--- canonical_url: https://lendb.ai/s/renovation/south-carolina last_verified: 2026-10-11 --- # Renovation loan officers in South Carolina As of 2026-10-11, LenDb lists 68 loan officers licensed in or based in South Carolina whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are Trevor McFarland (Guild Mortgage, Worcester), Todd Fogel (CrossCountry Mortgage, Sarasota) and Scott Lacey (Guild Mortgage, Lincoln). Ranking is lender-neutral: specialty evidence first, then a license in SC, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Trevor McFarland](https://lendb.ai/lo/trevor-mcfarland-38803)** (NMLS 38803), Guild Mortgage, Worcester, MA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 17, 2020 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 2. **[Todd Fogel](https://lendb.ai/lo/todd-fogel-555332)** (NMLS 555332), CrossCountry Mortgage, Sarasota, FL - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 21, 2018 (Florida), per state regulator - States 30 years of experience (lender page, 2026-10-09) 3. **[Scott Lacey](https://lendb.ai/lo/scott-lacey-8154)** (NMLS 8154), Guild Mortgage, Lincoln, RI - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 5, 2020 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 4. **[Adam Backes](https://lendb.ai/lo/adam-backes-653829)** (NMLS 653829), CMG Home Loans, Annapolis, MD - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-11) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 28, 2022 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-11) 5. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 24, 2025 (Florida), per state regulator - States 14 years of experience (lender page, 2026-10-09) 6. **[Joan Kofsky](https://lendb.ai/lo/joan-zeruld-kofsky-133361)** (NMLS 133361), CrossCountry Mortgage, Wayne, PA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: October 19, 2017 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-09) 7. **[Archie E. Vetter](https://lendb.ai/lo/archie-vetter-203614)** (NMLS 203614), Neighborhood Loans - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-10) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 13, 2020 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-10) 8. **[Matt Mieras](https://lendb.ai/lo/matthew-mieras-245686)** (NMLS 245686), Guild Mortgage, Charleston, SC - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Charleston, SC - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 1, 2016 (Florida), per state regulator - States 23 years of experience (lender page, 2026-10-09) 9. **[Susan van de Poll](https://lendb.ai/lo/susan-van-de-poll-831038)** (NMLS 831038), Xpert Home Lending - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: November 1, 2006 (Colorado), per state regulator 10. **[Laura Lawhon](https://lendb.ai/lo/laura-lawhon-1296821)** (NMLS 1296821), CrossCountry Mortgage, Summerville, SC - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Summerville, SC - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 11. **[Chris Loughlin](https://lendb.ai/lo/christopher-loughlin-1537524)** (NMLS 1537524), First Home Mortgage, Baltimore, MD - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 14, 2017 (Florida), per state regulator 12. **[Angie Gora Vincent](https://lendb.ai/lo/angela-vincent-103294)** (NMLS 103294), CrossCountry Mortgage, Bethlehem, GA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 5, 2020 (Florida), per state regulator - States 30 years of experience (lender page, 2026-10-09) 13. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 11, 2017 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-09) 14. **[Chris Dahlgaard](https://lendb.ai/lo/eric-dahlgaard-337672)** (NMLS 337672), CrossCountry Mortgage, Tampa, FL - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 15, 2011 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 15. **[Shannon Bradshaw](https://lendb.ai/lo/shannon-bradshaw-545211)** (NMLS 545211), CrossCountry Mortgage, Atlanta, GA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: July 1, 2025 (Florida), per state regulator - States 21 years of experience (lender page, 2026-10-09) 16. **[Joe Donovan](https://lendb.ai/lo/joe-donovan-1450210)** (NMLS 1450210), CrossCountry Mortgage, Suwanee, GA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 5, 2026 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 17. **[Karin Gagliano](https://lendb.ai/lo/karin-gagliano-1737007)** (NMLS 1737007), CrossCountry Mortgage, Pittsford, NY - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 9, 2026 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-09) 18. **[Vince Curcio](https://lendb.ai/lo/vincent-curcio-102096)** (NMLS 102096), First Heritage Mortgage - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: August 27, 2021 (Florida), per state regulator 19. **[Marilyn Mikan](https://lendb.ai/lo/marilyn-mikan-589352)** (NMLS 589352), Southern Trust Mortgage, Fayetteville, NC - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 20. **[Amy Altenburg](https://lendb.ai/lo/amy-altenburg-820600)** (NMLS 820600), Southern Trust Mortgage, Annapolis, MD - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: February 26, 2022 (Florida), per state regulator - States 20 years of experience (lender page, 2026-10-09) 21. **[Jeanne Bidwell](https://lendb.ai/lo/jeanne-bidwell-313615)** (NMLS 313615), First Heritage Mortgage - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: September 30, 2021 (Florida), per state regulator - States 25 years of experience (lender page, 2026-10-09) 22. **[Brad Zerbe](https://lendb.ai/lo/bradley-zerbe-161236)** (NMLS 161236), NFM Lending, Haddonfield, NJ - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: May 28, 2025 (Florida), per state regulator 23. **[Courtland Parnell](https://lendb.ai/lo/john-parnell-1401188)** (NMLS 1401188), Southern Trust Mortgage, Wilmington, NC - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 20, 2022 (Florida), per state regulator 24. **[Fabiano Olmo](https://lendb.ai/lo/fabiano-goncalves-da-costa-olmo-2760701)** (NMLS 2760701), CrossCountry Mortgage, Cleveland, OH - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: January 15, 2026 (Colorado), per state regulator 25. **[Nathan Fitzgerald](https://lendb.ai/lo/nathan-fitzgerald-369554)** (NMLS 369554), CrossCountry Mortgage, Orlando, FL - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - SC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Earliest state license record: March 4, 2022 (Florida), per state regulator - States 15 years of experience (lender page, 2026-10-09) ## Questions to ask - How many renovation loans have you closed, and which programs? - How do contractor draws and inspections work? - What happens if the renovation runs over budget? Cite as: LenDb.ai, https://lendb.ai/s/renovation/south-carolina. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._