{
  "canonical_url": "https://lendb.ai/s/reverse/nevada",
  "summary": "As of 2026-10-09, LenDb lists 43 loan officers licensed in or based in Nevada whose lender pages show Reverse mortgage work. The top-ranked are Bill Gaylord (Guild Mortgage, Henderson), Patricia Wood (American Pacific Mortgage, Reno) and Kyle Ridenour (Guild Mortgage, Sacramento). Ranking is lender-neutral: specialty evidence first, then a license in NV, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "reverse",
  "state": "NV",
  "total": 43,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 58.8,
      "loan_officer": {
        "nmls_id": 680603,
        "slug": "bill-gaylord-680603",
        "full_name": "Bill Gaylord",
        "canonical_url": "https://lendb.ai/lo/bill-gaylord-680603",
        "json_url": "https://lendb.ai/lo/bill-gaylord-680603.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274"
        },
        "branch": {
          "city": "Henderson",
          "state": "NV"
        },
        "licensed_states": [
          "AL",
          "AZ",
          "CA",
          "NV",
          "UT",
          "VA",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 33,
        "lender_profile_url": "https://branches.guildmortgage.com/nv/henderson/bill-gaylord-483-vgbg.html"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in NV (listed on lender page, verified 2026-10-09)",
        "Branch in Nevada",
        "33 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/bill-gaylord-680603"
    },
    {
      "rank": 2,
      "score": 54.4,
      "loan_officer": {
        "nmls_id": 243849,
        "slug": "patricia-wood-243849",
        "full_name": "Patricia Wood",
        "canonical_url": "https://lendb.ai/lo/patricia-wood-243849",
        "json_url": "https://lendb.ai/lo/patricia-wood-243849.json",
        "lender": {
          "nmls_id": 1850,
          "name": "American Pacific Mortgage",
          "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850"
        },
        "branch": {
          "city": "Reno",
          "state": "NV"
        },
        "licensed_states": [
          "CA",
          "NV"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 16,
        "lender_profile_url": "https://www.apmortgage.com/patricia-wood"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in NV (listed on lender page, verified 2026-10-09)",
        "Branch in Nevada",
        "16 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/patricia-wood-243849"
    },
    {
      "rank": 3,
      "score": 52.8,
      "loan_officer": {
        "nmls_id": 515944,
        "slug": "kyle-ridenour-515944",
        "full_name": "Kyle Ridenour",
        "canonical_url": "https://lendb.ai/lo/kyle-ridenour-515944",
        "json_url": "https://lendb.ai/lo/kyle-ridenour-515944.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274"
        },
        "branch": {
          "city": "Sacramento",
          "state": "CA"
        },
        "licensed_states": [
          "AZ",
          "CA",
          "NV",
          "OR"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 14,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/ca/sacramento/kyle-ridenour-799-vkkri.html"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in NV (listed on lender page, verified 2026-10-09)",
        "14 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/kyle-ridenour-515944"
    },
    {
      "rank": 4,
      "score": 52.3,
      "loan_officer": {
        "nmls_id": 120297,
        "slug": "andrew-scharin-120297",
        "full_name": "Gregg Scharin",
        "canonical_url": "https://lendb.ai/lo/andrew-scharin-120297",
        "json_url": "https://lendb.ai/lo/andrew-scharin-120297.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029"
        },
        "branch": {
          "city": "Scottsdale",
          "state": "AZ"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "CA",
          "CO",
          "GA",
          "ID",
          "IN",
          "MI",
          "NV",
          "OR",
          "SC",
          "TN",
          "TX",
          "WA",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 13,
        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/scottsdale-az-4356/andrew-scharin/"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in NV (listed on lender page, verified 2026-10-09)",
        "13 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/andrew-scharin-120297"
    },
    {
      "rank": 5,
      "score": 50.8,
      "loan_officer": {
        "nmls_id": 176992,
        "slug": "desiree-lebleu-176992",
        "full_name": "Desiree LeBleu",
        "canonical_url": "https://lendb.ai/lo/desiree-lebleu-176992",
        "json_url": "https://lendb.ai/lo/desiree-lebleu-176992.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274"
        },
        "branch": {
          "city": "Reno",
          "state": "NV"
        },
