{
  "canonical_url": "https://lendb.ai/s/reverse/idaho",
  "summary": "As of 2026-10-09, LenDb lists 45 loan officers licensed in or based in Idaho whose lender pages show Reverse mortgage work. The top-ranked are David Moe (Fairway Independent Mortgage Corporation, Spokane), Rick Gerkman (CrossCountry Mortgage, Lake Oswego) and Tom Russell (Guild Mortgage, Wilsonville). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "reverse",
  "state": "ID",
  "total": 45,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 57.8,
      "loan_officer": {
        "nmls_id": 131601,
        "slug": "david-moe-131601",
        "full_name": "David Moe",
        "canonical_url": "https://lendb.ai/lo/david-moe-131601",
        "json_url": "https://lendb.ai/lo/david-moe-131601.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
        },
        "branch": {
          "city": "Spokane",
          "state": "WA"
        },
        "licensed_states": [
          "ID"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 30,
        "lender_profile_url": "https://www.fairway.com/lo/david-moe-131601",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "30 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/david-moe-131601"
    },
    {
      "rank": 2,
      "score": 57.8,
      "loan_officer": {
        "nmls_id": 304887,
        "slug": "rick-gerkman-304887",
        "full_name": "Rick Gerkman",
        "canonical_url": "https://lendb.ai/lo/rick-gerkman-304887",
        "json_url": "https://lendb.ai/lo/rick-gerkman-304887.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Lake Oswego",
          "state": "OR"
        },
        "licensed_states": [
          "AZ",
          "CA",
          "HI",
          "ID",
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 25,
        "lender_profile_url": "https://crosscountrymortgage.com/lake-oswego-or-4318/richard-gerkman/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "25 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/rick-gerkman-304887"
    },
    {
      "rank": 3,
      "score": 57.8,
      "loan_officer": {
        "nmls_id": 489545,
        "slug": "tom-russell-489545",
        "full_name": "Tom Russell",
        "canonical_url": "https://lendb.ai/lo/tom-russell-489545",
        "json_url": "https://lendb.ai/lo/tom-russell-489545.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Wilsonville",
          "state": "OR"
        },
        "licensed_states": [
          "AZ",
          "CA",
          "ID",
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 30,
        "lender_profile_url": "https://branches.guildmortgage.com/or/wilsonville/tom-russell-17-wvtr.html",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "30 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/tom-russell-489545"
    },
    {
      "rank": 4,
      "score": 57.8,
      "loan_officer": {
        "nmls_id": 789031,
        "slug": "julie-nash-789031",
        "full_name": "Julie Nash",
        "canonical_url": "https://lendb.ai/lo/julie-nash-789031",
        "json_url": "https://lendb.ai/lo/julie-nash-789031.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Bend",
          "state": "OR"
        },
        "licensed_states": [
          "CA",
          "ID",
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 35,
        "lender_profile_url": "https://crosscountrymortgage.com/bend-or-4320/julie-nash/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "35 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/julie-nash-789031"
    },
    {
      "rank": 5,
      "score": 57.8,
      "loan_officer": {
        "nmls_id": 1806623,
        "slug": "blake-vaughn-1806623",
        "full_name": "Blake Vaughn",
        "canonical_url": "https://lendb.ai/lo/blake-vaughn-1806623",
        "json_url": "https://lendb.ai/lo/blake-vaughn-1806623.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Bend",
          "state": "OR"
        },
        "licensed_states": [
          "CA",
          "ID",
          "OR",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 35,
        "lender_profile_url": "https://crosscountrymortgage.com/bend-or-4320/blake-vaughn/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "35 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/blake-vaughn-1806623"
    },
    {
      "rank": 6,
      "score": 56.8,
      "loan_officer": {
        "nmls_id": 976514,
        "slug": "dawn-walp-976514",
        "full_name": "Dawn Walp",
        "canonical_url": "https://lendb.ai/lo/dawn-walp-976514",
        "json_url": "https://lendb.ai/lo/dawn-walp-976514.json",
        "lender": {
          "nmls_id": 1591,
          "name": "Churchill Mortgage",
          "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591",
          "type": "imb"
        },
        "branch": {
          "city": "Meridian",
          "state": "ID"
        },
        "licensed_states": [
          "CA",
          "ID",
          "OR"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 15,
        "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/dawn-walp",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "Branch in Idaho",
        "15 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/dawn-walp-976514"
    },
    {
      "rank": 7,
      "score": 56.3,
      "loan_officer": {
        "nmls_id": 120297,
        "slug": "andrew-scharin-120297",
        "full_name": "Gregg Scharin",
        "canonical_url": "https://lendb.ai/lo/andrew-scharin-120297",
        "json_url": "https://lendb.ai/lo/andrew-scharin-120297.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Scottsdale",
          "state": "AZ"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "CA",
          "CO",
          "GA",
          "ID",
          "IN",
          "MI",
          "NV",
          "OR",
          "SC",
          "TN",
          "TX",
          "WA",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 13,
        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/scottsdale-az-4356/andrew-scharin/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "13 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/andrew-scharin-120297"
    },
    {
      "rank": 8,
      "score": 55.5,
      "loan_officer": {
        "nmls_id": 1446942,
        "slug": "zachary-nored-1446942",
        "full_name": "Zack Nored",
        "canonical_url": "https://lendb.ai/lo/zachary-nored-1446942",
