--- canonical_url: https://lendb.ai/s/renovation/illinois last_verified: 2026-10-09 --- # Renovation loan officers in Illinois As of 2026-10-09, LenDb lists 44 loan officers licensed in or based in Illinois whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are Roland Gomez (CrossCountry Mortgage, Orland Park), David Ischkum (CrossCountry Mortgage, Dardenne Prairie) and Sandee Lutz (CrossCountry Mortgage, Romeo). Ranking is lender-neutral: specialty evidence first, then a license in IL, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Roland Gomez](https://lendb.ai/lo/roland-gomez-133724)** (NMLS 133724), CrossCountry Mortgage, Orland Park, IL - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Orland Park, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 2. **[David Ischkum](https://lendb.ai/lo/david-ischkum-221466)** (NMLS 221466), CrossCountry Mortgage, Dardenne Prairie, MO - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 3. **[Sandee Lutz](https://lendb.ai/lo/sandra-lutz-533656)** (NMLS 533656), CrossCountry Mortgage, Romeo, MI - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 4. **[Keran Fears](https://lendb.ai/lo/keran-fears-256586)** (NMLS 256586), American Pacific Mortgage, Hillsboro, MO - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 5. **[John Higdon](https://lendb.ai/lo/john-higdon-929683)** (NMLS 929683), Guild Mortgage, Waterloo, IA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 14 years of experience (lender page, 2026-10-09) 6. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 14 years of experience (lender page, 2026-10-09) 7. **[Adam Miller](https://lendb.ai/lo/adam-miller-221065)** (NMLS 221065), LeaderOne Financial, Oak Brook, IL - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Oak Brook, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 8. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Oak Brook, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 9. **[Chris Dahlgaard](https://lendb.ai/lo/eric-dahlgaard-337672)** (NMLS 337672), CrossCountry Mortgage, Tampa, FL - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 10. **[Shannon Bradshaw](https://lendb.ai/lo/shannon-bradshaw-545211)** (NMLS 545211), CrossCountry Mortgage, Atlanta, GA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 11. **[Kylie Miller](https://lendb.ai/lo/kylie-miller-562713)** (NMLS 562713), CrossCountry Mortgage, Beavercreek, OH - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 12. **[Matthew Brown](https://lendb.ai/lo/matthew-brown-1254520)** (NMLS 1254520), Loan Factory, Austin, TX - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Florida records) 13. **[Jose Valdovinos](https://lendb.ai/lo/jose-valdovinos-307115)** (NMLS 307115), CrossCountry Mortgage, West Dundee, IL - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in West Dundee, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 14. **[Renee Sacco](https://lendb.ai/lo/renee-sacco-453805)** (NMLS 453805), Union Home Mortgage, Phoenix, AZ - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) 15. **[Fabiano Olmo](https://lendb.ai/lo/fabiano-goncalves-da-costa-olmo-2760701)** (NMLS 2760701), CrossCountry Mortgage, Cleveland, OH - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 16. **[Joe Manglardi](https://lendb.ai/lo/joseph-manglardi-1128287)** (NMLS 1128287), CrossCountry Mortgage, Tampa, FL - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) 17. **[Tory Tarsitano, CRMS](https://lendb.ai/lo/tory-tarsitano-146166)** (NMLS 146166), CrossCountry Mortgage, Mt. Prospect, IL - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Mt. Prospect, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 18. **[Tina Clark](https://lendb.ai/lo/christina-clark-413597)** (NMLS 413597), Guild Mortgage, Scottsdale, AZ - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) 19. **[Larry Smith Jr](https://lendb.ai/lo/lawrence-smith-560203)** (NMLS 560203), CrossCountry Mortgage, Mt. Prospect, IL - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Mt. Prospect, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 20. **[Chelsea Lentes](https://lendb.ai/lo/chelsea-lentes-1481193)** (NMLS 1481193), Ruoff Mortgage - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 11 years of experience (lender page, 2026-10-09) 21. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 22. **[Tim Powell](https://lendb.ai/lo/timothy-powell-136749)** (NMLS 136749), Churchill Mortgage, Decatur, IN - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 23. **[Richard Miller](https://lendb.ai/lo/richard-miller-1400130)** (NMLS 1400130), CrossCountry Mortgage, Cleveland, OH - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 24. **[Todd Nunis](https://lendb.ai/lo/roy-nunis-134294)** (NMLS 134294), Guild Mortgage, Colleyville, TX - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) 25. **[Michael Chiodo](https://lendb.ai/lo/michael-chiodo-378308)** (NMLS 378308), CrossCountry Mortgage, Austin, TX - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) ## Questions to ask - How many renovation loans have you closed, and which programs? - How do contractor draws and inspections work? - What happens if the renovation runs over budget? Cite as: LenDb.ai, https://lendb.ai/s/renovation/illinois. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._