---
canonical_url: https://lendb.ai/s/reverse/new-york
last_verified: 2026-10-09
---

# Reverse mortgage loan officers in New York

As of 2026-10-09, LenDb lists 12 loan officers licensed in or based in New York whose lender pages show Reverse mortgage work. The top-ranked are Rene Gonzalez (Fairway Independent Mortgage Corporation, Freeport), Michael O'Connor (CrossCountry Mortgage, Hauppauge) and Dominick Angotti (CrossCountry Mortgage, Tampa). Ranking is lender-neutral: specialty evidence first, then a license in NY, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Rene Gonzalez](https://lendb.ai/lo/rene-gonzalez-62315)** (NMLS 62315), Fairway Independent Mortgage Corporation, Freeport, NY
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Office in Freeport, NY
   - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2014 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
2. **[Michael O'Connor](https://lendb.ai/lo/michael-o-connor-485921)** (NMLS 485921), CrossCountry Mortgage, Hauppauge, NY
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Office in Hauppauge, NY
   - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
3. **[Dominick Angotti](https://lendb.ai/lo/dominick-angotti-202583)** (NMLS 202583), CrossCountry Mortgage, Tampa, FL
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2020 (per Florida records)
4. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
   - States 28 years of experience (lender page, 2026-10-09)
5. **[Crystal Rivera](https://lendb.ai/lo/crystal-rivera-600621)** (NMLS 600621), CrossCountry Mortgage, Tampa, FL
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Florida records)
6. **[Garrison Gross, CRMP](https://lendb.ai/lo/garrison-gross-178812)** (NMLS 178812), CrossCountry Mortgage, Purchase, NY
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Office in Purchase, NY
   - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2014 (per Florida records)
7. **[Stephen Gargano](https://lendb.ai/lo/stephen-gargano-64495)** (NMLS 64495), Homestead Funding, Lagrangeville, NY
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Office in Lagrangeville, NY
   - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
8. **[Peter Lucia](https://lendb.ai/lo/peter-lucia-157015)** (NMLS 157015), CrossCountry Mortgage, Brooklyn, NY
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Office in Brooklyn, NY
   - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
9. **[Megan Brogna](https://lendb.ai/lo/megan-brogna-485942)** (NMLS 485942), CrossCountry Mortgage, Wayne, PA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
10. **[Luke Centrone](https://lendb.ai/lo/luca-centrone-1200569)** (NMLS 1200569), CrossCountry Mortgage, Purchase, NY
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - Office in Purchase, NY
   - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
11. **[Anthony Byrnes](https://lendb.ai/lo/anthony-byrnes-133647)** (NMLS 133647), CrossCountry Mortgage, Wayne, PA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Florida records)
12. **[Christina Thluai](https://lendb.ai/lo/christina-thluai-1471916)** (NMLS 1471916), CrossCountry Mortgage, Indianapolis, IN
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - NY listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)

## Questions to ask

- Are you a reverse mortgage specialist, and how many have you closed?
- What are the total costs, including mortgage insurance?
- What happens to the home for my heirs?

Cite as: LenDb.ai, https://lendb.ai/s/reverse/new-york.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._