{ "canonical_url": "https://lendb.ai/s/renovation/wisconsin", "summary": "As of 2026-10-09, LenDb lists 45 loan officers licensed in or based in Wisconsin whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are Roland Gomez (CrossCountry Mortgage, Orland Park), John Lindstrom (Guild Mortgage, Chicago) and Sandee Lutz (CrossCountry Mortgage, Romeo). Ranking is lender-neutral: specialty evidence first, then a license in WI, branch location, experience and profile completeness. Nobody pays for placement.", "specialty": "renovation", "state": "WI", "total": 45, "last_verified": "2026-10-09", "results": [ { "rank": 1, "score": 55.8, "loan_officer": { "nmls_id": 133724, "slug": "roland-gomez-133724", "full_name": "Roland Gomez", "canonical_url": "https://lendb.ai/lo/roland-gomez-133724", "json_url": "https://lendb.ai/lo/roland-gomez-133724.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Orland Park", "state": "IL" }, "licensed_states": [ "FL", "IL", "IN", "MI", "WI" ], "languages": [], "specialties": [ { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" } ], "years_licensed": 12, "years_experience": 30, "lender_profile_url": "https://crosscountrymortgage.com/orland-park-il-3245/roland-gomez/" }, "reasons": [ "Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)", "Licensed in WI (listed on lender page, verified 2026-10-09)", "12 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/roland-gomez-133724" }, { "rank": 2, "score": 53.8, "loan_officer": { "nmls_id": 220857, "slug": "john-lindstrom-220857", "full_name": "John Lindstrom", "canonical_url": "https://lendb.ai/lo/john-lindstrom-220857", "json_url": "https://lendb.ai/lo/john-lindstrom-220857.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Chicago", "state": "IL" }, "licensed_states": [ "IL", "WI" ], "languages": [], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 20, "lender_profile_url": "https://branches.guildmortgage.com/il/chicago/john-lindstrom-262-ctjl.html" }, "reasons": [ "Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)", "Licensed in WI (listed on lender page, verified 2026-10-09)", "20 years experience (stated on lender page, 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/john-lindstrom-220857" }, { "rank": 3, "score": 52.8, "loan_officer": { "nmls_id": 533656, "slug": "sandra-lutz-533656", "full_name": "Sandee Lutz", "canonical_url": "https://lendb.ai/lo/sandra-lutz-533656", "json_url": "https://lendb.ai/lo/sandra-lutz-533656.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Romeo", "state": "MI" }, "licensed_states": [ "FL", "AL", "AR", "CA", "CO", "CT", "GA", "IA", "ID", "IL", "IN", "KS", "KY", "LA", "ME", "MI", "MN", "MO", "MT", "ND", "OH", "OK", "OR", "SD", "TN", "VA", "WA", "WI", "WY" ], "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" } ], "years_licensed": 6, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/romeo-mi-3209/sandra-lutz/" }, "reasons": [ "Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)", "Licensed in WI (listed on lender page, verified 2026-10-09)", "6 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/sandra-lutz-533656" }, { "rank": 4, "score": 52.3, "loan_officer": { "nmls_id": 894131, "slug": "zachary-schwartz-894131", "full_name": "Zach Schwartz", "canonical_url": "https://lendb.ai/lo/zachary-schwartz-894131", "json_url": "https://lendb.ai/lo/zachary-schwartz-894131.json", "lender": { "nmls_id": 12007, "name": "LeaderOne Financial", "canonical_url": "https://lendb.ai/lender/leaderone-financial-12007", "type": "imb" }, "branch": { "city": "Oak Brook", "state": "IL" }, "licensed_states": [ "FL", "IL", "WI" ], "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "reverse", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 13, "years_experience": 15, "lender_profile_url": "https://www.leaderonefinancial.com/mlo/zach-schwartz" }, "reasons": [ "Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)", "Licensed in WI (listed on lender page, verified 2026-10-09)", "13 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/zachary-schwartz-894131" }, { "rank": 5, "score": 51.8, "loan_officer": { "nmls_id": 225030, "slug": "dan-eltman-225030", "full_name": "Dan Eltman", "canonical_url": "https://lendb.ai/lo/dan-eltman-225030", "json_url": "https://lendb.ai/lo/dan-eltman-225030.json", "lender": { "nmls_id": 12007, "name": "LeaderOne Financial", "canonical_url": "https://lendb.ai/lender/leaderone-financial-12007", "type": "imb" }, "branch": { "city": "Oak Brook", "state": "IL" }, "licensed_states": [ "IL", "WI" ], "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 35, "lender_profile_url": "https://www.leaderonefinancial.com/mlo/dan-eltman" }, "reasons": [ "Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)", "Licensed in WI (listed on lender page, verified 2026-10-09)", "35 years experience (stated on lender page, 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/dan-eltman-225030" }, { "rank": 6, "score": 50.8, "loan_officer": { "nmls_id": 130044, "slug": "christopher-martorano-130044", "full_name": "Chris Martorano", "canonical_url": "https://lendb.ai/lo/christopher-martorano-130044", "json_url": "https://lendb.ai/lo/christopher-martorano-130044.