--- canonical_url: https://lendb.ai/s/renovation/massachusetts last_verified: 2026-10-09 --- # Renovation loan officers in Massachusetts As of 2026-10-09, LenDb lists 27 loan officers licensed in or based in Massachusetts whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are Trevor McFarland (Guild Mortgage, Worcester), Scott Lacey (Guild Mortgage, Lincoln) and Derick Andrade (First Home Mortgage, Seekonk). Ranking is lender-neutral: specialty evidence first, then a license in MA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Trevor McFarland](https://lendb.ai/lo/trevor-mcfarland-38803)** (NMLS 38803), Guild Mortgage, Worcester, MA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Worcester, MA - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 2. **[Scott Lacey](https://lendb.ai/lo/scott-lacey-8154)** (NMLS 8154), Guild Mortgage, Lincoln, RI - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 3. **[Derick Andrade](https://lendb.ai/lo/derick-andrade-2051827)** (NMLS 2051827), First Home Mortgage, Seekonk, MA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Seekonk, MA - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 12 years of experience (lender page, 2026-10-09) 4. **[Nick Zannelli](https://lendb.ai/lo/nick-zannelli-35693)** (NMLS 35693), CrossCountry Mortgage, Beverly, MA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Beverly, MA - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 5. **[Leo Turco](https://lendb.ai/lo/leo-turco-706769)** (NMLS 706769), CrossCountry Mortgage, Topsfield, MA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Topsfield, MA - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 6. **[Kathy Vasel](https://lendb.ai/lo/kathy-vasel-50076)** (NMLS 50076), CrossCountry Mortgage, Andover, MA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Andover, MA - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 7. **[Chris Loughlin](https://lendb.ai/lo/christopher-loughlin-1537524)** (NMLS 1537524), First Home Mortgage, Baltimore, MD - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 8. **[Lisa Umbehauer](https://lendb.ai/lo/lisa-umbehauer-404383)** (NMLS 404383), CrossCountry Mortgage, Union, NJ - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 9. **[Sara Wescott](https://lendb.ai/lo/sara-wescott-1181982)** (NMLS 1181982), CrossCountry Mortgage, South Portland, ME - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 10. **[Erik Ferm](https://lendb.ai/lo/erik-ferm-1216345)** (NMLS 1216345), CrossCountry Mortgage, Norwell, MA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Norwell, MA - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 13 years of experience (lender page, 2026-10-09) 11. **[Amy Dirazonian](https://lendb.ai/lo/amy-dirazonian-115796)** (NMLS 115796), Movement Mortgage, Danvers, MA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Danvers, MA - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 12. **[Greg Fearnley](https://lendb.ai/lo/gregory-fearnley-2643728)** (NMLS 2643728), CrossCountry Mortgage, Tampa, FL - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 11 years of experience (lender page, 2026-10-09) 13. **[Chris Falbo, CRMP, CMA](https://lendb.ai/lo/christopher-falbo-2224020)** (NMLS 2224020), CrossCountry Mortgage, Beverly, MA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Beverly, MA - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 14. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 15. **[Tim Powell](https://lendb.ai/lo/timothy-powell-136749)** (NMLS 136749), Churchill Mortgage, Decatur, IN - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 16. **[Richard Miller](https://lendb.ai/lo/richard-miller-1400130)** (NMLS 1400130), CrossCountry Mortgage, Cleveland, OH - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 17. **[Todd Nunis](https://lendb.ai/lo/roy-nunis-134294)** (NMLS 134294), Guild Mortgage, Colleyville, TX - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) 18. **[Kim Nourse](https://lendb.ai/lo/kim-nourse-522472)** (NMLS 522472), CrossCountry Mortgage, Chelmsford, MA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Chelmsford, MA - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 19. **[Damon Laylock](https://lendb.ai/lo/damon-laylock-973325)** (NMLS 973325), CrossCountry Mortgage, Melville, NY - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 20. **[David Schley](https://lendb.ai/lo/david-schley-2292691)** (NMLS 2292691), CrossCountry Mortgage, Denville, NJ - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 21. **[Amy James](https://lendb.ai/lo/amy-james-2088909)** (NMLS 2088909), CrossCountry Mortgage, Fort Walton Beach, FL - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 22. **[Kaeleigh Grigg](https://lendb.ai/lo/kaeleigh-grigg-2495770)** (NMLS 2495770), CrossCountry Mortgage, Manasquan, NJ - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 23. **[Beatriz Villalobos](https://lendb.ai/lo/beatriz-villalobos-2175864)** (NMLS 2175864), CrossCountry Mortgage, Sierra Vista, AZ - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 24. **[Alyssa Caliendo](https://lendb.ai/lo/alyssa-caliendo-1849915)** (NMLS 1849915), CrossCountry Mortgage, San Diego, CA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 25. **[Maria Seeley](https://lendb.ai/lo/maria-seeley-1102921)** (NMLS 1102921), CrossCountry Mortgage, Surfside Beach, SC - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) ## Questions to ask - How many renovation loans have you closed, and which programs? - How do contractor draws and inspections work? - What happens if the renovation runs over budget? Cite as: LenDb.ai, https://lendb.ai/s/renovation/massachusetts. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._