--- canonical_url: https://lendb.ai/s/refinance/oklahoma last_verified: 2026-10-26 --- # Loan officers for homeowners who are refinancing in Oklahoma As of 2026-10-26, LenDb lists 62 loan officers licensed in or based in Oklahoma whose lender pages show Refinance work. The top-ranked are Chandler Newton (Guild Mortgage, Lawton), Bill White (CrossCountry Mortgage, Cincinnati) and Eric Raso (CMG Home Loans, Tempe). Ranking is lender-neutral: specialty evidence first, then a license in OK, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Chandler Newton](https://lendb.ai/lo/chandler-newton-2636675)** (NMLS 2636675), Guild Mortgage, Lawton, OK - Lists Refinance on lender page (lender page, verified 2026-10-26) - Office in Lawton, OK - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) 2. **[Bill White](https://lendb.ai/lo/william-white-2268018)** (NMLS 2268018), CrossCountry Mortgage, Cincinnati, OH - Lists Refinance on lender page (lender page, verified 2026-10-26) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 13, 2021 (Illinois), per state regulator 3. **[Eric Raso](https://lendb.ai/lo/eric-raso-457108)** (NMLS 457108), CMG Home Loans, Tempe, AZ - Lists Refinance on lender page (lender page, verified 2026-10-20) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 27, 2014 (Colorado), per state regulator - States 20 years of experience (lender page, 2026-10-20) 4. **[Camille Olson](https://lendb.ai/lo/camille-olson-474281)** (NMLS 474281), Barrett Financial Group, Chandler, AZ - Lists Refinance on lender page (lender page, verified 2026-10-19) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 10, 2014 (Texas), per state regulator 5. **[David K. Harrelson](https://lendb.ai/lo/david-harrelson-2819765)** (NMLS 2819765), ENSURE HOME LOANS LLC - Lists Refinance on lender page (lender page, verified 2026-10-26) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 17, 2026 (Illinois), per state regulator - States 35 years of experience (lender page, 2026-10-15) 6. **[DJ Joyce](https://lendb.ai/lo/dj-joyce-2540027)** (NMLS 2540027), CrossCountry Mortgage, Cleveland, OH - Lists Refinance on lender page (lender page, verified 2026-10-26) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 21, 2023 (Oregon), per state regulator 7. **[Kellie Buchanan](https://lendb.ai/lo/kellie-buchanan-744052)** (NMLS 744052), Highlands Residential Mortgage, Allen, TX - Lists Refinance on lender page (lender page, verified 2026-10-20) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 6, 2012 (Texas), per state regulator - States 34 years of experience (lender page, 2026-10-20) 8. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Refinance on lender page (lender page, verified 2026-10-20) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 26, 2012 (Oregon), per state regulator 9. **[Benjamin Williams](https://lendb.ai/lo/benjamin-williams-1025173)** (NMLS 1025173), Guild Mortgage, San Diego, CA - Lists Refinance on lender page (lender page, verified 2026-10-26) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 4, 2013 (Oregon), per state regulator 10. **[Mark Youmagul](https://lendb.ai/lo/phelotkhane-youmagul-319143)** (NMLS 319143), Barrett Financial Group, Chandler, AZ - Lists Refinance on lender page (lender page, verified 2026-10-20) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 27, 2010 (California), per state regulator 11. **[Ron Luttrull](https://lendb.ai/lo/ronald-luttrull-274181)** (NMLS 274181), Guild Mortgage, San Diego, CA - Lists Refinance on lender page (lender page, verified 2026-10-26) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 19, 2010 (California), per state regulator - States 20 years of experience (lender page, 2026-10-19) 12. **[Andy Price](https://lendb.ai/lo/william-price-175742)** (NMLS 175742), Price Mortgage - Lists Refinance on lender page (lender page, verified 2026-10-21) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 16, 2017 (California), per state regulator - States 15 years of experience (lender page, 2026-10-21) 13. **[Spencer Wartman](https://lendb.ai/lo/spencer-wartman-2109932)** (NMLS 