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Chicago", "state": "IL" }, "licensed_states": [ "FL", "CA", "CO", "IL", "IN", "MI", "OH", "SC", "TX", "WI" ], "languages": [], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 10, "years_experience": null, "lender_profile_url": "https://branches.guildmortgage.com/il/chicago/chris-martorano-262-ctcm.html" }, "reasons": [ "Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)", "Licensed in WI (listed on lender page, verified 2026-10-09)", "10 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/christopher-martorano-130044" }, { "rank": 7, "score": 50.8, "loan_officer": { "nmls_id": 2613390, "slug": "nathan-julius-2613390", "full_name": "Nathan Julius", "canonical_url": "https://lendb.ai/lo/nathan-julius-2613390", "json_url": "https://lendb.ai/lo/nathan-julius-2613390.json", "lender": { "nmls_id": 1591, "name": "Churchill Mortgage", "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591", "type": "imb" }, "branch": { "city": "Delafield", "state": "WI" }, "licensed_states": [ "CO", "MN", "WI" ], "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": null, "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/nathan-julius" }, "reasons": [ "Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)", "Licensed in WI (listed on lender page, verified 2026-10-09)", "Branch in Wisconsin", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/nathan-julius-2613390" }, { "rank": 8, "score": 48.8, "loan_officer": { "nmls_id": 412713, "slug": "beth-gottlieb-412713", "full_name": "Beth Gottlieb", "canonical_url": "https://lendb.ai/lo/beth-gottlieb-412713", "json_url": "https://lendb.ai/lo/beth-gottlieb-412713.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Sandwich", "state": "IL" }, "licensed_states": [ "FL", "IL", "IN", "MI", "MO", "NC", "WI" ], "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 6, "years_experience": 25, "lender_profile_url": "https://branches.guildmortgage.com/il/sandwich/beth-gottlieb-580-chbgo.html" }, "reasons": [ "Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)", "Licensed in WI (listed on lender page, verified 2026-10-09)", "6 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/beth-gottlieb-412713" }, { "rank": 9, "score": 48.8, "loan_officer": { "nmls_id": 553903, "slug": "stephani-beckman-553903", "full_name": "Stephani Beckman", "canonical_url": "https://lendb.ai/lo/stephani-beckman-553903", "json_url": "https://lendb.ai/lo/stephani-beckman-553903.json", "lender": { "nmls_id": 503941, "name": "First Citizens Bank", "canonical_url": "https://lendb.ai/lender/first-citizens-bank-503941", "type": "bank" }, "branch": { "city": "Wauwatosa", "state": "WI" }, "licensed_states": [ "WI" ], "languages": [], "specialties": [ { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 15, "lender_profile_url": "https://bankers.firstcitizens.com/mortgage/wi/wauwatosa/stephani-beckman" }, "reasons": [ "Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)", "Licensed in WI (listed on lender page, verified 2026-10-09)", "Branch in Wisconsin", "15 years experience (stated on lender page, 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/stephani-beckman-553903" }, { "rank": 10, "score": 48.3, "loan_officer": { "nmls_id": 151145, "slug": "gregory-brooks-151145", "full_name": "Gregory James Brooks", "canonical_url": "https://lendb.ai/lo/gregory-brooks-151145", "json_url": "https://lendb.ai/lo/gregory-brooks-151145.