{ "canonical_url": "https://lendb.ai/s/reverse/new-hampshire", "summary": "As of 2026-10-09, LenDb lists 18 loan officers licensed in or based in New Hampshire whose lender pages show Reverse mortgage work. The top-ranked are Fred Damore (Fairway Independent Mortgage Corporation, Methuen), Michael Charles Galatis (Fairway Independent Mortgage Corporation, Newburyport) and Michael O'Connor (CrossCountry Mortgage, Hauppauge). Ranking is lender-neutral: specialty evidence first, then a license in NH, branch location, experience and profile completeness. Nobody pays for placement.", "specialty": "reverse", "state": "NH", "total": 18, "last_verified": "2026-10-09", "results": [ { "rank": 1, "score": 59.8, "loan_officer": { "nmls_id": 4395, "slug": "fred-damore-4395", "full_name": "Fred Damore", "canonical_url": "https://lendb.ai/lo/fred-damore-4395", "json_url": "https://lendb.ai/lo/fred-damore-4395.json", "lender": { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "type": "imb" }, "branch": { "city": "Methuen", "state": "MA" }, "licensed_states": [ "MA", "ME", "NH", "VT" ], "licenses": [ { "state": "MA", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "VT", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "reverse", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 30, "lender_profile_url": "https://www.fairway.com/lo/fred-damore-4395", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)", "NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 30 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/fred-damore-4395", "license_check": { "state": "NH", "confidence": "lender_reported", "eligible": true, "label": "NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.fairway.com/lo/fred-damore-4395" }, "match_status": "exact", "matched_specialties": [ "reverse" ], "unconfirmed_specialties": [] }, { "rank": 2, "score": 59.8, "loan_officer": { "nmls_id": 17159, "slug": "michael-galatis-17159", "full_name": "Michael Charles Galatis", "canonical_url": "https://lendb.ai/lo/michael-galatis-17159", "json_url": "https://lendb.ai/lo/michael-galatis-17159.json", "lender": { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "type": "imb" }, "branch": { "city": "Newburyport", "state": "MA" }, "licensed_states": [ "FL", "ME", "NH", "SC", "VT" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "VT", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "reverse", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2019-06-07", "state": "FL" }, "licensed_since": { "year": 2019, "state": "FL" }, "years_experience": 22, "lender_profile_url": "https://www.fairway.com/lo/michael-galatis-17159", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)", "NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: June 7, 2019 (Florida), per state regulator", "States 22 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/michael-galatis-17159", "license_check": { "state": "NH", "confidence": "lender_reported", "eligible": true, "label": "NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.fairway.com/lo/michael-galatis-17159" }, "match_status": "exact", "matched_specialties": [ "reverse" ], "unconfirmed_specialties": [] }, { "rank": 3, "score": 59.8, "loan_officer": { "nmls_id": 485921, "slug": "michael-o-connor-485921", "full_name": "Michael O'Connor", "canonical_url": "https://lendb.ai/lo/michael-o-connor-485921", "json_url": "https://lendb.ai/lo/michael-o-connor-485921.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Hauppauge", "state": "NY" }, "licensed_states": [ "FL", "CA", "CT", "GA", "MA", "MD", "NH", "NJ", "NY", "OH", "PA", "TN", "VA" ], "licenses": [ { "state": "CA", "confidence": "lender_reported" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "reverse", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2025-09-17", "state": "FL" }, "licensed_since": { "year": 2025, "state": "FL" }, "years_experience": 30, "lender_profile_url": "https://crosscountrymortgage.com/hauppauge-ny-5021/michael-oconnor/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)", "NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: September 17, 2025 (Florida), per state regulator", "States 30 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/michael-o-connor-485921", "license_check": { "state": "NH", "confidence": "lender_reported", "eligible": true, "label": "NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5021/michael-oconnor/" }, "match_status": "exact", "matched_specialties": [ "reverse" ], "unconfirmed_specialties": [] }, { "rank": 4, "score": 56.8, "loan_officer": { "nmls_id": 19372, "slug": "daniel-ventura-19372", "full_name": "Daniel Ventura", "canonical_url": "https://lendb.ai/lo/daniel-ventura-19372", "json_url": "https://lendb.ai/lo/daniel-ventura-19372.json", "lender": { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "type": "imb" }, "branch": { "city": "Newburyport", "state": "MA" }, "licensed_states": [ "FL", "CT", "ME", "NH", "VA", "VT" ], "licenses": [ { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "VT", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "reverse", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2014-10-13", "state": "FL" }, "licensed_since": { "year": 2014, "state": "FL" }, "years_experience": 18, "lender_profile_url": "https://www.fairway.com/lo/daniel-ventura-19372", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)", "NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: October 13, 2014 (Florida), per state regulator", "States 18 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/daniel-ventura-19372", "license_check": { "state": "NH", "confidence": "lender_reported", "eligible": true, "label": "NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.fairway.com/lo/daniel-ventura-19372" }, "match_status": "exact", "matched_specialties": [ "reverse" ], "unconfirmed_specialties": [] }, { "rank": 5, "score": 52.8, "loan_officer": { "nmls_id": 1382057, "slug": "patricia-clay-1382057", "full_name": "Pat Clay", "canonical_url": "https://lendb.ai/lo/patricia-clay-1382057", "json_url": "https://lendb.ai/lo/patricia-clay-1382057.