--- canonical_url: https://lendb.ai/s/reverse/colorado last_verified: 2026-10-09 --- # Reverse mortgage loan officers in Colorado As of 2026-10-09, LenDb lists 53 loan officers licensed in or based in Colorado whose lender pages show Reverse mortgage work. The top-ranked are Hilary Pruitt (Guild Mortgage, Greenwood Village), Stacy Fridal (Guild Mortgage, Fort Collins) and Troy Baldwin (Guild Mortgage, Fort Collins). Ranking is lender-neutral: specialty evidence first, then a license in CO, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Hilary Pruitt](https://lendb.ai/lo/hilary-pruitt-284043)** (NMLS 284043), Guild Mortgage, Greenwood Village, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Greenwood Village, CO - Licensed in CO: confirmed with the Colorado regulator (license 100018228), verified 2026-10-09 - Licensed since 2007 (per Colorado records) - States 34 years of experience (lender page, 2026-10-09) 2. **[Stacy Fridal](https://lendb.ai/lo/stacy-fridal-289577)** (NMLS 289577), Guild Mortgage, Fort Collins, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Fort Collins, CO - Licensed in CO: confirmed with the Colorado regulator (license 100026414), verified 2026-10-09 - Licensed since 2008 (per Colorado records) - States 30 years of experience (lender page, 2026-10-09) 3. **[Troy Baldwin](https://lendb.ai/lo/troy-baldwin-2152192)** (NMLS 2152192), Guild Mortgage, Fort Collins, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Fort Collins, CO - Licensed in CO: confirmed with the Colorado regulator (license 100525094), verified 2026-10-09 - Licensed since 2021 (per Colorado records) - States 30 years of experience (lender page, 2026-10-09) 4. **[Dawn Schowalter](https://lendb.ai/lo/dawn-schowalter-211115)** (NMLS 211115), Guild Mortgage, Richmond, VA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100512491), verified 2026-10-09 - Licensed since 2015 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 5. **[Earl Rose](https://lendb.ai/lo/earl-rose-212480)** (NMLS 212480), CrossCountry Mortgage, Bloomington, MN - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100539161), verified 2026-10-09 - Licensed since 2019 (per Florida records) - States 45 years of experience (lender page, 2026-10-09) 6. **[Dan Conner](https://lendb.ai/lo/daniel-conner-275929)** (NMLS 275929), Guild Mortgage, Greenwood Village, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Greenwood Village, CO - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 7. **[Christine Jensen](https://lendb.ai/lo/christine-jensen-244648)** (NMLS 244648), Fairway Independent Mortgage Corporation, Arvada, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Arvada, CO - Licensed in CO: confirmed with the Colorado regulator (license 100023498), verified 2026-10-09 - Licensed since 2008 (per Colorado records) 8. **[Glenn Grant](https://lendb.ai/lo/glenn-grant-117776)** (NMLS 117776), CrossCountry Mortgage, Naples, FL - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100523020), verified 2026-10-09 - Licensed since 2017 (per Florida records) - States 38 years of experience (lender page, 2026-10-09) 9. **[Dawn Rae Pemberton](https://lendb.ai/lo/dawn-pemberton-162320)** (NMLS 162320), Fairway Independent Mortgage Corporation, Naples, FL - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100535998), verified 2026-10-09 - Licensed since 2011 (per Florida records) 10. **[Devin Fahrner](https://lendb.ai/lo/devin-fahrner-399405)** (NMLS 399405), American Pacific Mortgage, Eagle, ID - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100538383), verified 2026-10-09 - Licensed since 2024 (per Colorado records) - States 30 years of experience (lender page, 2026-10-09) 11. **[Gregg Scharin](https://lendb.ai/lo/andrew-scharin-120297)** (NMLS 120297), CrossCountry Mortgage, Scottsdale, AZ - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 12. **[Mike Gallagher](https://lendb.ai/lo/mike-gallagher-120703)** (NMLS 120703), CrossCountry Mortgage, Monterey, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 13. **[KC