--- canonical_url: https://lendb.ai/s/reverse/north-carolina last_verified: 2026-10-09 --- # Reverse mortgage loan officers in North Carolina As of 2026-10-09, LenDb lists 35 loan officers licensed in or based in North Carolina whose lender pages show Reverse mortgage work. The top-ranked are Tom Hammond (CrossCountry Mortgage, Charlotte), Justin Burris (Fairway Independent Mortgage Corporation, Raleigh) and Thomas Lake (Guild Mortgage, San Diego). Ranking is lender-neutral: specialty evidence first, then a license in NC, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Tom Hammond](https://lendb.ai/lo/tom-hammond-453399)** (NMLS 453399), CrossCountry Mortgage, Charlotte, NC - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Charlotte, NC - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 2. **[Justin Burris](https://lendb.ai/lo/justin-burris-659024)** (NMLS 659024), Fairway Independent Mortgage Corporation, Raleigh, NC - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Raleigh, NC - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 3. **[Thomas Lake](https://lendb.ai/lo/thomas-lake-311824)** (NMLS 311824), Guild Mortgage, San Diego, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 4. **[John Coniglio](https://lendb.ai/lo/john-coniglio-255102)** (NMLS 255102), Guild Mortgage, Anderson, SC - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) - States 18 years of experience (lender page, 2026-10-09) 5. **[Glenn Grant](https://lendb.ai/lo/glenn-grant-117776)** (NMLS 117776), CrossCountry Mortgage, Naples, FL - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 38 years of experience (lender page, 2026-10-09) 6. **[Melissa Harrison, RMA®](https://lendb.ai/lo/melissa-harrison-2752622)** (NMLS 2752622), CrossCountry Mortgage, Denville, NJ - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 7. **[Chris Lee](https://lendb.ai/lo/christopher-lee-201715)** (NMLS 201715), Guild Mortgage, San Diego, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 13 years of experience (lender page, 2026-10-09) 8. **[Christine Jensen](https://lendb.ai/lo/christine-jensen-244648)** (NMLS 244648), Fairway Independent Mortgage Corporation, Arvada, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2008 (per Colorado records) 9. **[Patrick Stoy](https://lendb.ai/lo/patrick-stoy-39527)** (NMLS 39527), CrossCountry Mortgage, Wilmington, NC - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Wilmington, NC - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 10. **[Tyler Blackman](https://lendb.ai/lo/tyler-blackman-1217164)** (NMLS 1217164), Guild Mortgage, San Diego, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) - States 8 years of experience (lender page, 2026-10-09) 11. **[Derek Helms](https://lendb.ai/lo/james-helms-1494137)** (NMLS 1494137), Fairway Independent Mortgage Corporation, Matthews, NC - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Matthews, NC - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) 12. **[Pat Clay](https://lendb.ai/lo/patricia-clay-1382057)** (NMLS 1382057), Guild Mortgage, Richmond, VA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 10 years of experience (lender page, 2026-10-09) 13. **[Arthur Buhrer](https://lendb.ai/lo/arthur-buhrer-114080)** (NMLS 114080), CrossCountry Mortgage, Sequim, WA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Colorado records) - States 20 years of experience (lender page, 2026-10-09) 14. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 15. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 28 years of experience (lender page, 2026-10-09) 16. **[Gerald Brody](https://lendb.ai/lo/gerald-brody-397642)** (NMLS 397642), CrossCountry Mortgage, Southfield, MI - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 17. **[Neil Sweren, RICP®, CRMP®](https://lendb.ai/lo/neil-sweren-139177)** (NMLS 139177), Atlantic Coast Mortgage, Owings Mills, MD - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 18. **[Crystal Rivera](https://lendb.ai/lo/crystal-rivera-600621)** (NMLS 600621), CrossCountry Mortgage, Tampa, FL - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 19. **[Jeffrey "Zack" Zachow](https://lendb.ai/lo/jeffrey-zachow-450729)** (NMLS 450729), Loan Factory - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 20. **[Paul Caldwell](https://lendb.ai/lo/paul-caldwell-762637)** (NMLS 762637), Fairway Independent Mortgage Corporation, Charlotte, NC - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Office in Charlotte, NC - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 21. **[Timothy Dunn](https://lendb.ai/lo/timothy-dunn-364097)** (NMLS 364097), CrossCountry Mortgage, Mount Pleasant, SC - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2012 (per Florida records) 22. **[Megan Brogna](https://lendb.ai/lo/megan-brogna-485942)** (NMLS 485942), CrossCountry Mortgage, Wayne, PA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 23. **[Genie McGee](https://lendb.ai/lo/lujean-mcgee-506550)** (NMLS 506550), Fairway Independent Mortgage Corporation, Atlanta, GA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 24. **[Garrison Gross, CRMP](https://lendb.ai/lo/garrison-gross-178812)** (NMLS 178812), CrossCountry Mortgage, Purchase, NY - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) 25. **[Damahco Ousley](https://lendb.ai/lo/damahco-ousley-2102342)** (NMLS 2102342), Fairway Independent Mortgage Corporation, Greenwood Village, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) ## Questions to ask - Are you a reverse mortgage specialist, and how many have you closed? - What are the total costs, including mortgage insurance? - What happens to the home for my heirs? Cite as: LenDb.ai, https://lendb.ai/s/reverse/north-carolina. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._