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Richmond", "state": "VA" }, "licensed_states": [ "FL", "AZ", "CA", "CO", "CT", "GA", "MD", "NC", "NH", "PA", "TX", "VA", "WA", "WV" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "va", "evidence": "lender_page_text" }, { "slug": "reverse", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2015-12-11", "state": "CO" }, "licensed_since": { "year": 2015, "state": "CO" }, "years_experience": 10, "lender_profile_url": "https://branches.guildmortgage.com/va/richmond/pat-clay-613-chpc.html", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)", "NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: December 11, 2015 (Colorado), per state regulator", "States 10 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/patricia-clay-1382057", "license_check": { "state": "NH", "confidence": "lender_reported", "eligible": true, "label": "NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://branches.guildmortgage.com/va/richmond/pat-clay-613-chpc.html" }, "match_status": "exact", "matched_specialties": [ "reverse" ], "unconfirmed_specialties": [] }, { "rank": 6, "score": 51.8, "loan_officer": { "nmls_id": 1043739, "slug": "sarena-talbert-1043739", "full_name": "Sarena Talbert", "canonical_url": "https://lendb.ai/lo/sarena-talbert-1043739", "json_url": "https://lendb.ai/lo/sarena-talbert-1043739.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Newport Beach", "state": "CA" }, "licensed_states": [ "FL", "AK", "AL", "AR", "AZ", "CA", "CO", "CT", "DC", "DE", "GA", "HI", "IA", "ID", "IL", "IN", "KS", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "MS", "MT", "NC", "ND", "NE", "NH", "NJ", "NM", "NV", "NY", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "VT", "WA", "WI", "WV", "WY" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "ND", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "RI", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "SD", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "UT", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "VT", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" }, { "state": "WY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "reverse", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2023-12-04", "state": "FL" }, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": 28, "lender_profile_url": "https://crosscountrymortgage.com/newport-beach-ca-8067/sarena-talbert/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)", "NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: December 4, 2023 (Florida), per state regulator", "States 28 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/sarena-talbert-1043739", "license_check": { "state": "NH", "confidence": "lender_reported", "eligible": true, "label": "NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/newport-beach-ca-8067/sarena-talbert/" }, "match_status": "exact", "matched_specialties": [ "reverse" ], "unconfirmed_specialties": [] }, { "rank": 7, "score": 51.8, "loan_officer": { "nmls_id": 2224020, "slug": "christopher-falbo-2224020", "full_name": "Chris Falbo, CRMP, CMA", "canonical_url": "https://lendb.ai/lo/christopher-falbo-2224020", "json_url": "https://lendb.ai/lo/christopher-falbo-2224020.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Beverly", "state": "MA" }, "licensed_states": [ "FL", "CT", "MA", "ME", "NH", "SC" ], "licenses": [ { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "reverse", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2022-04-06", "state": "FL" }, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/beverly-ma-4805/christopher-falbo/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)", "NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: April 6, 2022 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/christopher-falbo-2224020", "license_check": { "state": "NH", "confidence": "lender_reported", "eligible": true, "label": "NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/beverly-ma-4805/christopher-falbo/" }, "match_status": "exact", "matched_specialties": [ "reverse" ], "unconfirmed_specialties": [] }, { "rank": 8, "score": 51.3, "loan_officer": { "nmls_id": 31273, "slug": "donald-sutherland-31273", "full_name": "Donald Sutherland", "canonical_url": "https://lendb.ai/lo/donald-sutherland-31273", "json_url": "https://lendb.ai/lo/donald-sutherland-31273.json", "lender": { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "type": "imb" }, "branch": { "city": "Bedford", "state": "NH" }, "licensed_states": [ "FL", "CT", "ME", "NH" ], "licenses": [ { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "reverse", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2022-03-18", "state": "FL" }, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.fairway.com/lo/donald-sutherland-31273", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)", "Office in Bedford, NH", "NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: March 18, 2022 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/donald-sutherland-31273", "license_check": { "state": "NH", "confidence": "lender_reported", "eligible": true, "label": "NH listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.fairway.com/lo/donald-sutherland-31273" }, "match_status": "exact", "matched_specialties": [ "reverse" ], "unconfirmed_specialties": [] }, { "rank": 9, "score": 50.5, "loan_officer": { "nmls_id": 1366210, "slug": "michael-marsh-1366210", "full_name": "Michael Marsh", "canonical_url": "https://lendb.ai/lo/michael-marsh-1366210", "json_url": "https://lendb.ai/lo/michael-marsh-1366210.json", "lender": { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "type": "imb" }, "branch": { "city": "Bedford", "state": "NH" }, "licensed_states": [ "MD", "ME", "NH" ], "licenses": [ { "state": "MD", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "reverse", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2025-01-13", "state": "FL" }, "licensed_since": { "year": 2025, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.fairway.com/lo/michael-marsh-1366210", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)", "Office in Bedford, NH", "NH listed on their lender page (not yet checked with the state regulator; 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