DeCesare](https://lendb.ai/lo/kerry-decesare-1031758)** (NMLS 1031758), CrossCountry Mortgage, Las Vegas, NV - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 14. **[Jon Karuschkat](https://lendb.ai/lo/jon-karuschkat-364066)** (NMLS 364066), Fairway Independent Mortgage Corporation, Rogers, AR - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100010118), verified 2026-10-09 - Licensed since 2006 (per Colorado records) 15. **[Ken Smith](https://lendb.ai/lo/ken-smith-71162)** (NMLS 71162), Churchill Mortgage, Colorado Springs, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Colorado Springs, CO - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 23 years of experience (lender page, 2026-10-09) 16. **[Richard Stewart](https://lendb.ai/lo/richard-stewart-1428112)** (NMLS 1428112), CrossCountry Mortgage, Greenwood Village, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Greenwood Village, CO - Licensed in CO: confirmed with the Colorado regulator (license 100501186), verified 2026-10-09 - Licensed since 2016 (per Colorado records) - States 10 years of experience (lender page, 2026-10-09) 17. **[Erik Patten](https://lendb.ai/lo/erik-patten-507517)** (NMLS 507517), Guild Mortgage, Boulder, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Boulder, CO - Licensed in CO: confirmed with the Colorado regulator (license 100508454), verified 2026-10-09 - Licensed since 2017 (per Colorado records) 18. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Thornton, CO - Licensed in CO: confirmed with the Colorado regulator (license 100503110), verified 2026-10-09 - Licensed since 2016 (per Colorado records) 19. **[Kathy Burns](https://lendb.ai/lo/kathy-burns-288457)** (NMLS 288457), CrossCountry Mortgage, Newport Beach, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 20. **[Portia Noel](https://lendb.ai/lo/portia-noel-294962)** (NMLS 294962), Guild Mortgage, Boulder, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Boulder, CO - Licensed in CO: confirmed with the Colorado regulator (license 100018708), verified 2026-10-09 - Licensed since 2007 (per Colorado records) - States 31 years of experience (lender page, 2026-10-09) 21. **[Vickie Newman](https://lendb.ai/lo/vickie-newman-493951)** (NMLS 493951), Guild Mortgage, Greenwood Village, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Greenwood Village, CO - Licensed in CO: confirmed with the Colorado regulator (license 100037193), verified 2026-10-09 - Licensed since 2011 (per Colorado records) - States 30 years of experience (lender page, 2026-10-09) 22. **[Keith Smith](https://lendb.ai/lo/keith-smith-903855)** (NMLS 903855), Xpert Home Lending - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100027557), verified 2026-10-09 - Licensed since 2009 (per Colorado records) - States 25 years of experience (lender page, 2026-10-09) 23. **[Chris Lee](https://lendb.ai/lo/christopher-lee-201715)** (NMLS 201715), Guild Mortgage, San Diego, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - CO listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 13 years of experience (lender page, 2026-10-09) 24. **[Christopher Gibson](https://lendb.ai/lo/christopher-gibson-1910430)** (NMLS 1910430), C2 Financial Corporation - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in CO: confirmed with the Colorado regulator (license 100515656), verified 2026-10-09 - Licensed since 2019 (per Colorado records) - States 15 years of experience (lender page, 2026-10-09) 25. **[Andrew Almada](https://lendb.ai/lo/andrew-almada-1384143)** (NMLS 1384143), Guild Mortgage, Greenwood Village, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Greenwood Village, CO - Licensed in CO: confirmed with the Colorado regulator (license 100515518), verified 2026-10-09 - Licensed since 2019 (per Colorado records) ## Questions to ask - Are you a reverse mortgage specialist, and how many have you closed? - What are the total costs, including mortgage insurance? - What happens to the home for my heirs? Cite as: LenDb.ai, https://lendb.ai/s/reverse/colorado. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._