---
canonical_url: https://lendb.ai/s/reverse/illinois
last_verified: 2026-10-09
---

# Reverse mortgage loan officers in Illinois

As of 2026-10-09, LenDb lists 38 loan officers licensed in or based in Illinois whose lender pages show Reverse mortgage work. The top-ranked are Dawn Rae Pemberton (Fairway Independent Mortgage Corporation, Naples), Zach Schwartz (LeaderOne Financial, Oak Brook) and John Coniglio (Guild Mortgage, Anderson). Ranking is lender-neutral: specialty evidence first, then a license in IL, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Dawn Rae Pemberton](https://lendb.ai/lo/dawn-pemberton-162320)** (NMLS 162320), Fairway Independent Mortgage Corporation, Naples, FL
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 15 years licensed
2. **[Zach Schwartz](https://lendb.ai/lo/zachary-schwartz-894131)** (NMLS 894131), LeaderOne Financial, Oak Brook, IL
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - Branch in Illinois
   - 13 years licensed
3. **[John Coniglio](https://lendb.ai/lo/john-coniglio-255102)** (NMLS 255102), Guild Mortgage, Anderson, SC
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 12 years licensed
4. **[Gerald Brody](https://lendb.ai/lo/gerald-brody-397642)** (NMLS 397642), CrossCountry Mortgage, Southfield, MI
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 15 years licensed
5. **[Chris Lee](https://lendb.ai/lo/christopher-lee-201715)** (NMLS 201715), Guild Mortgage, San Diego, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 8 years licensed
6. **[Alina Passarelli](https://lendb.ai/lo/alina-passarelli-525407)** (NMLS 525407), CrossCountry Mortgage, Bloomington, MN
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 12 years licensed
7. **[Earl Rose](https://lendb.ai/lo/earl-rose-212480)** (NMLS 212480), CrossCountry Mortgage, Bloomington, MN
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 7 years licensed
8. **[Keran Fears](https://lendb.ai/lo/keran-fears-256586)** (NMLS 256586), American Pacific Mortgage, Hillsboro, MO
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 30 years experience (stated on lender page, 2026-10-09)
9. **[Thomas Lake](https://lendb.ai/lo/thomas-lake-311824)** (NMLS 311824), Guild Mortgage, San Diego, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 8 years licensed
10. **[Prince Williams](https://lendb.ai/lo/prince-williams-190429)** (NMLS 190429), CrossCountry Mortgage, Elk Grove Village, IL
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - Branch in Illinois
   - 12 years licensed
11. **[Richard Stewart](https://lendb.ai/lo/richard-stewart-1428112)** (NMLS 1428112), CrossCountry Mortgage, Greenwood Village, CO
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 7 years licensed
12. **[Wiley Corcoran](https://lendb.ai/lo/wiley-corcoran-1570471)** (NMLS 1570471), Guild Mortgage, San Diego, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 8 years licensed
13. **[Zack Nored](https://lendb.ai/lo/zachary-nored-1446942)** (NMLS 1446942), Guild Mortgage, Boise, ID
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 7 years licensed
14. **[Paula Bergfeld, ChFC, CRMP](https://lendb.ai/lo/paula-bergfeld-146985)** (NMLS 146985), CrossCountry Mortgage, Fishers, IN
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 6 years licensed
15. **[Crystal Rivera](https://lendb.ai/lo/crystal-rivera-600621)** (NMLS 600621), CrossCountry Mortgage, Tampa, FL
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 6 years licensed
16. **[Kirk Ulshafer](https://lendb.ai/lo/kirk-ulshafer-150626)** (NMLS 150626), CrossCountry Mortgage, Wayne, PA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 0 years licensed
17. **[Mike Johnson](https://lendb.ai/lo/michael-johnson-2452395)** (NMLS 2452395), CrossCountry Mortgage, Mokena, IL
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - Branch in Illinois
   - 3 years licensed
18. **[Ron Farina](https://lendb.ai/lo/ronald-farina-2593410)** (NMLS 2593410), CrossCountry Mortgage, Mt. Prospect, IL
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - Branch in Illinois
   - 1 years licensed
19. **[Garrison Gross, CRMP](https://lendb.ai/lo/garrison-gross-178812)** (NMLS 178812), CrossCountry Mortgage, Purchase, NY
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 12 years licensed
20. **[Kyle Brunet](https://lendb.ai/lo/kyle-brunet-1237678)** (NMLS 1237678), Lit Financial Corporation
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 10 years licensed
21. **[Todd Nunis](https://lendb.ai/lo/roy-nunis-134294)** (NMLS 134294), Guild Mortgage, Colleyville, TX
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 14 years licensed
22. **[Abe Huerta](https://lendb.ai/lo/avdiel-huerta-2065453)** (NMLS 2065453), CrossCountry Mortgage, Houston, TX
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 4 years licensed
23. **[Devin Fahrner](https://lendb.ai/lo/devin-fahrner-399405)** (NMLS 399405), American Pacific Mortgage, Eagle, ID
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 1 years licensed
24. **[Paul E. Scheper](https://lendb.ai/lo/paul-e-scheper-110538)** (NMLS 110538), Loan Factory, Ladera Ranch, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
25. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Licensed in IL (listed on lender page, verified 2026-10-09)
   - 2 years licensed

## Questions to ask

- Are you a reverse mortgage specialist, and how many have you closed?
- What are the total costs, including mortgage insurance?
- What happens to the home for my heirs?

Cite as: LenDb.ai, https://lendb.ai/s/reverse/illinois.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
