",
          "HI",
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          "KS",
          "MD",
          "MI",
          "MN",
          "NC",
          "ND",
          "NH",
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          "OH",
          "OK",
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          "VA",
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          {
            "state": "MI",
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          {
            "state": "MN",
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          {
            "state": "MO",
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          {
            "state": "ND",
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          {
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          {
            "state": "NV",
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          {
            "state": "OH",
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          {
            "state": "OK",
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          {
            "state": "OR",
            "confidence": "confirmed"
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            "confidence": "lender_reported"
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          {
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          {
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          {
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            "state": "VA",
            "confidence": "lender_reported"
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            "state": "WA",
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          "state": "CO"
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        "licensed_since": {
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          "state": "CO"
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        "years_experience": null,
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        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
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      "score": 25.8,
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            "confidence": "lender_reported"
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          {
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            "state": "NV",
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            "state": "OH",
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          {
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            "confidence": "confirmed"
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          {
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            "confidence": "confirmed"
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          {
            "state": "TX",
            "confidence": "confirmed"
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          {
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          "state": "CA"
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        "json_url": "https://lendb.ai/lo/timothy-singleton-275059.json",
        "lender": {
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        },
        "branch": {
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        "headshot_url": "https://thevault.ccm.com/asset/8b1a1bd0-75bf-43b8-8e83-447c1b320482/Website/3925_Singleton_275059.jpg",
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        "licensed_since": {
          "year": 2010,
          "state": "TX"
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        "years_experience": null,
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        "licensed_names": [
          {
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            "states": [
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              "IA",
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            "source": "state_regulator",
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        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/cleveland-oh-2004/charles-dindia/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Refinance on lender page (lender page, verified 2026-10-22)",
        "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: July 31, 2010 (Oregon), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/charles-dindia-43931",
      "license_check": {
        "state": "OK",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "OK listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-22",
        "source_url": "https://crosscountrymortgage.com/cleveland-oh-2004/charles-dindia/"
      },
      "match_status": "exact",
      "matched_specialties": [
        "refinance"
      ],
      "unconfirmed_specialties": [],
      "match_level": "officer"
    }
  ]
}