{
  "canonical_url": "https://lendb.ai/s/reverse/maine",
  "summary": "As of 2026-10-09, LenDb lists 20 loan officers licensed in or based in Maine whose lender pages show Reverse mortgage work. The top-ranked are Fred Damore (Fairway Independent Mortgage Corporation, Methuen), Michael Charles Galatis (Fairway Independent Mortgage Corporation, Newburyport) and Daniel Ventura (Fairway Independent Mortgage Corporation, Newburyport). Ranking is lender-neutral: specialty evidence first, then a license in ME, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "reverse",
  "state": "ME",
  "total": 20,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 57.8,
      "loan_officer": {
        "nmls_id": 4395,
        "slug": "fred-damore-4395",
        "full_name": "Fred Damore",
        "canonical_url": "https://lendb.ai/lo/fred-damore-4395",
        "json_url": "https://lendb.ai/lo/fred-damore-4395.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
        },
        "branch": {
          "city": "Methuen",
          "state": "MA"
        },
        "licensed_states": [
          "MA",
          "ME",
          "NH",
          "VT"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 30,
        "lender_profile_url": "https://www.fairway.com/lo/fred-damore-4395",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ME (listed on lender page, verified 2026-10-09)",
        "30 years experience (stated on lender page, 2026-10-09)"
      ],
      "canonical_url": "https://lendb.ai/lo/fred-damore-4395"
    },
    {
      "rank": 2,
      "score": 53.3,
      "loan_officer": {
        "nmls_id": 17159,
        "slug": "michael-galatis-17159",
        "full_name": "Michael Charles Galatis",
        "canonical_url": "https://lendb.ai/lo/michael-galatis-17159",
        "json_url": "https://lendb.ai/lo/michael-galatis-17159.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
        },
        "branch": {
          "city": "Newburyport",
          "state": "MA"
        },
        "licensed_states": [
          "FL",
          "ME",
          "NH",
          "SC",
          "VT"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 7,
        "years_experience": 22,
        "lender_profile_url": "https://www.fairway.com/lo/michael-galatis-17159",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ME (listed on lender page, verified 2026-10-09)",
        "7 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/michael-galatis-17159"
    },
    {
      "rank": 3,
      "score": 53.3,
      "loan_officer": {
        "nmls_id": 19372,
        "slug": "daniel-ventura-19372",
        "full_name": "Daniel Ventura",
        "canonical_url": "https://lendb.ai/lo/daniel-ventura-19372",
        "json_url": "https://lendb.ai/lo/daniel-ventura-19372.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
        },
        "branch": {
          "city": "Newburyport",
          "state": "MA"
        },
        "licensed_states": [
          "FL",
          "CT",
          "ME",
          "NH",
          "VA",
          "VT"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 11,
        "years_experience": 18,
        "lender_profile_url": "https://www.fairway.com/lo/daniel-ventura-19372",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ME (listed on lender page, verified 2026-10-09)",
        "11 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/daniel-ventura-19372"
    },
    {
      "rank": 4,
      "score": 53,
      "loan_officer": {
        "nmls_id": 311824,
        "slug": "thomas-lake-311824",
        "full_name": "Thomas Lake",
        "canonical_url": "https://lendb.ai/lo/thomas-lake-311824",
        "json_url": "https://lendb.ai/lo/thomas-lake-311824.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "San Diego",
          "state": "CA"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "CA",
          "GA",
          "IL",
          "IN",
          "MD",
          "ME",
          "MN",
          "NC",
          "NV",
          "OH",
          "TN",
          "TX",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 8,
        "years_experience": 20,
        "lender_profile_url": "https://branches.guildmortgage.com/ca/sandiego/thomas-lake-332-chtl.html",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ME (listed on lender page, verified 2026-10-09)",
        "8 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/thomas-lake-311824"
    },
    {
      "rank": 5,
      "score": 51.8,
      "loan_officer": {
        "nmls_id": 1216580,
        "slug": "richard-williams-1216580",
        "full_name": "Rick Williams",
        "canonical_url": "https://lendb.ai/lo/richard-williams-1216580",
        "json_url": "https://lendb.ai/lo/richard-williams-1216580.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Newport Beach",
          "state": "CA"
        },
        "licensed_states": [
          "FL",
