---
canonical_url: https://lendb.ai/s/reverse/arkansas
last_verified: 2026-10-09
---

# Reverse mortgage loan officers in Arkansas

As of 2026-10-09, LenDb lists 18 loan officers licensed in or based in Arkansas whose lender pages show Reverse mortgage work. The top-ranked are Dawn Rae Pemberton (Fairway Independent Mortgage Corporation, Naples), Kenny Rojas (Guild Mortgage, Clarksville) and Marco Guerra (Guild Mortgage, Santa Rosa). Ranking is lender-neutral: specialty evidence first, then a license in AR, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Dawn Rae Pemberton](https://lendb.ai/lo/dawn-pemberton-162320)** (NMLS 162320), Fairway Independent Mortgage Corporation, Naples, FL
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in AR (listed on lender page, verified 2026-10-09)
   - 15 years licensed
   - No disciplinary actions on file at LenDb
2. **[Kenny Rojas](https://lendb.ai/lo/kenneth-rojas-1737404)** (NMLS 1737404), Guild Mortgage, Clarksville, TN
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in AR (listed on lender page, verified 2026-10-09)
   - 8 years licensed
   - No disciplinary actions on file at LenDb
3. **[Marco Guerra](https://lendb.ai/lo/marco-guerra-453621)** (NMLS 453621), Guild Mortgage, Santa Rosa, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in AR (listed on lender page, verified 2026-10-09)
   - 4 years licensed
   - No disciplinary actions on file at LenDb
4. **[Jon Karuschkat](https://lendb.ai/lo/jon-karuschkat-364066)** (NMLS 364066), Fairway Independent Mortgage Corporation, Rogers, AR
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in AR (listed on lender page, verified 2026-10-09)
   - Branch in Arkansas
   - 0 years licensed
   - No disciplinary actions on file at LenDb
5. **[Michael Inkman](https://lendb.ai/lo/michael-inkman-152707)** (NMLS 152707), Fairway Independent Mortgage Corporation, Carrollton, TX
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in AR (listed on lender page, verified 2026-10-09)
   - 8 years licensed
   - No disciplinary actions on file at LenDb
6. **[Alison Calamia](https://lendb.ai/lo/alison-calamia-80878)** (NMLS 80878), Guild Mortgage, Metairie, LA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in AR (listed on lender page, verified 2026-10-09)
   - No disciplinary actions on file at LenDb
7. **[Todd Nunis](https://lendb.ai/lo/roy-nunis-134294)** (NMLS 134294), Guild Mortgage, Colleyville, TX
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in AR (listed on lender page, verified 2026-10-09)
   - 14 years licensed
   - No disciplinary actions on file at LenDb
8. **[Patrick Ortiz](https://lendb.ai/lo/patrick-ortiz-209728)** (NMLS 209728), CrossCountry Mortgage, Newport Beach, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in AR (listed on lender page, verified 2026-10-09)
   - 14 years licensed
   - No disciplinary actions on file at LenDb
9. **[Trevor Satkowski](https://lendb.ai/lo/trevor-satkowski-1614027)** (NMLS 1614027), Guild Mortgage, San Diego, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in AR (listed on lender page, verified 2026-10-09)
   - No disciplinary actions on file at LenDb
10. **[Devin Fahrner](https://lendb.ai/lo/devin-fahrner-399405)** (NMLS 399405), American Pacific Mortgage, Eagle, ID
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in AR (listed on lender page, verified 2026-10-09)
   - 1 years licensed
   - No disciplinary actions on file at LenDb
11. **[Damahco Ousley](https://lendb.ai/lo/damahco-ousley-2102342)** (NMLS 2102342), Fairway Independent Mortgage Corporation, Greenwood Village, CO
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in AR (listed on lender page, verified 2026-10-09)
   - 1 years licensed
   - No disciplinary actions on file at LenDb
12. **[Frank Sanchez](https://lendb.ai/lo/francisco-sanchez-2290099)** (NMLS 2290099), Barrett Financial Group, Katy, TX
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in AR (listed on lender page, verified 2026-10-09)
   - 4 years licensed
   - No disciplinary actions on file at LenDb
13. **[Tracy Bolen](https://lendb.ai/lo/tracy-bolen-1734508)** (NMLS 1734508), American Pacific Mortgage, Roseville, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in AR (listed on lender page, verified 2026-10-09)
   - 6 years licensed
   - No disciplinary actions on file at LenDb
14. **[Jason Higham](https://lendb.ai/lo/armon-higham-247925)** (NMLS 247925), Guild Mortgage, The Woodlands, TX
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in AR (listed on lender page, verified 2026-10-09)
   - 3 years licensed
   - No disciplinary actions on file at LenDb
15. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in AR (listed on lender page, verified 2026-10-09)
   - 2 years licensed
   - No disciplinary actions on file at LenDb
16. **[Lauren Nygren](https://lendb.ai/lo/lauren-nygren-1723220)** (NMLS 1723220), Guild Mortgage, Boulder, CO
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in AR (listed on lender page, verified 2026-10-09)
   - No disciplinary actions on file at LenDb
17. **[Francis X Ruzicka](https://lendb.ai/lo/francis-x-ruzicka-232598)** (NMLS 232598), Guild Mortgage, Chesterfield, MO
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in AR (listed on lender page, verified 2026-10-09)
   - No disciplinary actions on file at LenDb
18. **[Paul Schmidt](https://lendb.ai/lo/paul-schmidt-2660608)** (NMLS 2660608), Loan Factory
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in AR (listed on lender page, verified 2026-10-09)
   - No disciplinary actions on file at LenDb

## Questions to ask

- Are you a reverse mortgage specialist, and how many have you closed?
- What are the total costs, including mortgage insurance?
- What happens to the home for my heirs?

Cite as: LenDb.ai, https://lendb.ai/s/reverse/arkansas.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._