        "licensed_states": [
          "AZ",
          "CA",
          "MT",
          "NV",
          "TX"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 23,
        "lender_profile_url": "https://branches.guildmortgage.com/nv/reno/desiree-lebleu-445-rrdle.html"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in NV (listed on lender page, verified 2026-10-09)",
        "Branch in Nevada",
        "23 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/desiree-lebleu-176992"
    },
    {
      "rank": 6,
      "score": 50.8,
      "loan_officer": {
        "nmls_id": 424963,
        "slug": "rebecca-hobson-424963",
        "full_name": "Rebecca Hobson",
        "canonical_url": "https://lendb.ai/lo/rebecca-hobson-424963",
        "json_url": "https://lendb.ai/lo/rebecca-hobson-424963.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274"
        },
        "branch": {
          "city": "Reno",
          "state": "NV"
        },
        "licensed_states": [
          "CA",
          "NV"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 20,
        "lender_profile_url": "https://branches.guildmortgage.com/nv/reno/rebecca-hobson-737-rrrho.html"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in NV (listed on lender page, verified 2026-10-09)",
        "Branch in Nevada",
        "20 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/rebecca-hobson-424963"
    },
    {
      "rank": 7,
      "score": 49.8,
      "loan_officer": {
        "nmls_id": 283559,
        "slug": "brandon-hansen-283559",
        "full_name": "Brandon Hansen",
        "canonical_url": "https://lendb.ai/lo/brandon-hansen-283559",
        "json_url": "https://lendb.ai/lo/brandon-hansen-283559.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274"
        },
        "branch": {
          "city": "Toquerville",
          "state": "UT"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "CA",
          "ID",
          "NM",
          "NV",
          "OR",
          "TX",
          "UT",
          "WA",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "asset-based",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "bank-statement",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "new-construction",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 8,
        "years_experience": 25,
        "lender_profile_url": "https://branches.guildmortgage.com/ut/toquerville/brandon-hansen-817-chbh.html"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in NV (listed on lender page, verified 2026-10-09)",
        "8 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/brandon-hansen-283559"
    },
    {
      "rank": 8,
      "score": 49.3,
      "loan_officer": {
        "nmls_id": 288457,
        "slug": "kathy-burns-288457",
        "full_name": "Kathy Burns",
        "canonical_url": "https://lendb.ai/lo/kathy-burns-288457",
        "json_url": "https://lendb.ai/lo/kathy-burns-288457.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029"
        },
        "branch": {
          "city": "Newport Beach",
          "state": "CA"
        },
        "licensed_states": [
          "AZ",
          "CA",
          "CO",
          "GA",
          "NV",
          "TX",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 11,
        "years_experience": 20,
        "lender_profile_url": "https://crosscountrymortgage.com/newport-beach-ca-3833/kathy-burns/"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in NV (listed on lender page, verified 2026-10-09)",
        "11 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/kathy-burns-288457"
    },
    {
      "rank": 9,
      "score": 49.3,
      "loan_officer": {
        "nmls_id": 1078792,
        "slug": "nikki-junium-1078792",
        "full_name": "Nikki Junium",
        "canonical_url": "https://lendb.ai/lo/nikki-junium-1078792",
        "json_url": "https://lendb.ai/lo/nikki-junium-1078792.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029"
        },
        "branch": {
          "city": "Henderson",
          "state": "NV"
        },
        "licensed_states": [
          "AZ",
          "CA",
          "NV",
          "TX"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 13,
        "years_experience": 25,
        "lender_profile_url": "https://crosscountrymortgage.com/henderson-nv-4422/nikki-junium/"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in NV (listed on lender page, verified 2026-10-09)",
        "Branch in Nevada",
        "13 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/nikki-junium-1078792"
    },
    {
      "rank": 10,
      "score": 49,
      "loan_officer": {
        "nmls_id": 311824,
        "slug": "thomas-lake-311824",
        "full_name": "Thomas Lake",
        "canonical_url": "https://lendb.ai/lo/thomas-lake-311824",
        "json_url": "https://lendb.ai/lo/thomas-lake-311824.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274"
