{
  "canonical_url": "https://lendb.ai/s/reverse/ohio",
  "summary": "As of 2026-10-09, LenDb lists 32 loan officers licensed in or based in Ohio whose lender pages show Reverse mortgage work. The top-ranked are Dawn Rae Pemberton (Fairway Independent Mortgage Corporation, Naples), Thomas Lake (Guild Mortgage, San Diego) and Agostino (Augie) Iacono (Barrett Financial Group, Brookfield). Ranking is lender-neutral: specialty evidence first, then a license in OH, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "reverse",
  "state": "OH",
  "total": 32,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 53.3,
      "loan_officer": {
        "nmls_id": 162320,
        "slug": "dawn-pemberton-162320",
        "full_name": "Dawn Rae Pemberton",
        "canonical_url": "https://lendb.ai/lo/dawn-pemberton-162320",
        "json_url": "https://lendb.ai/lo/dawn-pemberton-162320.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289"
        },
        "branch": {
          "city": "Naples",
          "state": "FL"
        },
        "licensed_states": [
          "FL",
          "AR",
          "AZ",
          "CA",
          "CO",
          "GA",
          "IL",
          "KS",
          "KY",
          "LA",
          "MN",
          "MO",
          "NM",
          "OH",
          "OK",
          "PA",
          "TN",
          "TX",
          "VA",
          "WA",
          "WI"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": null,
        "lender_profile_url": "https://www.fairway.com/lo/dawn-pemberton-162320"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in OH (listed on lender page, verified 2026-10-09)",
        "15 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/dawn-pemberton-162320"
    },
    {
      "rank": 2,
      "score": 49,
      "loan_officer": {
        "nmls_id": 311824,
        "slug": "thomas-lake-311824",
        "full_name": "Thomas Lake",
        "canonical_url": "https://lendb.ai/lo/thomas-lake-311824",
        "json_url": "https://lendb.ai/lo/thomas-lake-311824.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274"
        },
        "branch": {
          "city": "San Diego",
          "state": "CA"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "CA",
          "GA",
          "IL",
          "IN",
          "MD",
          "ME",
          "MN",
          "NC",
          "NV",
          "OH",
          "TN",
          "TX",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 8,
        "years_experience": null,
        "lender_profile_url": "https://branches.guildmortgage.com/ca/sandiego/thomas-lake-332-chtl.html"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in OH (listed on lender page, verified 2026-10-09)",
        "8 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/thomas-lake-311824"
    },
    {
      "rank": 3,
      "score": 48.3,
      "loan_officer": {
        "nmls_id": 283725,
        "slug": "agostino-augie-iacono-283725",
        "full_name": "Agostino (Augie) Iacono",
        "canonical_url": "https://lendb.ai/lo/agostino-augie-iacono-283725",
        "json_url": "https://lendb.ai/lo/agostino-augie-iacono-283725.json",
        "lender": {
          "nmls_id": 181106,
          "name": "Barrett Financial Group",
          "canonical_url": "https://lendb.ai/lender/barrett-financial-181106"
        },
        "branch": {
          "city": "Brookfield",
          "state": "WI"
        },
        "licensed_states": [
          "AZ",
          "FL",
          "IL",
          "IN",
          "KY",
          "MI",
          "MN",
          "OH",
          "OK",
          "PA",
          "WI"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "bank-statement",
            "evidence": "lender_page_text"
          },
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 9,
        "years_experience": null,
        "lender_profile_url": "https://www.barrettfinancial.com/agostino-augie-iacono"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in OH (listed on lender page, verified 2026-10-09)",
        "9 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/agostino-augie-iacono-283725"
    },
    {
      "rank": 4,
      "score": 48.3,
      "loan_officer": {
        "nmls_id": 2002161,
        "slug": "robert-white-2002161",
        "full_name": "Robert White",
        "canonical_url": "https://lendb.ai/lo/robert-white-2002161",
        "json_url": "https://lendb.ai/lo/robert-white-2002161.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
          "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274"
        },
        "branch": {
          "city": "San Diego",
          "state": "CA"
        },
        "licensed_states": [
          "FL",
          "AZ",
          "CA",
          "CO",
          "OH",
          "TX",
          "WA",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 5,
        "years_experience": 10,
        "lender_profile_url": "https://branches.guildmortgage.com/ca/sandiego/robert-white-332-chrw.html"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in OH (listed on lender page, verified 2026-10-09)",
        "5 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/robert-white-2002161"
    },
    {
      "rank": 5,
      "score": 48,
      "loan_officer": {
