--- canonical_url: https://lendb.ai/s/reverse/maryland last_verified: 2026-10-09 --- # Reverse mortgage loan officers in Maryland As of 2026-10-09, LenDb lists 29 loan officers licensed in or based in Maryland whose lender pages show Reverse mortgage work. The top-ranked are Michael O'Connor (CrossCountry Mortgage, Hauppauge), Thomas Lake (Guild Mortgage, San Diego) and Melissa Harrison, RMA® (CrossCountry Mortgage, Denville). Ranking is lender-neutral: specialty evidence first, then a license in MD, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Michael O'Connor](https://lendb.ai/lo/michael-o-connor-485921)** (NMLS 485921), CrossCountry Mortgage, Hauppauge, NY - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 2. **[Thomas Lake](https://lendb.ai/lo/thomas-lake-311824)** (NMLS 311824), Guild Mortgage, San Diego, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 3. **[Melissa Harrison, RMA®](https://lendb.ai/lo/melissa-harrison-2752622)** (NMLS 2752622), CrossCountry Mortgage, Denville, NJ - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 4. **[Joseph Heisler](https://lendb.ai/lo/joseph-heisler-43162)** (NMLS 43162), Loan Factory - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 35 years of experience (lender page, 2026-10-09) 5. **[Pat Clay](https://lendb.ai/lo/patricia-clay-1382057)** (NMLS 1382057), Guild Mortgage, Richmond, VA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 6. **[Jim Conley](https://lendb.ai/lo/james-conley-1956955)** (NMLS 1956955), Fairway Independent Mortgage Corporation, Hughesville, MD - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Hughesville, MD - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 7. **[Amanda Broomall](https://lendb.ai/lo/amanda-broomall-900029)** (NMLS 900029), Guild Mortgage, Middletown, DE - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 8. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 9. **[Neil Sweren](https://lendb.ai/lo/neil-sweren-139177)** (NMLS 139177), Atlantic Coast Mortgage, Owings Mills, MD - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Owings Mills, MD - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 10. **[Paula Bergfeld, ChFC, CRMP](https://lendb.ai/lo/paula-bergfeld-146985)** (NMLS 146985), CrossCountry Mortgage, Fishers, IN - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) 11. **[Derek Helms](https://lendb.ai/lo/james-helms-1494137)** (NMLS 1494137), Fairway Independent Mortgage Corporation, Matthews, NC - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) 12. **[Frank Chandler](https://lendb.ai/lo/frank-chandler-1439499)** (NMLS 1439499), Fairway Independent Mortgage Corporation, Foxboro, MA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 13. **[Megan Brogna](https://lendb.ai/lo/megan-brogna-485942)** (NMLS 485942), CrossCountry Mortgage, Wayne, PA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 14. **[Kirk Ulshafer](https://lendb.ai/lo/kirk-ulshafer-150626)** (NMLS 150626), CrossCountry Mortgage, Wayne, PA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 15. **[Jason Higham](https://lendb.ai/lo/armon-higham-247925)** (NMLS 247925), Guild Mortgage, The Woodlands, TX - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 16. **[Scott Eisgrau](https://lendb.ai/lo/scott-eisgrau-139186)** (NMLS 139186), Atlantic Coast Mortgage, Owings Mills, MD - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Owings Mills, MD - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 17. **[Michael Marsh](https://lendb.ai/lo/michael-marsh-1366210)** (NMLS 1366210), Fairway Independent Mortgage Corporation, Bedford, NH - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 18. **[Susan van de Poll](https://lendb.ai/lo/susan-van-de-poll-831038)** (NMLS 831038), Xpert Home Lending, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2006 (per Colorado records) 19. **[Kyle Brunet](https://lendb.ai/lo/kyle-brunet-1237678)** (NMLS 1237678), Lit Financial Corporation - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 20. **[Peter Lucia](https://lendb.ai/lo/peter-lucia-157015)** (NMLS 157015), CrossCountry Mortgage, Brooklyn, NY - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 21. **[Todd Nunis](https://lendb.ai/lo/roy-nunis-134294)** (NMLS 134294), Guild Mortgage, Colleyville, TX - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) 22. **[Matt Stancato](https://lendb.ai/lo/mathews-stancato-131894)** (NMLS 131894), Guild Mortgage, Exton, PA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 23. **[Laurie MacNaughton](https://lendb.ai/lo/laurie-macnaughton-506562)** (NMLS 506562), Atlantic Coast Mortgage - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 24. **[Peter Corum](https://lendb.ai/lo/peter-corum-189214)** (NMLS 189214), CrossCountry Mortgage, Martinsburg, WV - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) 25. **[Tracy Bolen](https://lendb.ai/lo/tracy-bolen-1734508)** (NMLS 1734508), American Pacific Mortgage, Roseville, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Colorado records) ## Questions to ask - Are you a reverse mortgage specialist, and how many have you closed? - What are the total costs, including mortgage insurance? - What happens to the home for my heirs? Cite as: LenDb.ai, https://lendb.ai/s/reverse/maryland. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._