          "CA",
          "CO",
          "CT",
          "DC",
          "DE",
          "GA",
          "KS",
          "ME",
          "MN",
          "MT",
          "OR",
          "PA",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 8,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/newport-beach-ca-4875/richard-williams/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ME (listed on lender page, verified 2026-10-09)",
        "8 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/richard-williams-1216580"
    },
    {
      "rank": 6,
      "score": 51.8,
      "loan_officer": {
        "nmls_id": 2224020,
        "slug": "christopher-falbo-2224020",
        "full_name": "Chris Falbo, CRMP, CMA",
        "canonical_url": "https://lendb.ai/lo/christopher-falbo-2224020",
        "json_url": "https://lendb.ai/lo/christopher-falbo-2224020.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Beverly",
          "state": "MA"
        },
        "licensed_states": [
          "FL",
          "CT",
          "MA",
          "ME",
          "NH",
          "SC"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "non-qm",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 4,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/beverly-ma-4805/christopher-falbo/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ME (listed on lender page, verified 2026-10-09)",
        "4 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/christopher-falbo-2224020"
    },
    {
      "rank": 7,
      "score": 50.3,
      "loan_officer": {
        "nmls_id": 31273,
        "slug": "donald-sutherland-31273",
        "full_name": "Donald Sutherland",
        "canonical_url": "https://lendb.ai/lo/donald-sutherland-31273",
        "json_url": "https://lendb.ai/lo/donald-sutherland-31273.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
        },
        "branch": {
          "city": "Bedford",
          "state": "NH"
        },
        "licensed_states": [
          "FL",
          "CT",
          "ME",
          "NH"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 8,
        "years_experience": null,
        "lender_profile_url": "https://www.fairway.com/lo/donald-sutherland-31273",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ME (listed on lender page, verified 2026-10-09)",
        "8 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/donald-sutherland-31273"
    },
    {
      "rank": 8,
      "score": 49,
      "loan_officer": {
        "nmls_id": 133075,
        "slug": "ann-l-altrella-133075",
        "full_name": "Annie L'altrella",
        "canonical_url": "https://lendb.ai/lo/ann-l-altrella-133075",
        "json_url": "https://lendb.ai/lo/ann-l-altrella-133075.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274",
          "type": "imb"
        },
        "branch": {
          "city": "Shelton",
          "state": "CT"
        },
        "licensed_states": [
          "FL",
          "CT",
          "ME",
          "NH",
          "VT",
          "DE",
          "MA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 5,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/ct/shelton/annie-laltrella-24-rgala.html",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ME (listed on lender page, verified 2026-10-09)",
        "5 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/ann-l-altrella-133075"
    },
    {
      "rank": 9,
      "score": 49,
      "loan_officer": {
        "nmls_id": 485942,
        "slug": "megan-brogna-485942",
        "full_name": "Megan Brogna",
        "canonical_url": "https://lendb.ai/lo/megan-brogna-485942",
        "json_url": "https://lendb.ai/lo/megan-brogna-485942.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Wayne",
          "state": "PA"
        },
        "licensed_states": [
          "FL",
          "AL",
          "AZ",
          "CA",
          "DC",
          "DE",
          "GA",
          "IA",
          "LA",
          "MA",
          "MD",
          "ME",
          "MI",
          "MO",
          "NC",
          "NH",
          "NJ",
          "NY",
          "OH",
          "PA",
          "SC",
          "TN",
          "TX",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 4,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/wayne-pa-3944/megan-brogna/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ME (listed on lender page, verified 2026-10-09)",
        "4 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/megan-brogna-485942"
    },
    {
      "rank": 10,
      "score": 48.8,
      "loan_officer": {
        "nmls_id": 1439499,
        "slug": "frank-chandler-1439499",
        "full_name": "Frank Chandler",
        "canonical_url": "https://lendb.ai/lo/frank-chandler-1439499",
        "json_url": "https://lendb.ai/lo/frank-chandler-1439499.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
