---
canonical_url: https://lendb.ai/s/reverse/south-dakota
last_verified: 2026-10-09
---

# Reverse mortgage loan officers in South Dakota

As of 2026-10-09, LenDb lists 7 loan officers licensed in or based in South Dakota whose lender pages show Reverse mortgage work. The top-ranked are Earl Rose (CrossCountry Mortgage, Bloomington), Devin Fahrner (American Pacific Mortgage, Eagle) and Sarena Talbert (CrossCountry Mortgage, Newport Beach). Ranking is lender-neutral: specialty evidence first, then a license in SD, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Earl Rose](https://lendb.ai/lo/earl-rose-212480)** (NMLS 212480), CrossCountry Mortgage, Bloomington, MN
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Florida records)
   - States 45 years of experience (lender page, 2026-10-09)
2. **[Devin Fahrner](https://lendb.ai/lo/devin-fahrner-399405)** (NMLS 399405), American Pacific Mortgage, Eagle, ID
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Colorado records)
   - States 30 years of experience (lender page, 2026-10-09)
3. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)
   - States 28 years of experience (lender page, 2026-10-09)
4. **[Zack Nored](https://lendb.ai/lo/zachary-nored-1446942)** (NMLS 1446942), Guild Mortgage, Boise, ID
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Florida records)
5. **[Trevor Satkowski](https://lendb.ai/lo/trevor-satkowski-1614027)** (NMLS 1614027), Guild Mortgage, San Diego, CA
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
6. **[Amber Docken](https://lendb.ai/lo/amber-docken-1236912)** (NMLS 1236912), CrossCountry Mortgage, Bozeman, MT
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
7. **[Olivia Noel Greer](https://lendb.ai/lo/olivia-noel-greer-2407036)** (NMLS 2407036), Guild Mortgage, Boulder, CO
   - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09)
   - SD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Colorado records)

## Questions to ask

- Are you a reverse mortgage specialist, and how many have you closed?
- What are the total costs, including mortgage insurance?
- What happens to the home for my heirs?

Cite as: LenDb.ai, https://lendb.ai/s/reverse/south-dakota.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._