{
  "canonical_url": "https://lendb.ai/s/reverse/florida",
  "summary": "As of 2026-10-09, LenDb lists 25 loan officers licensed in or based in Florida whose lender pages show Reverse mortgage work. The top-ranked are Dawn Rae Pemberton (Fairway Independent Mortgage Corporation, Naples), Paul Weidner (Guild Mortgage, Ormond Beach) and Tom Fazio (American Pacific Mortgage, St. Augustine). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "reverse",
  "state": "FL",
  "total": 25,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 58.3,
      "loan_officer": {
        "nmls_id": 162320,
        "slug": "dawn-pemberton-162320",
        "full_name": "Dawn Rae Pemberton",
        "canonical_url": "https://lendb.ai/lo/dawn-pemberton-162320",
        "json_url": "https://lendb.ai/lo/dawn-pemberton-162320.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289"
        },
        "branch": {
          "city": "Naples",
          "state": "FL"
        },
        "licensed_states": [
          "FL",
          "AR",
          "AZ",
          "CA",
          "CO",
          "GA",
          "IL",
          "KS",
          "KY",
          "LA",
          "MN",
          "MO",
          "NM",
          "OH",
          "OK",
          "PA",
          "TN",
          "TX",
          "VA",
          "WA",
          "WI"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": null,
        "lender_profile_url": "https://www.fairway.com/lo/dawn-pemberton-162320"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in FL (state license, verified 2026-10-09)",
        "Branch in Florida",
        "15 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/dawn-pemberton-162320"
    },
    {
      "rank": 2,
      "score": 58.3,
      "loan_officer": {
        "nmls_id": 301434,
        "slug": "paul-weidner-301434",
        "full_name": "Paul Weidner",
        "canonical_url": "https://lendb.ai/lo/paul-weidner-301434",
        "json_url": "https://lendb.ai/lo/paul-weidner-301434.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274"
        },
        "branch": {
          "city": "Ormond Beach",
          "state": "FL"
        },
        "licensed_states": [
          "FL",
          "GA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/fl/ormondbeach/paul-weidner-501-jvpw.html"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in FL (state license, verified 2026-10-09)",
        "Branch in Florida",
        "15 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/paul-weidner-301434"
    },
    {
      "rank": 3,
      "score": 57.5,
      "loan_officer": {
        "nmls_id": 268035,
        "slug": "thomas-fazio-268035",
        "full_name": "Tom Fazio",
        "canonical_url": "https://lendb.ai/lo/thomas-fazio-268035",
        "json_url": "https://lendb.ai/lo/thomas-fazio-268035.json",
        "lender": {
          "nmls_id": 1850,
          "name": "American Pacific Mortgage",
          "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850"
        },
        "branch": {
          "city": "St. Augustine",
          "state": "FL"
        },
        "licensed_states": [
          "FL",
          "GA",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": 30,
        "lender_profile_url": "https://www.apmortgage.com/tom-fazio"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in FL (state license, verified 2026-10-09)",
        "Branch in Florida",
        "15 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/thomas-fazio-268035"
    },
    {
      "rank": 4,
      "score": 57.5,
      "loan_officer": {
        "nmls_id": 277151,
        "slug": "bradley-greenleaf-277151",
        "full_name": "Brad Greenleaf",
        "canonical_url": "https://lendb.ai/lo/bradley-greenleaf-277151",
        "json_url": "https://lendb.ai/lo/bradley-greenleaf-277151.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289"
        },
        "branch": {
          "city": "Fort Lauderdale",
          "state": "FL"
        },
        "licensed_states": [
          "FL"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": null,
        "lender_profile_url": "https://www.fairway.com/lo/brad-greenleaf-277151"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in FL (state license, verified 2026-10-09)",
        "Branch in Florida",
        "15 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/bradley-greenleaf-277151"
    },
    {
      "rank": 5,
      "score": 56.3,
      "loan_officer": {
        "nmls_id": 364614,
        "slug": "mark-sigmund-364614",
        "full_name": "Mark Sigmund",
        "canonical_url": "https://lendb.ai/lo/mark-sigmund-364614",
        "json_url": "https://lendb.ai/lo/mark-sigmund-364614.json",