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "San Diego", "state": "CA" }, "licensed_states": [ "FL", "AZ", "CA", "KS", "MO", "OR", "TX", "UT", "WI" ], "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "manufactured", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" } ], "years_licensed": 9, "years_experience": 39, "lender_profile_url": "https://branches.guildmortgage.com/ca/sandiego/greg-brooks-610-kmgjb.html" }, "reasons": [ "Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)", "Licensed in WI (listed on lender page, verified 2026-10-09)", "9 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/gregory-brooks-151145" }, { "rank": 11, "score": 48.3, "loan_officer": { "nmls_id": 221065, "slug": "adam-miller-221065", "full_name": "Adam Miller", "canonical_url": "https://lendb.ai/lo/adam-miller-221065", "json_url": "https://lendb.ai/lo/adam-miller-221065.json", "lender": { "nmls_id": 12007, "name": "LeaderOne Financial", "canonical_url": "https://lendb.ai/lender/leaderone-financial-12007", "type": "imb" }, "branch": { "city": "Oak Brook", "state": "IL" }, "licensed_states": [ "FL", "AR", "AZ", "CA", "IA", "IL", "IN", "KS", "MI", "MO", "MS", "TX", "WI" ], "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" } ], "years_licensed": 9, "years_experience": null, "lender_profile_url": "https://www.leaderonefinancial.com/mlo/adam-miller" }, "reasons": [ "Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)", "Licensed in WI (listed on lender page, verified 2026-10-09)", "9 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/adam-miller-221065" }, { "rank": 12, "score": 48.3, "loan_officer": { "nmls_id": 450053, "slug": "elizabeth-prickett-450053", "full_name": "Beth Prickett", "canonical_url": "https://lendb.ai/lo/elizabeth-prickett-450053", "json_url": "https://lendb.ai/lo/elizabeth-prickett-450053.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Aurora", "state": "IL" }, "licensed_states": [ "FL", "AZ", "IL", "IN", "TN", "WI" ], "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 5, "years_experience": 30, "lender_profile_url": "https://branches.guildmortgage.com/il/aurora/beth-prickett-119-ctbp.html" }, "reasons": [ "Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)", "Licensed in WI (listed on lender page, verified 2026-10-09)", "5 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/elizabeth-prickett-450053" }, { "rank": 13, "score": 48.3, "loan_officer": { "nmls_id": 1939523, "slug": "cari-zepeda-1939523", "full_name": "Cari Zepeda", "canonical_url": "https://lendb.ai/lo/cari-zepeda-1939523", "json_url": "https://lendb.ai/lo/cari-zepeda-1939523.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Aurora", "state": "IL" }, "licensed_states": [ "FL", "AZ", "GA", "IL", "IN", "KY", "MI", "OH", "TN", "TX", "WI" ], "languages": [], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 5, "years_experience": null, "lender_profile_url": "https://branches.guildmortgage.com/il/aurora/cari-zepeda-119-ctcz.html" }, "reasons": [ "Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)", "Licensed in WI (listed on lender page, verified 2026-10-09)", "5 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/cari-zepeda-1939523" }, { "rank": 14, "score": 48, "loan_officer": { "nmls_id": 453621, "slug": "marco-guerra-453621", "full_name": "Marco Guerra", "canonical_url": "https://lendb.ai/lo/marco-guerra-453621", "json_url": "https://lendb.ai/lo/marco-guerra-453621.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Santa Rosa", "state": "CA" }, "licensed_states": [ "FL", "AL", "AR", "CA", "DE", "GA", "ID", "IL", "KY", "LA", "MO", "TX", "WA", "WI", "WY" ], "languages": [ "es" ], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "reverse", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": 4, "years_experience": 32, "lender_profile_url": "https://branches.guildmortgage.com/ca/santarosa/marco-guerra-953-ckmgu.html" }, "reasons": [ "Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)", "Licensed in WI (listed on lender page, verified 2026-10-09)", "4 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/marco-guerra-453621" }, { "rank": 15, "score": 47.8, "loan_officer": { "nmls_id": 307115, "slug": "jose-valdovinos-307115", "full_name": "Jose 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"john-higdon-929683", "full_name": "John Higdon", "canonical_url": "https://lendb.ai/lo/john-higdon-929683", "json_url": "https://lendb.ai/lo/john-higdon-929683.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Waterloo", "state": "IA" }, "licensed_states": [ "FL", "GA", "IA", "IL", "KS", "MO", "NE", "WI" ], "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" } ], "years_licensed": 6, "years_experience": 14, "lender_profile_url": "https://branches.guildmortgage.com/ia/waterloo/john-higdon-45-umjhi.html" }, "reasons": [ "Lists Renovation loan (203k / 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