---
canonical_url: https://lendb.ai/s/renovation/west-virginia
last_verified: 2026-10-09
---

# Renovation loan officers in West Virginia

As of 2026-10-09, LenDb lists 11 loan officers licensed in or based in West Virginia whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are Chris Loughlin (First Home Mortgage, Baltimore), Nathan Fitzgerald (CrossCountry Mortgage, Orlando) and Pamela Rothwell (First Heritage Mortgage). Ranking is lender-neutral: specialty evidence first, then a license in WV, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Chris Loughlin](https://lendb.ai/lo/christopher-loughlin-1537524)** (NMLS 1537524), First Home Mortgage, Baltimore, MD
   - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
   - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
2. **[Nathan Fitzgerald](https://lendb.ai/lo/nathan-fitzgerald-369554)** (NMLS 369554), CrossCountry Mortgage, Orlando, FL
   - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
   - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Florida records)
   - States 15 years of experience (lender page, 2026-10-09)
3. **[Pamela Rothwell](https://lendb.ai/lo/pamela-rothwell-1795698)** (NMLS 1795698), First Heritage Mortgage
   - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
   - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Florida records)
4. **[Lee Smith](https://lendb.ai/lo/lee-smith-188505)** (NMLS 188505), Fairway Independent Mortgage Corporation, Frederick, MD
   - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
   - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
5. **[Peter Corum](https://lendb.ai/lo/peter-corum-189214)** (NMLS 189214), CrossCountry Mortgage, Martinsburg, WV
   - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
   - Office in Martinsburg, WV
   - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
6. **[Amy James](https://lendb.ai/lo/amy-james-2088909)** (NMLS 2088909), CrossCountry Mortgage, Fort Walton Beach, FL
   - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
   - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
7. **[Katie Moody](https://lendb.ai/lo/katherine-moody-1658706)** (NMLS 1658706), CrossCountry Mortgage, Winchester, VA
   - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
   - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
8. **[Paula Brown](https://lendb.ai/lo/paula-brown-414569)** (NMLS 414569), First Citizens Bank, Roanoke, VA
   - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
   - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 40 years of experience (lender page, 2026-10-09)
9. **[Susan Simmons](https://lendb.ai/lo/susan-simmons-1644779)** (NMLS 1644779), First Citizens Bank, Roanoke, VA
   - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
   - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
10. **[Josh Moody](https://lendb.ai/lo/joshua-moody-139695)** (NMLS 139695), Highlands Residential Mortgage, Allen, TX
   - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
   - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Colorado records)
11. **[Michael Caridi](https://lendb.ai/lo/michael-caridi-1535854)** (NMLS 1535854), Highlands Residential Mortgage, Greensboro, NC
   - Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
   - WV listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)

## Questions to ask

- How many renovation loans have you closed, and which programs?
- How do contractor draws and inspections work?
- What happens if the renovation runs over budget?

Cite as: LenDb.ai, https://lendb.ai/s/renovation/west-virginia.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._