        "lender": {
          "nmls_id": 130562,
          "name": "Success Mortgage Partners",
          "canonical_url": "https://lendb.ai/lender/success-mortgage-partners-130562"
        },
        "branch": {
          "city": "Mount Dora",
          "state": "FL"
        },
        "licensed_states": [
          "FL"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": null,
        "lender_profile_url": "https://www.successmortgagepartners.com/advisor/mark-sigmund/"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in FL (state license, verified 2026-10-09)",
        "Branch in Florida",
        "15 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/mark-sigmund-364614"
    },
    {
      "rank": 6,
      "score": 55.8,
      "loan_officer": {
        "nmls_id": 117776,
        "slug": "glenn-grant-117776",
        "full_name": "Glenn Grant",
        "canonical_url": "https://lendb.ai/lo/glenn-grant-117776",
        "json_url": "https://lendb.ai/lo/glenn-grant-117776.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029"
        },
        "branch": {
          "city": "Naples",
          "state": "FL"
        },
        "licensed_states": [
          "FL",
          "CA",
          "CO",
          "GA",
          "NC"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 14,
        "years_experience": 38,
        "lender_profile_url": "https://crosscountrymortgage.com/naples-fl-3744/glenn-grant/"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in FL (state license, verified 2026-10-09)",
        "Branch in Florida",
        "14 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/glenn-grant-117776"
    },
    {
      "rank": 7,
      "score": 55.5,
      "loan_officer": {
        "nmls_id": 319804,
        "slug": "robert-wyatt-319804",
        "full_name": "Rob Wyatt",
        "canonical_url": "https://lendb.ai/lo/robert-wyatt-319804",
        "json_url": "https://lendb.ai/lo/robert-wyatt-319804.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274"
        },
        "branch": {
          "city": "The Villages",
          "state": "FL"
        },
        "licensed_states": [
          "FL",
          "AL",
          "GA",
          "LA",
          "SC"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/fl/thevillages/rob-wyatt-609-chrwy.html"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in FL (state license, verified 2026-10-09)",
        "Branch in Florida",
        "15 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/robert-wyatt-319804"
    },
    {
      "rank": 8,
      "score": 55,
      "loan_officer": {
        "nmls_id": 1456209,
        "slug": "jose-manrique-1456209",
        "full_name": "Jose Antonio Manrique",
        "canonical_url": "https://lendb.ai/lo/jose-manrique-1456209",
        "json_url": "https://lendb.ai/lo/jose-manrique-1456209.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841"
        },
        "branch": {
          "city": null,
          "state": "FL"
        },
        "licensed_states": [
          "FL"
        ],
        "languages": [
          "en",
          "es"
        ],
        "specialties": [
          {
            "slug": "bank-statement",
            "evidence": "lender_page_text"
          },
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "foreign-national",
            "evidence": "lender_page_text"
          },
          {
            "slug": "itin",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 10,
        "years_experience": 10,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/jose-antonio-manrique-1456209"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in FL (state license, verified 2026-10-09)",
        "Branch in Florida",
        "10 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/jose-manrique-1456209"
    },
    {
      "rank": 9,
      "score": 53.8,
      "loan_officer": {
        "nmls_id": 289577,
        "slug": "stacy-fridal-289577",
        "full_name": "Stacy Fridal",
        "canonical_url": "https://lendb.ai/lo/stacy-fridal-289577",
        "json_url": "https://lendb.ai/lo/stacy-fridal-289577.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274"
        },
        "branch": {
          "city": "Fort Collins",
          "state": "CO"
        },
        "licensed_states": [
          "CO",
          "FL",
          "MO",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 30,
        "lender_profile_url": "https://branches.guildmortgage.com/co/fortcollins/stacy-fridal-629-chsf.html"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in FL (listed on lender page, verified 2026-10-09)",