        },
        "branch": {
          "city": "San Diego",
          "state": "CA"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "CA",
          "GA",
          "IL",
          "IN",
          "MD",
          "ME",
          "MN",
          "NC",
          "NV",
          "OH",
          "TN",
          "TX",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 8,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/ca/sandiego/thomas-lake-332-chtl.html"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in NV (listed on lender page, verified 2026-10-09)",
        "8 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/thomas-lake-311824"
    },
    {
      "rank": 11,
      "score": 48,
      "loan_officer": {
        "nmls_id": 1252398,
        "slug": "leslie-heid-1252398",
        "full_name": "Leslie Heid",
        "canonical_url": "https://lendb.ai/lo/leslie-heid-1252398",
        "json_url": "https://lendb.ai/lo/leslie-heid-1252398.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029"
        },
        "branch": {
          "city": "Newport Beach",
          "state": "CA"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "CA",
          "CO",
          "HI",
          "NM",
          "NV",
          "OR",
          "TX",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 10,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/newport-beach-ca-3833/leslie-heid/"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in NV (listed on lender page, verified 2026-10-09)",
        "10 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/leslie-heid-1252398"
    },
    {
      "rank": 12,
      "score": 47.3,
      "loan_officer": {
        "nmls_id": 1428112,
        "slug": "richard-stewart-1428112",
        "full_name": "Richard Stewart",
        "canonical_url": "https://lendb.ai/lo/richard-stewart-1428112",
        "json_url": "https://lendb.ai/lo/richard-stewart-1428112.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029"
        },
        "branch": {
          "city": "Greenwood Village",
          "state": "CO"
        },
        "licensed_states": [
          "FL",
          "AL",
          "AZ",
          "CA",
          "CO",
          "GA",
          "IL",
          "LA",
          "MN",
          "MO",
          "MT",
          "NV",
          "OK",
          "OR",
          "TX",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 7,
        "years_experience": 10,
        "lender_profile_url": "https://crosscountrymortgage.com/greenwood-village-co-3144/richard-stewart/"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in NV (listed on lender page, verified 2026-10-09)",
        "7 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/richard-stewart-1428112"
    },
    {
      "rank": 13,
      "score": 47.3,
      "loan_officer": {
        "nmls_id": 1570471,
        "slug": "wiley-corcoran-1570471",
        "full_name": "Wiley Corcoran",
        "canonical_url": "https://lendb.ai/lo/wiley-corcoran-1570471",
        "json_url": "https://lendb.ai/lo/wiley-corcoran-1570471.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274"
        },
        "branch": {
          "city": "San Diego",
          "state": "CA"
        },
        "licensed_states": [
          "FL",
          "AK",
          "AL",
          "AZ",
          "CA",
          "ID",
          "IL",
          "IN",
          "KY",
          "MO",
          "MS",
          "NV",
          "OR",
          "RI",
          "TN",
          "TX",
          "UT",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 8,
        "years_experience": 15,
        "lender_profile_url": "https://branches.guildmortgage.com/ca/sandiego/wiley-corcoran-332-chwc.html"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in NV (listed on lender page, verified 2026-10-09)",
        "8 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/wiley-corcoran-1570471"
    },
    {
      "rank": 14,
      "score": 46.8,
      "loan_officer": {
        "nmls_id": 284043,
        "slug": "hilary-pruitt-284043",
        "full_name": "Hilary Pruitt",
        "canonical_url": "https://lendb.ai/lo/hilary-pruitt-284043",
        "json_url": "https://lendb.ai/lo/hilary-pruitt-284043.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274"
        },
        "branch": {
          "city": "Greenwood Village",
          "state": "CO"
        },
        "licensed_states": [
          "FL",
          "CO",
          "NV"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 2,
        "years_experience": 34,
        "lender_profile_url": "https://branches.guildmortgage.com/co/greenwoodvillage/hilary-pruitt-790-chhp.html"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in NV (listed on lender page, verified 2026-10-09)",
        "2 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
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