        "nmls_id": 639480,
        "slug": "jason-austin-639480",
        "full_name": "Jason Austin",
        "canonical_url": "https://lendb.ai/lo/jason-austin-639480",
        "json_url": "https://lendb.ai/lo/jason-austin-639480.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289"
        },
        "branch": {
          "city": "Uniontown",
          "state": "OH"
        },
        "licensed_states": [
          "OH"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": null,
        "lender_profile_url": "https://www.fairway.com/lo/jason-austin-639480"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in OH (listed on lender page, verified 2026-10-09)",
        "Branch in Ohio",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/jason-austin-639480"
    },
    {
      "rank": 6,
      "score": 47,
      "loan_officer": {
        "nmls_id": 139177,
        "slug": "neil-sweren-139177",
        "full_name": "Neil Sweren",
        "canonical_url": "https://lendb.ai/lo/neil-sweren-139177",
        "json_url": "https://lendb.ai/lo/neil-sweren-139177.json",
        "lender": {
          "nmls_id": 643114,
          "name": "Atlantic Coast Mortgage",
          "canonical_url": "https://lendb.ai/lender/atlantic-coast-mortgage-643114"
        },
        "branch": {
          "city": "Owings Mills",
          "state": "MD"
        },
        "licensed_states": [
          "FL",
          "AL",
          "CA",
          "CO",
          "DC",
          "DE",
          "GA",
          "MD",
          "NC",
          "NJ",
          "OH",
          "PA",
          "RI",
          "SC",
          "TX",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 9,
        "years_experience": null,
        "lender_profile_url": "https://www.atlanticcoastmortgage.com/lo/neil-sweren/"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in OH (listed on lender page, verified 2026-10-09)",
        "9 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/neil-sweren-139177"
    },
    {
      "rank": 7,
      "score": 46.8,
      "loan_officer": {
        "nmls_id": 283160,
        "slug": "melissa-johnson-283160",
        "full_name": "Missy Johnson",
        "canonical_url": "https://lendb.ai/lo/melissa-johnson-283160",
        "json_url": "https://lendb.ai/lo/melissa-johnson-283160.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029"
        },
        "branch": {
          "city": "Columbus",
          "state": "OH"
        },
        "licensed_states": [
          "FL",
          "OH"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "down-payment-assistance",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "renovation",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 8,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/columbus-oh-2097/melissa-johnson/"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in OH (listed on lender page, verified 2026-10-09)",
        "Branch in Ohio",
        "8 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/melissa-johnson-283160"
    },
    {
      "rank": 8,
      "score": 46.5,
      "loan_officer": {
        "nmls_id": 361363,
        "slug": "martin-parada-361363",
        "full_name": "Marty Parada",
        "canonical_url": "https://lendb.ai/lo/martin-parada-361363",
        "json_url": "https://lendb.ai/lo/martin-parada-361363.json",
        "lender": {
          "nmls_id": 2179191,
          "name": "Xpert Home Lending",
          "canonical_url": "https://lendb.ai/lender/xpert-home-lending-2179191"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "licensed_states": [
          "FL",
          "AZ",
          "CA",
          "NC",
          "NV",
          "OH",
          "SC",
          "TN",
          "TX",
          "WA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 4,
        "years_experience": 30,
        "lender_profile_url": "https://xperthomelending.com/loan-directory/marty-parada"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in OH (listed on lender page, verified 2026-10-09)",
        "4 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/martin-parada-361363"
    },
    {
      "rank": 9,
      "score": 46,
      "loan_officer": {
        "nmls_id": 1494137,
        "slug": "james-helms-1494137",
        "full_name": "Derek Helms",
        "canonical_url": "https://lendb.ai/lo/james-helms-1494137",
        "json_url": "https://lendb.ai/lo/james-helms-1494137.json",
        "lender": {
          "nmls_id": 2289,
          "name": "Fairway Independent Mortgage Corporation",
          "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289"
        },
        "branch": {
          "city": "Matthews",
          "state": "NC"
        },
        "licensed_states": [
          "FL",
          "AL",
          "MD",
          "NC",
          "OH",
          "OR",
          "PA",
          "SC",
          "TN",
          "VA",
          "WV"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 6,
        "years_experience": null,
        "lender_profile_url": "https://www.fairway.com/lo/derek-helms-1494137"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in OH (listed on lender page, verified 2026-10-09)",
        "6 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/james-helms-1494137"