        "30 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/stacy-fridal-289577"
    },
    {
      "rank": 10,
      "score": 53.3,
      "loan_officer": {
        "nmls_id": 62315,
        "slug": "rene-gonzalez-62315",
        "full_name": "Rene Gonzalez",
        "canonical_url": "https://lendb.ai/lo/rene-gonzalez-62315",
        "json_url": "https://lendb.ai/lo/rene-gonzalez-62315.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289"
        },
        "branch": {
          "city": "Freeport",
          "state": "NY"
        },
        "licensed_states": [
          "FL",
          "CT",
          "NJ",
          "NY",
          "PA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": 30,
        "lender_profile_url": "https://www.fairway.com/lo/rene-gonzalez-62315"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in FL (state license, verified 2026-10-09)",
        "15 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/rene-gonzalez-62315"
    },
    {
      "rank": 11,
      "score": 53.3,
      "loan_officer": {
        "nmls_id": 221831,
        "slug": "valerie-clymer-221831",
        "full_name": "Valerie Clymer",
        "canonical_url": "https://lendb.ai/lo/valerie-clymer-221831",
        "json_url": "https://lendb.ai/lo/valerie-clymer-221831.json",
        "lender": {
          "nmls_id": 130562,
          "name": "Success Mortgage Partners",
          "canonical_url": "https://lendb.ai/lender/success-mortgage-partners-130562"
        },
        "branch": {
          "city": "Plymouth",
          "state": "MI"
        },
        "licensed_states": [
          "FL",
          "GA",
          "OK",
          "TX"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "heloc",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": null,
        "lender_profile_url": "https://www.successmortgagepartners.com/advisor/valerie-clymer/"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in FL (state license, verified 2026-10-09)",
        "15 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/valerie-clymer-221831"
    },
    {
      "rank": 12,
      "score": 53.3,
      "loan_officer": {
        "nmls_id": 594824,
        "slug": "nicholas-redhead-594824",
        "full_name": "Nick Redhead",
        "canonical_url": "https://lendb.ai/lo/nicholas-redhead-594824",
        "json_url": "https://lendb.ai/lo/nicholas-redhead-594824.json",
        "lender": {
          "nmls_id": 2184,
          "name": "Embrace Home Loans",
          "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184"
        },
        "branch": {
          "city": "Tampa",
          "state": "FL"
        },
        "licensed_states": [
          "FL",
          "AL",
          "GA",
          "LA",
          "TN"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 5,
        "years_experience": 23,
        "lender_profile_url": "https://www.embracehomeloans.com/location/florida/tampa/nick-redhead"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in FL (state license, verified 2026-10-09)",
        "Branch in Florida",
        "5 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/nicholas-redhead-594824"
    },
    {
      "rank": 13,
      "score": 53,
      "loan_officer": {
        "nmls_id": 202583,
        "slug": "dominick-angotti-202583",
        "full_name": "Dominick Angotti",
        "canonical_url": "https://lendb.ai/lo/dominick-angotti-202583",
        "json_url": "https://lendb.ai/lo/dominick-angotti-202583.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029"
        },
        "branch": {
          "city": "Tampa",
          "state": "FL"
        },
        "licensed_states": [
          "FL",
          "NJ",
          "NY",
          "PA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 6,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/tampa-fl-3950/dominick-angotti/"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in FL (state license, verified 2026-10-09)",
        "Branch in Florida",
        "6 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/dominick-angotti-202583"
    },
    {
      "rank": 14,
      "score": 53,
      "loan_officer": {
        "nmls_id": 397642,
        "slug": "gerald-brody-397642",
        "full_name": "Gerald Brody",
        "canonical_url": "https://lendb.ai/lo/gerald-brody-397642",
        "json_url": "https://lendb.ai/lo/gerald-brody-397642.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029"
        },
        "branch": {
          "city": "Southfield",
          "state": "MI"
        },
        "licensed_states": [
          "FL"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
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}