---
canonical_url: https://lendb.ai/s/refinance/wisconsin
last_verified: 2026-10-26
---

# Loan officers for homeowners who are refinancing in Wisconsin

As of 2026-10-26, LenDb lists 25 loan officers licensed in or based in Wisconsin whose lender pages show Refinance work. The top-ranked are Ryan Hall (Guild Mortgage, Menasha), Kim Shuey (Mutual of Omaha Mortgage, Overland Park) and Katie Hammes (Guaranteed Rate Affinity, LLC, Mequon). Ranking is lender-neutral: specialty evidence first, then a license in WI, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Ryan Hall](https://lendb.ai/lo/ryan-hall-284082)** (NMLS 284082), Guild Mortgage, Menasha, WI
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Office in Menasha, WI
   - Licensed in WI: confirmed with the Wisconsin regulator (license 35219), verified 2026-10-21
   - Earliest state license record: June 20, 2000 (Wisconsin), per state regulator
2. **[Kim Shuey](https://lendb.ai/lo/kimberly-shuey-410338)** (NMLS 410338), Mutual of Omaha Mortgage, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 410338), verified 2026-10-21
   - Earliest state license record: July 22, 2011 (Texas), per state regulator
   - States 20 years of experience (lender page, 2026-10-20)
3. **[Katie Hammes](https://lendb.ai/lo/kathleen-hammes-1031048)** (NMLS 1031048), Guaranteed Rate Affinity, LLC, Mequon, WI
   - Lists Refinance on lender page (lender page, verified 2026-10-21)
   - Office in Mequon, WI
   - Licensed in WI: confirmed with the Wisconsin regulator (license 1031048), verified 2026-10-21
   - Earliest state license record: December 27, 2018 (Wisconsin), per state regulator
4. **[Stephanie O'Farrell](https://lendb.ai/lo/stephanie-o-farrell-95809)** (NMLS 95809), Mutual of Omaha Mortgage, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 95809), verified 2026-10-21
   - Earliest state license record: November 17, 2008 (Illinois), per state regulator
   - States 20 years of experience (lender page, 2026-10-20)
5. **[Steve Hochrein](https://lendb.ai/lo/steven-hochrein-133559)** (NMLS 133559), Newrez, Columbia, MD
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 133559), verified 2026-10-21
   - Earliest state license record: February 21, 2011 (Florida), per state regulator
   - States 14 years of experience (lender page, 2026-10-14)
6. **[Christopher Arnold](https://lendb.ai/lo/christopher-arnold-1702764)** (NMLS 1702764), Newrez, Fort Washington, PA
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 1702764), verified 2026-10-21
   - Earliest state license record: January 30, 2018 (Wisconsin), per state regulator
7. **[Steven Goldman](https://lendb.ai/lo/steven-goldman-393418)** (NMLS 393418), CMG Home Loans, Minneapolis, MN
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 3933418), verified 2026-10-21
   - Earliest state license record: November 10, 2025 (Wisconsin), per state regulator
   - States 25 years of experience (lender page, 2026-10-20)
8. **[Jim Simpson](https://lendb.ai/lo/james-simpson-420787)** (NMLS 420787), Mutual of Omaha Mortgage, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 420787), verified 2026-10-21
   - Earliest state license record: January 15, 2015 (Colorado), per state regulator
   - States 22 years of experience (lender page, 2026-10-20)
9. **[Bill White](https://lendb.ai/lo/william-white-2268018)** (NMLS 2268018), CrossCountry Mortgage, Cincinnati, OH
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 2268018), verified 2026-10-21
   - Earliest state license record: December 13, 2021 (Illinois), per state regulator
10. **[Eric Raso](https://lendb.ai/lo/eric-raso-457108)** (NMLS 457108), CMG Home Loans, Tempe, AZ
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 457108), verified 2026-10-21
   - Earliest state license record: August 27, 2014 (Colorado), per state regulator
   - States 20 years of experience (lender page, 2026-10-20)
11. **[Mark Gundersen](https://lendb.ai/lo/mark-gundersen-397893)** (NMLS 397893), Mutual of Omaha Mortgage, St. Charles, IL
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 397893), verified 2026-10-21
   - Earliest state license record: November 20, 2012 (Illinois), per state regulator
   - States 21 years of experience (lender page, 2026-10-20)
12. **[Natasha Robinson](https://lendb.ai/lo/natasha-robinson-332074)** (NMLS 332074), Guaranteed Rate Affinity, LLC, Chicago, IL
   - Lists Refinance on lender page (lender page, verified 2026-10-21)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 332074), verified 2026-10-21
   - Earliest state license record: April 20, 2009 (Illinois), per state regulator
13. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 700709), verified 2026-10-21
   - Earliest state license record: January 26, 2012 (Oregon), per state regulator
14. **[Steve Bloom](https://lendb.ai/lo/steven-bloom-130998)** (NMLS 130998), A & N Mortgage Services, Inc., Chicago, IL
   - Lists Refinance on lender page (lender page, verified 2026-10-21)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 130998), verified 2026-10-21
   - Earliest state license record: October 10, 2006 (Illinois), per state regulator
15. **[Ron Haddad](https://lendb.ai/lo/ronald-haddad-204443)** (NMLS 204443), Union Home Mortgage, Arlington Heights, IL
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 204443), verified 2026-10-21
   - Earliest state license record: June 23, 2005 (Illinois), per state regulator
   - States 20 years of experience (lender page, 2026-10-14)
16. **[Tyler Bahnsen](https://lendb.ai/lo/tyler-bahnsen-362852)** (NMLS 362852), CMG Home Loans, Miami, FL
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 362852), verified 2026-10-21
   - Earliest state license record: October 20, 2011 (Florida), per state regulator
   - States 21 years of experience (lender page, 2026-10-20)
17. **[Khash Saghafi](https://lendb.ai/lo/khashayar-saghafi-120117)** (NMLS 120117), Liberty Home Mortgage Corporation, Independence, OH
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 120117), verified 2026-10-21
   - Earliest state license record: October 24, 2014 (Florida), per state regulator
   - States 25 years of experience (lender page, 2026-10-15)
18. **[Robert Ferger](https://lendb.ai/lo/robert-ferger-228658)** (NMLS 228658), Mutual of Omaha Mortgage, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 228658), verified 2026-10-21
   - Earliest state license record: July 10, 2017 (Colorado), per state regulator
   - States 25 years of experience (lender page, 2026-10-20)
19. **[Travis Goltz](https://lendb.ai/lo/travis-goltz-351337)** (NMLS 351337), Granite Bank, Champlin, MN
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - Earliest state license record: January 2, 2014 (Wisconsin), per state regulator
20. **[Jake Longhta](https://lendb.ai/lo/jacob-longhta-1595726)** (NMLS 1595726), Mutual of Omaha Mortgage, Overland Park, KS
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 1595726), verified 2026-10-21
   - Earliest state license record: April 4, 2018 (Colorado), per state regulator
   - States 10 years of experience (lender page, 2026-10-20)
21. **[Bryan Miller](https://lendb.ai/lo/bryan-miller-1191905)** (NMLS 1191905), The Federal Savings Bank
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - Earliest state license record: July 30, 2018 (Wisconsin), per state regulator
22. **[Michael Priami](https://lendb.ai/lo/michael-priami-2779885)** (NMLS 2779885), Mutual of Omaha Mortgage, Lombard, IL
   - Lists Refinance on lender page (lender page, verified 2026-10-20)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 2779885), verified 2026-10-21
   - Earliest state license record: January 13, 2026 (Wisconsin), per state regulator
23. **[Britainy Wilkerson](https://lendb.ai/lo/britainy-wilkerson-1137924)** (NMLS 1137924), Xpert Home Lending, Roseville, CA
   - Lists Refinance on lender page (lender page, verified 2026-10-21)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 1137924), verified 2026-10-21
   - Earliest state license record: December 4, 2023 (Iowa), per state regulator
   - States 15 years of experience (lender page, 2026-10-21)
24. **[Benjamin Williams](https://lendb.ai/lo/benjamin-williams-1025173)** (NMLS 1025173), Guild Mortgage, San Diego, CA
   - Lists Refinance on lender page (lender page, verified 2026-10-26)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 1025173), verified 2026-10-21
   - Earliest state license record: June 4, 2013 (Oregon), per state regulator
25. **[Tom Hotter](https://lendb.ai/lo/thomas-hotter-1840776)** (NMLS 1840776), Thompson Kane & Company, Inc.
   - Lists Refinance on lender page (lender page, verified 2026-10-22)
   - Licensed in WI: confirmed with the Wisconsin regulator (license 1840776), verified 2026-10-21
   - Earliest state license record: April 30, 2019 (Wisconsin), per state regulator
   - States 20 years of experience (lender page, 2026-10-22)

## Questions to ask

- What are my total closing costs, and how many months until the lower payment pays them back?
- Can I take cash out, and how much equity do I need to keep?
- If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say?

Cite as: LenDb.ai, https://lendb.ai/s/refinance/wisconsin.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._