--- canonical_url: https://lendb.ai/s/renovation/missouri last_verified: 2026-10-10 --- # Renovation loan officers in Missouri As of 2026-10-10, LenDb lists 34 loan officers licensed in or based in Missouri whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are Keran Fears (American Pacific Mortgage, Hillsboro), Sandee Lutz (CrossCountry Mortgage, Romeo) and John Higdon (Guild Mortgage, Waterloo). Ranking is lender-neutral: specialty evidence first, then a license in MO, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Keran Fears](https://lendb.ai/lo/keran-fears-256586)** (NMLS 256586), American Pacific Mortgage, Hillsboro, MO - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Hillsboro, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 2. **[Sandee Lutz](https://lendb.ai/lo/sandra-lutz-533656)** (NMLS 533656), CrossCountry Mortgage, Romeo, MI - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 13, 2020 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 3. **[John Higdon](https://lendb.ai/lo/john-higdon-929683)** (NMLS 929683), Guild Mortgage, Waterloo, IA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: October 11, 2019 (Florida), per state regulator - States 14 years of experience (lender page, 2026-10-09) 4. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 24, 2025 (Florida), per state regulator - States 14 years of experience (lender page, 2026-10-09) 5. **[Archie E. Vetter](https://lendb.ai/lo/archie-vetter-203614)** (NMLS 203614), Neighborhood Loans - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-10) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 13, 2020 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-10) 6. **[Quentin Hardy](https://lendb.ai/lo/quentin-hardy-420639)** (NMLS 420639), CrossCountry Mortgage, Charlotte, NC - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 9, 2018 (Florida), per state regulator 7. **[Adam Miller](https://lendb.ai/lo/adam-miller-221065)** (NMLS 221065), LeaderOne Financial, Oak Brook, IL - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 3, 2017 (Florida), per state regulator 8. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 11, 2017 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-09) 9. **[Shannon Bradshaw](https://lendb.ai/lo/shannon-bradshaw-545211)** (NMLS 545211), CrossCountry Mortgage, Atlanta, GA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 1, 2025 (Florida), per state regulator - States 21 years of experience (lender page, 2026-10-09) 10. **[Matthew Brown](https://lendb.ai/lo/matthew-brown-1254520)** (NMLS 1254520), Loan Factory, Austin, TX - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 5, 2016 (Florida), per state regulator 11. **[Mitchell Scott](https://lendb.ai/lo/mitchell-scott-1313748)** (NMLS 1313748), CrossCountry Mortgage, Springfield, MO - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Springfield, MO - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 11, 2026 (Florida), per state regulator - States 10 years of experience (lender page, 2026-10-09) 12. **[John Markman](https://lendb.ai/lo/john-markman-1660491)** (NMLS 1660491), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 16 years of experience (lender page, 2026-10-09) 13. **[Brent Schreurs](https://lendb.ai/lo/brent-schreurs-212462)** (NMLS 212462), CrossCountry Mortgage, Tequesta, FL - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 29, 2025 (Florida), per state regulator - States 15 years of experience (lender page, 2026-10-09) 14. **[Tina Clark](https://lendb.ai/lo/christina-clark-413597)** (NMLS 413597), Guild Mortgage, Scottsdale, AZ - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) 15. **[Court Crofoot](https://lendb.ai/lo/court-crofoot-200175)** (NMLS 200175), CrossCountry Mortgage, Scottsdale, AZ - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 22, 2013 (Colorado), per state regulator 16. **[Greg Fearnley](https://lendb.ai/lo/gregory-fearnley-2643728)** (NMLS 2643728), CrossCountry Mortgage, Tampa, FL - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 8, 2025 (Florida), per state regulator - States 11 years of experience (lender page, 2026-10-09) 17. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 25, 2016 (Colorado), per state regulator 18. **[Tim Powell](https://lendb.ai/lo/timothy-powell-136749)** (NMLS 136749), Churchill Mortgage, Decatur, IN - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 27, 2018 (Florida), per state regulator 19. **[Frank Lowe](https://lendb.ai/lo/frank-lowe-1966607)** (NMLS 1966607), LeaderOne Financial, Overland Park, KS - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 7 years of experience (lender page, 2026-10-09) 20. **[Todd Nunis](https://lendb.ai/lo/roy-nunis-134294)** (NMLS 134294), Guild Mortgage, Colleyville, TX - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 10, 2012 (Florida), per state regulator 21. **[Damon Laylock](https://lendb.ai/lo/damon-laylock-973325)** (NMLS 973325), CrossCountry Mortgage, Melville, NY - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 1, 2019 (Florida), per state regulator 22. **[Patton Gade](https://lendb.ai/lo/patton-gade-1243024)** (NMLS 1243024), CrossCountry Mortgage, Scottsdale, AZ - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: October 7, 2021 (Colorado), per state regulator 23. **[Josh Numbers](https://lendb.ai/lo/joshua-numbers-218459)** (NMLS 218459), CrossCountry Mortgage, Cleveland, OH - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 16, 2022 (Colorado), per state regulator 24. **[Vasiliy Korchevoy](https://lendb.ai/lo/vasiliy-korchevoy-1074423)** (NMLS 1074423), CrossCountry Mortgage, Roseville, CA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 4, 2021 (Florida), per state regulator 25. **[Christopher Fouts](https://lendb.ai/lo/christopher-fouts-1919114)** (NMLS 1919114), CrossCountry Mortgage, San Antonio, TX - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - MO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: June 15, 2023 (Florida), per state regulator ## Questions to ask - How many renovation loans have you closed, and which programs? - How do contractor draws and inspections work? - What happens if the renovation runs over budget? Cite as: LenDb.ai, https://lendb.ai/s/renovation/missouri. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._