2109932), Trident Home Loans, Pensacola, FL - Lists Refinance on lender page (lender page, verified 2026-10-26) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 18, 2022 (Florida), per state regulator 14. **[Joey Macre](https://lendb.ai/lo/joey-macre-2694979)** (NMLS 2694979), Guild Mortgage, Austin, TX - Lists Refinance on lender page (lender page, verified 2026-10-26) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 30, 2025 (Texas), per state regulator 15. **[Darrel Arnold](https://lendb.ai/lo/darrel-arnold-2496252)** (NMLS 2496252), CrossCountry Mortgage, Tulsa, OK - Lists Refinance on lender page (lender page, verified 2026-10-22) - Office in Tulsa, OK - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: October 5, 2023 (California), per state regulator 16. **[Sandee Lutz](https://lendb.ai/lo/sandra-lutz-533656)** (NMLS 533656), CrossCountry Mortgage, Romeo, MI - Lists Refinance on lender page (lender page, verified 2026-10-22) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: April 2, 2018 (Wisconsin), per state regulator - States 20 years of experience (lender page, 2026-10-22) 17. **[Jason Wilbur](https://lendb.ai/lo/jason-wilbur-676414)** (NMLS 676414), CrossCountry Mortgage, Fort Walton Beach, FL - Lists Refinance on lender page (lender page, verified 2026-10-22) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 17, 2020 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-22) 18. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA - Lists Refinance on lender page (lender page, verified 2026-10-22) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: December 19, 2018 (California), per state regulator - States 28 years of experience (lender page, 2026-10-22) 19. **[Jerry Sundt](https://lendb.ai/lo/gerald-sundt-168111)** (NMLS 168111), CrossCountry Mortgage, Tucson, AZ - Lists Refinance on lender page (lender page, verified 2026-10-22) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 14, 2007 (Colorado), per state regulator 20. **[Jared Paul](https://lendb.ai/lo/jared-paul-974114)** (NMLS 974114), CrossCountry Mortgage, Scottsdale, AZ - Lists Refinance on lender page (lender page, verified 2026-10-26) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 12, 2015 (California), per state regulator - States 20 years of experience (lender page, 2026-10-26) 21. **[Tim Singleton](https://lendb.ai/lo/timothy-singleton-275059)** (NMLS 275059), CrossCountry Mortgage, Dallas, TX - Lists Refinance on lender page (lender page, verified 2026-10-26) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 23, 2010 (Texas), per state regulator 22. **[Bruce O'Kronley](https://lendb.ai/lo/bruce-o-kronley-30743)** (NMLS 30743), CrossCountry Mortgage, Southfield, MI - Lists Refinance on lender page (lender page, verified 2026-10-26) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 18, 2008 (Illinois), per state regulator 23. **[David D'Onofrio](https://lendb.ai/lo/david-donofrio-254023)** (NMLS 254023), CrossCountry Mortgage, Walnut Creek, CA - Lists Refinance on lender page (lender page, verified 2026-10-26) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 10, 2011 (California), per state regulator 24. **[Tobie Love](https://lendb.ai/lo/tobie-love-459915)** (NMLS 459915), CrossCountry Mortgage, Murrieta, CA - Lists Refinance on lender page (lender page, verified 2026-10-21) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 3, 2011 (California), per state regulator 25. **[Chuck Dindia](https://lendb.ai/lo/charles-dindia-43931)** (NMLS 43931), CrossCountry Mortgage, Cleveland, OH - Lists Refinance on lender page (lender page, verified 2026-10-22) - OK listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 31, 2010 (Oregon), per state regulator ## Questions to ask - What are my total closing costs, and how many months until the lower payment pays them back? - Can I take cash out, and how much equity do I need to keep? - If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say? Cite as: LenDb.ai, https://lendb.ai/s/refinance/oklahoma. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._