        "json_url": "https://lendb.ai/lo/zachary-nored-1446942.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Boise",
          "state": "ID"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "CA",
          "CO",
          "IA",
          "ID",
          "IL",
          "IN",
          "KS",
          "MT",
          "ND",
          "OR",
          "SD",
          "WA",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 7,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/id/boise/zack-nored-849-chzno.html",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "Branch in Idaho",
        "7 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/zachary-nored-1446942"
    },
    {
      "rank": 9,
      "score": 55,
      "loan_officer": {
        "nmls_id": 11381,
        "slug": "steve-cox-11381",
        "full_name": "Steven Cox",
        "canonical_url": "https://lendb.ai/lo/steve-cox-11381",
        "json_url": "https://lendb.ai/lo/steve-cox-11381.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
        },
        "branch": {
          "city": "Boise",
          "state": "ID"
        },
        "licensed_states": [
          "AZ",
          "CA",
          "CO",
          "ID",
          "NV",
          "OK",
          "OR",
          "TX",
          "UT",
          "WA",
          "MT"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 6,
        "years_experience": null,
        "lender_profile_url": "https://www.fairway.com/lo/steven-cox-11381",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "Branch in Idaho",
        "6 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/steve-cox-11381"
    },
    {
      "rank": 10,
      "score": 53.8,
      "loan_officer": {
        "nmls_id": 283559,
        "slug": "brandon-hansen-283559",
        "full_name": "Brandon Hansen",
        "canonical_url": "https://lendb.ai/lo/brandon-hansen-283559",
        "json_url": "https://lendb.ai/lo/brandon-hansen-283559.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Toquerville",
          "state": "UT"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "CA",
          "ID",
          "NM",
          "NV",
          "OR",
          "TX",
          "UT",
          "WA",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "asset-based",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 8,
        "years_experience": 25,
        "lender_profile_url": "https://branches.guildmortgage.com/ut/toquerville/brandon-hansen-817-chbh.html",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "8 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/brandon-hansen-283559"
    },
    {
      "rank": 11,
      "score": 52.8,
      "loan_officer": {
        "nmls_id": 7464,
        "slug": "joseph-pattee-7464",
        "full_name": "Joseph Michael Pattee",
        "canonical_url": "https://lendb.ai/lo/joseph-pattee-7464",
        "json_url": "https://lendb.ai/lo/joseph-pattee-7464.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Boise",
          "state": "ID"
        },
        "licensed_states": [
          "CO",
          "AZ",
          "CA",
          "ID",
          "MT",
          "OR",
          "WA",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/id/boise/joseph-pattee-254-bijpa.html",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "Branch in Idaho"
      ],
      "canonical_url": "https://lendb.ai/lo/joseph-pattee-7464"
    },
    {
      "rank": 12,
      "score": 52.8,
      "loan_officer": {
        "nmls_id": 139888,
        "slug": "valerie-cheyne-139888",
        "full_name": "Valerie Mae Cheyne",
        "canonical_url": "https://lendb.ai/lo/valerie-cheyne-139888",
        "json_url": "https://lendb.ai/lo/valerie-cheyne-139888.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
        },
        "branch": {
          "city": "Coeur D Alene",
          "state": "ID"
        },
        "licensed_states": [
          "CO",
          "ID"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 3,
        "years_experience": null,
        "lender_profile_url": "https://www.fairway.com/lo/valerie-cheyne-139888",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "Branch in Idaho",
        "3 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/valerie-cheyne-139888"
    },
    {
      "rank": 13,
      "score": 52,
      "loan_officer": {
        "nmls_id": 498586,
        "slug": "ann-hunter-498586",
        "full_name": "Ann Hunter",
        "canonical_url": "https://lendb.ai/lo/ann-hunter-498586",
        "json_url": "https://lendb.ai/lo/ann-hunter-498586.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
        },
        "branch": {
          "city": "Coeur D Alene",
          "state": "ID"
        },
        "licensed_states": [
          "ID"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": null,
        "lender_profile_url": "https://www.fairway.com/lo/ann-hunter-498586",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "Branch in Idaho"
      ],
      "canonical_url": "https://lendb.ai/lo/ann-hunter-498586"
    },
    {
      "rank": 14,
      "score": 51.3,
      "loan_officer": {
        "nmls_id": 1570471,
        "slug": "wiley-corcoran-1570471",
        "full_name": "Wiley Corcoran",
        "canonical_url": "https://lendb.ai/lo/wiley-corcoran-1570471",
        "json_url": "https://lendb.ai/lo/wiley-corcoran-1570471.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "San Diego",
          "state": "CA"
        },
        "licensed_states": [
          "FL",
          "AK",
          "AL",
          "AZ",
          "CA",
          "ID",
          "IL",
          "IN",
          "KY",
          "MO",
          "MS",
          "NV",
          "OR",
          "RI",
          "TN",
          "TX",
          "UT",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 8,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/ca/sandiego/wiley-corcoran-332-chwc.html",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ID (listed on lender page, verified 2026-10-09)",
        "8 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/wiley-corcoran-1570471"
    },
    {
      "rank": 15,
      "score": 50.8,
      "loan_officer": {
        "nmls_id": 880762,
        "slug": "teri-adams-880762",
        "full_name": "Teri Adams",
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