--- canonical_url: https://lendb.ai/s/reverse/new-jersey last_verified: 2026-10-09 --- # Reverse mortgage loan officers in New Jersey As of 2026-10-09, LenDb lists 27 loan officers licensed in or based in New Jersey whose lender pages show Reverse mortgage work. The top-ranked are Rene Gonzalez (Fairway Independent Mortgage Corporation, Freeport), Michael O'Connor (CrossCountry Mortgage, Hauppauge) and Kevin Goines (CrossCountry Mortgage, Tinton Falls). Ranking is lender-neutral: specialty evidence first, then a license in NJ, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Rene Gonzalez](https://lendb.ai/lo/rene-gonzalez-62315)** (NMLS 62315), Fairway Independent Mortgage Corporation, Freeport, NY - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 2. **[Michael O'Connor](https://lendb.ai/lo/michael-o-connor-485921)** (NMLS 485921), CrossCountry Mortgage, Hauppauge, NY - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 3. **[Kevin Goines](https://lendb.ai/lo/kevin-goines-2233236)** (NMLS 2233236), CrossCountry Mortgage, Tinton Falls, NJ - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Tinton Falls, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 4. **[Joseph Heisler](https://lendb.ai/lo/joseph-heisler-43162)** (NMLS 43162), Loan Factory - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 35 years of experience (lender page, 2026-10-09) 5. **[Dominick Angotti](https://lendb.ai/lo/dominick-angotti-202583)** (NMLS 202583), CrossCountry Mortgage, Tampa, FL - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) 6. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 7. **[Gerald Brody](https://lendb.ai/lo/gerald-brody-397642)** (NMLS 397642), CrossCountry Mortgage, Southfield, MI - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 8. **[Margaret Sanchez](https://lendb.ai/lo/margaret-sanchez-101952)** (NMLS 101952), CrossCountry Mortgage, Parsippany, NJ - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Parsippany, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 9. **[Crystal Rivera](https://lendb.ai/lo/crystal-rivera-600621)** (NMLS 600621), CrossCountry Mortgage, Tampa, FL - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 10. **[Megan Brogna](https://lendb.ai/lo/megan-brogna-485942)** (NMLS 485942), CrossCountry Mortgage, Wayne, PA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 11. **[Kirk Ulshafer](https://lendb.ai/lo/kirk-ulshafer-150626)** (NMLS 150626), CrossCountry Mortgage, Wayne, PA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 12. **[Neil Sweren](https://lendb.ai/lo/neil-sweren-139177)** (NMLS 139177), Atlantic Coast Mortgage, Owings Mills, MD - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 13. **[Garrison Gross, CRMP](https://lendb.ai/lo/garrison-gross-178812)** (NMLS 178812), CrossCountry Mortgage, Purchase, NY - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) 14. **[Marty Straka](https://lendb.ai/lo/martin-straka-589189)** (NMLS 589189), Loan Factory - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 35 years of experience (lender page, 2026-10-09) 15. **[Peter Lucia](https://lendb.ai/lo/peter-lucia-157015)** (NMLS 157015), CrossCountry Mortgage, Brooklyn, NY - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 16. **[Luke Centrone](https://lendb.ai/lo/luca-centrone-1200569)** (NMLS 1200569), CrossCountry Mortgage, Purchase, NY - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 17. **[Scott Eisgrau](https://lendb.ai/lo/scott-eisgrau-139186)** (NMLS 139186), Atlantic Coast Mortgage, Owings Mills, MD - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) 18. **[Mike Schwartz](https://lendb.ai/lo/michael-schwartz-230779)** (NMLS 230779), Guild Mortgage, Cape Coral, FL - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) 19. **[Matt Stancato](https://lendb.ai/lo/mathews-stancato-131894)** (NMLS 131894), Guild Mortgage, Exton, PA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 20. **[Sarah Schoonmaker](https://lendb.ai/lo/sarah-schoonmaker-2034766)** (NMLS 2034766), Loan Factory - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 21. **[Anthony Byrnes](https://lendb.ai/lo/anthony-byrnes-133647)** (NMLS 133647), CrossCountry Mortgage, Wayne, PA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 22. **[Tracy Bolen](https://lendb.ai/lo/tracy-bolen-1734508)** (NMLS 1734508), American Pacific Mortgage, Roseville, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Colorado records) 23. **[Michael Cruz](https://lendb.ai/lo/michael-cruz-197253)** (NMLS 197253), Success Mortgage Partners, Paramus, NJ - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Paramus, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 24. **[Brian Viasso](https://lendb.ai/lo/brian-viasso-251243)** (NMLS 251243), Success Mortgage Partners, Paramus, NJ - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Paramus, NJ - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 25. **[Lisa Nichols](https://lendb.ai/lo/lisa-nichols-193453)** (NMLS 193453), Atlantic Coast Mortgage, VA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 23 years of experience (lender page, 2026-10-09) ## Questions to ask - Are you a reverse mortgage specialist, and how many have you closed? - What are the total costs, including mortgage insurance? - What happens to the home for my heirs? Cite as: LenDb.ai, https://lendb.ai/s/reverse/new-jersey. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._