--- canonical_url: https://lendb.ai/s/renovation/utah last_verified: 2026-10-09 --- # Renovation loan officers in Utah As of 2026-10-09, LenDb lists 32 loan officers licensed in or based in Utah whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are Kris James (Intercap Lending, Cottonwood Heights), Matthew Brown (Loan Factory, Austin) and Mike Molina (Intercap Lending, Cottonwood Heights). Ranking is lender-neutral: specialty evidence first, then a license in UT, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Kris James](https://lendb.ai/lo/kris-james-900967)** (NMLS 900967), Intercap Lending, Cottonwood Heights, UT - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 13 years of experience (lender page, 2026-10-09) 2. **[Matthew Brown](https://lendb.ai/lo/matthew-brown-1254520)** (NMLS 1254520), Loan Factory, Austin, TX - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Florida records) 3. **[Mike Molina](https://lendb.ai/lo/mike-molina-230545)** (NMLS 230545), Intercap Lending, Cottonwood Heights, UT - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 19 years of experience (lender page, 2026-10-09) 4. **[Corey Merrill](https://lendb.ai/lo/corey-merrill-748082)** (NMLS 748082), Intercap Lending, Pleasant Grove, UT - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Pleasant Grove, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 5. **[Bailee Beck](https://lendb.ai/lo/bailee-beck-2675681)** (NMLS 2675681), Intercap Lending, Pleasant Grove, UT - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Pleasant Grove, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 6. **[Tyler Anderson](https://lendb.ai/lo/tyler-anderson-315196)** (NMLS 315196), Intercap Lending, Cottonwood Heights, UT - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 7. **[Brent Rose](https://lendb.ai/lo/brent-rose-308611)** (NMLS 308611), Intercap Lending, Pleasant Grove, UT - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Pleasant Grove, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) 8. **[Tina Clark](https://lendb.ai/lo/christina-clark-413597)** (NMLS 413597), Guild Mortgage, Scottsdale, AZ - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 9. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 10. **[Shawn Durant](https://lendb.ai/lo/shawn-durant-221971)** (NMLS 221971), American Pacific Mortgage, Roseville, CA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Colorado records) 11. **[Bob Voeller](https://lendb.ai/lo/bob-voeller-131644)** (NMLS 131644), CrossCountry Mortgage, Cottonwood Heights, UT - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 12. **[Todd Nunis](https://lendb.ai/lo/roy-nunis-134294)** (NMLS 134294), Guild Mortgage, Colleyville, TX - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) 13. **[Eni O'Donnell](https://lendb.ai/lo/eni-o-donnell-1261450)** (NMLS 1261450), CrossCountry Mortgage, South Jordan, UT - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in South Jordan, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 14. **[Tyler Winegar](https://lendb.ai/lo/tyler-winegar-1992601)** (NMLS 1992601), CrossCountry Mortgage, South Jordan, UT - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in South Jordan, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 15. **[Hope Orton](https://lendb.ai/lo/hope-orton-260618)** (NMLS 260618), Intercap Lending, St. George, UT - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in St. George, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 16. **[Megan Ryan](https://lendb.ai/lo/megan-ryan-1694333)** (NMLS 1694333), Intercap Lending, Cottonwood Heights, UT - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Colorado records) 17. **[Jim Reed](https://lendb.ai/lo/james-reed-1034823)** (NMLS 1034823), CrossCountry Mortgage, Houston, TX - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 18. **[Tracy Bolen](https://lendb.ai/lo/tracy-bolen-1734508)** (NMLS 1734508), American Pacific Mortgage, Roseville, CA - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Colorado records) 19. **[Shannon Johnson](https://lendb.ai/lo/shannon-johnson-916249)** (NMLS 916249), Intercap Lending, Brigham City, UT - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Brigham City, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 20. **[Jaritzy Rodriguez](https://lendb.ai/lo/jaritzy-rodriguez-1820092)** (NMLS 1820092), Intercap Lending, Salt Lake City, UT - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Salt Lake City, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 21. **[Chloe McCombs](https://lendb.ai/lo/chloe-mccombs-2012812)** (NMLS 2012812), Intercap Lending, Salt Lake City, UT - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Salt Lake City, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 22. **[Sebastian Duarte](https://lendb.ai/lo/sebastian-duarte-2550604)** (NMLS 2550604), Intercap Lending, Pleasant Grove, UT - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Pleasant Grove, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 23. **[Eric Simonson](https://lendb.ai/lo/eric-simonson-282307)** (NMLS 282307), Intercap Lending, Cottonwood Heights, UT - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Cottonwood Heights, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 24. **[Dustin Cooper](https://lendb.ai/lo/dustin-cooper-306355)** (NMLS 306355), Intercap Lending, South Ogden, UT - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in South Ogden, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) 25. **[Kassidy Scoggan](https://lendb.ai/lo/kassidy-scoggan-1631389)** (NMLS 1631389), Intercap Lending, Tooele, UT - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09) - Office in Tooele, UT - UT listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - How many renovation loans have you closed, and which programs? - How do contractor draws and inspections work? - What happens if the renovation runs over budget? Cite as: LenDb.ai, https://lendb.ai/s/renovation/utah. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._