--- canonical_url: https://lendb.ai/s/reverse/montana last_verified: 2026-10-09 --- # Reverse mortgage loan officers in Montana As of 2026-10-09, LenDb lists 18 loan officers licensed in or based in Montana whose lender pages show Reverse mortgage work. The top-ranked are Chris Lee (Guild Mortgage, San Diego), Erica Renslow (Guild Mortgage, Bozeman) and Amber Docken (CrossCountry Mortgage, Bozeman). Ranking is lender-neutral: specialty evidence first, then a license in MT, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Chris Lee](https://lendb.ai/lo/christopher-lee-201715)** (NMLS 201715), Guild Mortgage, San Diego, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in MT (listed on lender page, verified 2026-10-09) - 8 years licensed - No disciplinary actions on file at LenDb 2. **[Erica Renslow](https://lendb.ai/lo/erica-renslow-707830)** (NMLS 707830), Guild Mortgage, Bozeman, MT - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in MT (listed on lender page, verified 2026-10-09) - Branch in Montana - 15 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 3. **[Amber Docken](https://lendb.ai/lo/amber-docken-1236912)** (NMLS 1236912), CrossCountry Mortgage, Bozeman, MT - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in MT (listed on lender page, verified 2026-10-09) - Branch in Montana - No disciplinary actions on file at LenDb 4. **[Richard Stewart](https://lendb.ai/lo/richard-stewart-1428112)** (NMLS 1428112), CrossCountry Mortgage, Greenwood Village, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in MT (listed on lender page, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 5. **[Zack Nored](https://lendb.ai/lo/zachary-nored-1446942)** (NMLS 1446942), Guild Mortgage, Boise, ID - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in MT (listed on lender page, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 6. **[Desiree LeBleu](https://lendb.ai/lo/desiree-lebleu-176992)** (NMLS 176992), Guild Mortgage, Reno, NV - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in MT (listed on lender page, verified 2026-10-09) - 23 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 7. **[Jeffrey Bryant](https://lendb.ai/lo/jeffrey-bryant-1433134)** (NMLS 1433134), Loan Factory - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in MT (listed on lender page, verified 2026-10-09) - No disciplinary actions on file at LenDb 8. **[Patrick Ortiz](https://lendb.ai/lo/patrick-ortiz-209728)** (NMLS 209728), CrossCountry Mortgage, Newport Beach, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in MT (listed on lender page, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb 9. **[Joseph Pattee](https://lendb.ai/lo/joseph-pattee-7464)** (NMLS 7464), Guild Mortgage, Boise, ID - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in MT (listed on lender page, verified 2026-10-09) - No disciplinary actions on file at LenDb 10. **[Devin Fahrner](https://lendb.ai/lo/devin-fahrner-399405)** (NMLS 399405), American Pacific Mortgage, Eagle, ID - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in MT (listed on lender page, verified 2026-10-09) - 1 years licensed - No disciplinary actions on file at LenDb 11. **[Heidi Olson](https://lendb.ai/lo/heidi-olson-80788)** (NMLS 80788), CrossCountry Mortgage, Bigfork, MT - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in MT (listed on lender page, verified 2026-10-09) - Branch in Montana - 1 years licensed - No disciplinary actions on file at LenDb 12. **[Sarah DePew](https://lendb.ai/lo/sarah-depew-1946314)** (NMLS 1946314), CrossCountry Mortgage, Bozeman, MT - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in MT (listed on lender page, verified 2026-10-09) - Branch in Montana - No disciplinary actions on file at LenDb 13. **[TJ McInerney](https://lendb.ai/lo/tj-mcinerney-1377724)** (NMLS 1377724), Evergreen Home Loans, Great Falls, MT - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Branch in Montana; no license list on file yet, verify at NMLS Consumer Access - No disciplinary actions on file at LenDb 14. **[Tracy Bolen](https://lendb.ai/lo/tracy-bolen-1734508)** (NMLS 1734508), American Pacific Mortgage, Roseville, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in MT (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 15. **[Patrick Stoy](https://lendb.ai/lo/patrick-stoy-39527)** (NMLS 39527), CrossCountry Mortgage, Wilmington, NC - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in MT (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 16. **[Arthur Buhrer](https://lendb.ai/lo/arthur-buhrer-114080)** (NMLS 114080), CrossCountry Mortgage, Sequim, WA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in MT (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 17. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in MT (listed on lender page, verified 2026-10-09) - 2 years licensed - No disciplinary actions on file at LenDb 18. **[Todd Pruitt](https://lendb.ai/lo/todd-pruitt-128609)** (NMLS 128609), Guild Mortgage, Denver, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in MT (listed on lender page, verified 2026-10-09) - 1 years licensed - No disciplinary actions on file at LenDb ## Questions to ask - Are you a reverse mortgage specialist, and how many have you closed? - What are the total costs, including mortgage insurance? - What happens to the home for my heirs? Cite as: LenDb.ai, https://lendb.ai/s/reverse/montana. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._