---
canonical_url: https://lendb.ai/s/reverse/hawaii
last_verified: 2026-10-09
---

# Reverse mortgage loan officers in Hawaii

As of 2026-10-09, LenDb lists 13 loan officers licensed in or based in Hawaii whose lender pages show Reverse mortgage work. The top-ranked are Rick Gerkman (CrossCountry Mortgage, Lake Oswego), Chris Lee (Guild Mortgage, San Diego) and Mark James (Guild Mortgage, Honolulu). Ranking is lender-neutral: specialty evidence first, then a license in HI, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Rick Gerkman](https://lendb.ai/lo/rick-gerkman-304887)** (NMLS 304887), CrossCountry Mortgage, Lake Oswego, OR
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 25 years of experience (lender page, 2026-10-09)
2. **[Chris Lee](https://lendb.ai/lo/christopher-lee-201715)** (NMLS 201715), Guild Mortgage, San Diego, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2018 (per Florida records)
   - States 13 years of experience (lender page, 2026-10-09)
3. **[Mark James](https://lendb.ai/lo/mark-james-247356)** (NMLS 247356), Guild Mortgage, Honolulu, HI
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Office in Honolulu, HI
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
4. **[Arthur Buhrer](https://lendb.ai/lo/arthur-buhrer-114080)** (NMLS 114080), CrossCountry Mortgage, Sequim, WA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2022 (per Colorado records)
   - States 20 years of experience (lender page, 2026-10-09)
5. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
   - States 28 years of experience (lender page, 2026-10-09)
6. **[Leslie Heid](https://lendb.ai/lo/leslie-heid-1252398)** (NMLS 1252398), CrossCountry Mortgage, Newport Beach, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Florida records)
7. **[Trevor Satkowski](https://lendb.ai/lo/trevor-satkowski-1614027)** (NMLS 1614027), Guild Mortgage, San Diego, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
8. **[Lance Doiguchi](https://lendb.ai/lo/lance-doiguchi-272696)** (NMLS 272696), LeaderOne Financial, Honolulu, HI
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Office in Honolulu, HI
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
9. **[Alex Ramirez](https://lendb.ai/lo/alexis-ramirez-450556)** (NMLS 450556), Xpert Home Lending
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
   - States 21 years of experience (lender page, 2026-10-09)
10. **[Luke Centrone](https://lendb.ai/lo/luca-centrone-1200569)** (NMLS 1200569), CrossCountry Mortgage, Purchase, NY
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
11. **[Patrick Ortiz](https://lendb.ai/lo/patrick-ortiz-209728)** (NMLS 209728), CrossCountry Mortgage, Newport Beach, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
12. **[Evan Souza](https://lendb.ai/lo/evan-souza-1675909)** (NMLS 1675909), Xpert Home Lending, Sacramento, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
13. **[Dane Costa](https://lendb.ai/lo/dane-costa-787138)** (NMLS 787138), Xpert Home Lending, HI
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Office in Hawaii
   - HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 11 years of experience (lender page, 2026-10-09)

## Questions to ask

- Are you a reverse mortgage specialist, and how many have you closed?
- What are the total costs, including mortgage insurance?
- What happens to the home for my heirs?

Cite as: LenDb.ai, https://lendb.ai/s/reverse/hawaii.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._