        },
        "branch": {
          "city": "Foxboro",
          "state": "MA"
        },
        "licensed_states": [
          "FL",
          "CT",
          "DC",
          "DE",
          "MD",
          "ME",
          "NH",
          "PA",
          "VA",
          "VT"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 5,
        "years_experience": null,
        "lender_profile_url": "https://www.fairway.com/lo/frank-chandler-1439499",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ME (listed on lender page, verified 2026-10-09)",
        "5 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/frank-chandler-1439499"
    },
    {
      "rank": 11,
      "score": 47.8,
      "loan_officer": {
        "nmls_id": 10240,
        "slug": "christopher-downey-10240",
        "full_name": "Chris Downey",
        "canonical_url": "https://lendb.ai/lo/christopher-downey-10240",
        "json_url": "https://lendb.ai/lo/christopher-downey-10240.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Norwell",
          "state": "MA"
        },
        "licensed_states": [
          "FL",
          "CT",
          "MA",
          "ME",
          "NH",
          "VT"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 0,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/norwell-ma-4763/christopher-downey/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ME (listed on lender page, verified 2026-10-09)",
        "0 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/christopher-downey-10240"
    },
    {
      "rank": 12,
      "score": 47.8,
      "loan_officer": {
        "nmls_id": 2752622,
        "slug": "melissa-harrison-2752622",
        "full_name": "Melissa Harrison, RMA®",
        "canonical_url": "https://lendb.ai/lo/melissa-harrison-2752622",
        "json_url": "https://lendb.ai/lo/melissa-harrison-2752622.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Denville",
          "state": "NJ"
        },
        "licensed_states": [
          "FL",
          "GA",
          "MD",
          "ME",
          "NC",
          "VA",
          "WV"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 0,
        "years_experience": 30,
        "lender_profile_url": "https://crosscountrymortgage.com/denville-nj-4340/melissa-harrison/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ME (listed on lender page, verified 2026-10-09)",
        "0 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/melissa-harrison-2752622"
    },
    {
      "rank": 13,
      "score": 47.5,
      "loan_officer": {
        "nmls_id": 1366210,
        "slug": "michael-marsh-1366210",
        "full_name": "Michael Marsh",
        "canonical_url": "https://lendb.ai/lo/michael-marsh-1366210",
        "json_url": "https://lendb.ai/lo/michael-marsh-1366210.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289",
          "type": "imb"
        },
        "branch": {
          "city": "Bedford",
          "state": "NH"
        },
        "licensed_states": [
          "MD",
          "ME",
          "NH"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 1,
        "years_experience": null,
        "lender_profile_url": "https://www.fairway.com/lo/michael-marsh-1366210",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ME (listed on lender page, verified 2026-10-09)",
        "1 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/michael-marsh-1366210"
    },
    {
      "rank": 14,
      "score": 47,
      "loan_officer": {
        "nmls_id": 178812,
        "slug": "garrison-gross-178812",
        "full_name": "Garrison Gross, CRMP",
        "canonical_url": "https://lendb.ai/lo/garrison-gross-178812",
        "json_url": "https://lendb.ai/lo/garrison-gross-178812.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029",
          "type": "imb"
        },
        "branch": {
          "city": "Purchase",
          "state": "NY"
        },
        "licensed_states": [
          "FL",
          "AR",
          "AZ",
          "CA",
          "CT",
          "DC",
          "GA",
          "IL",
          "IN",
          "MA",
          "ME",
          "NC",
          "NH",
          "NJ",
          "NY",
          "PA",
          "RI",
          "SC",
          "TN",
          "TX",
          "VA",
          "VT",
          "WA",
          "WI"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 12,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/purchase-ny-5672/garrison-gross/",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in ME (listed on lender page, verified 2026-10-09)",
        "12 years licensed"
      ],
      "canonical_url": "https://lendb.ai/lo/garrison-gross-178812"
    },
    {
      "rank": 15,
      "score": 47,
      "loan_officer": {
        "nmls_id": 1479947,
        "slug": "michael-richards-1479947",
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