    },
    {
      "rank": 10,
      "score": 45,
      "loan_officer": {
        "nmls_id": 485942,
        "slug": "megan-brogna-485942",
        "full_name": "Megan Brogna",
        "canonical_url": "https://lendb.ai/lo/megan-brogna-485942",
        "json_url": "https://lendb.ai/lo/megan-brogna-485942.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029"
        },
        "branch": {
          "city": "Wayne",
          "state": "PA"
        },
        "licensed_states": [
          "FL",
          "AL",
          "AZ",
          "CA",
          "DC",
          "DE",
          "GA",
          "IA",
          "LA",
          "MA",
          "MD",
          "ME",
          "MI",
          "MO",
          "NC",
          "NH",
          "NJ",
          "NY",
          "OH",
          "PA",
          "SC",
          "TN",
          "TX",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 4,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/wayne-pa-3944/megan-brogna/"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in OH (listed on lender page, verified 2026-10-09)",
        "4 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/megan-brogna-485942"
    },
    {
      "rank": 11,
      "score": 44.5,
      "loan_officer": {
        "nmls_id": 133647,
        "slug": "anthony-byrnes-133647",
        "full_name": "Anthony Byrnes",
        "canonical_url": "https://lendb.ai/lo/anthony-byrnes-133647",
        "json_url": "https://lendb.ai/lo/anthony-byrnes-133647.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029"
        },
        "branch": {
          "city": "Wayne",
          "state": "PA"
        },
        "licensed_states": [
          "FL",
          "CA",
          "CO",
          "GA",
          "KS",
          "MA",
          "MO",
          "NC",
          "NJ",
          "NY",
          "OH",
          "PA",
          "SC",
          "TN",
          "TX",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 15,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/wayne-pa-3944/anthony-byrnes/"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in OH (listed on lender page, verified 2026-10-09)",
        "15 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/anthony-byrnes-133647"
    },
    {
      "rank": 12,
      "score": 44,
      "loan_officer": {
        "nmls_id": 209728,
        "slug": "patrick-ortiz-209728",
        "full_name": "Patrick Ortiz",
        "canonical_url": "https://lendb.ai/lo/patrick-ortiz-209728",
        "json_url": "https://lendb.ai/lo/patrick-ortiz-209728.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029"
        },
        "branch": {
          "city": "Newport Beach",
          "state": "CA"
        },
        "licensed_states": [
          "FL",
          "AK",
          "AL",
          "AR",
          "CA",
          "CO",
          "CT",
          "HI",
          "ID",
          "KS",
          "KY",
          "LA",
          "MT",
          "NM",
          "NV",
          "OH",
          "OR",
          "TN",
          "TX",
          "VA",
          "WA",
          "WY"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 14,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/newport-beach-ca-3851/patrick-ortiz/"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in OH (listed on lender page, verified 2026-10-09)",
        "14 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/patrick-ortiz-209728"
    },
    {
      "rank": 13,
      "score": 43.8,
      "loan_officer": {
        "nmls_id": 150626,
        "slug": "kirk-ulshafer-150626",
        "full_name": "Kirk Ulshafer",
        "canonical_url": "https://lendb.ai/lo/kirk-ulshafer-150626",
        "json_url": "https://lendb.ai/lo/kirk-ulshafer-150626.json",
        "lender": {
          "nmls_id": 3029,
          "name": "CrossCountry Mortgage",
          "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029"
        },
        "branch": {
          "city": "Wayne",
          "state": "PA"
        },
        "licensed_states": [
          "FL",
          "AL",
          "CA",
          "CO",
          "DC",
          "GA",
          "IL",
          "MD",
          "MI",
          "NJ",
          "OH",
          "PA",
          "TX",
          "WI"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "reverse",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 0,
        "years_experience": null,
        "lender_profile_url": "https://crosscountrymortgage.com/wayne-pa-3944/kirk-ulshafer/"
      },
      "reasons": [
        "Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)",
        "Licensed in OH (listed on lender page, verified 2026-10-09)",
        "0 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/kirk-ulshafer-150626"
    },
    {
      "rank": 14,
      "score": 43.8,
      "loan_officer": {
        "nmls_id": 1614027,
        "slug": "trevor-satkowski-1614027",
        "full_name": "Trevor Satkowski",
        "canonical_url": "https://lendb.ai/lo/trevor-satkowski-1614027",
        "json_url": "https://lendb.ai/lo/trevor-satkowski-1614027.json",
        "lender": {
          "nmls_id": 3274,
          "name": "Guild Mortgage",
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}