--- canonical_url: https://lendb.ai/s/reverse/washington last_verified: 2026-10-09 --- # Reverse mortgage loan officers in Washington As of 2026-10-09, LenDb lists 85 loan officers licensed in or based in Washington whose lender pages show Reverse mortgage work. The top-ranked are Shelley Covington (Intercap Lending, Kirkland), Michael Dubrule (American Pacific Mortgage, Yakima) and Rick Gerkman (CrossCountry Mortgage, Lake Oswego). Ranking is lender-neutral: specialty evidence first, then a license in WA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Shelley Covington](https://lendb.ai/lo/shelley-covington-102076)** (NMLS 102076), Intercap Lending, Kirkland, WA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - Branch in Washington - 25 years experience (stated on lender page, 2026-10-09) 2. **[Michael Dubrule](https://lendb.ai/lo/michael-dubrule-92043)** (NMLS 92043), American Pacific Mortgage, Yakima, WA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - Branch in Washington - 33 years experience (stated on lender page, 2026-10-09) 3. **[Rick Gerkman](https://lendb.ai/lo/rick-gerkman-304887)** (NMLS 304887), CrossCountry Mortgage, Lake Oswego, OR - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 25 years experience (stated on lender page, 2026-10-09) 4. **[Tom Russell](https://lendb.ai/lo/tom-russell-489545)** (NMLS 489545), Guild Mortgage, Wilsonville, OR - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 30 years experience (stated on lender page, 2026-10-09) 5. **[Julie Nash](https://lendb.ai/lo/julie-nash-789031)** (NMLS 789031), CrossCountry Mortgage, Bend, OR - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 35 years experience (stated on lender page, 2026-10-09) 6. **[Blake Vaughn](https://lendb.ai/lo/blake-vaughn-1806623)** (NMLS 1806623), CrossCountry Mortgage, Bend, OR - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 35 years experience (stated on lender page, 2026-10-09) 7. **[Dawn Rae Pemberton](https://lendb.ai/lo/dawn-pemberton-162320)** (NMLS 162320), Fairway Independent Mortgage Corporation, Naples, FL - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 15 years licensed 8. **[Gregg Scharin](https://lendb.ai/lo/andrew-scharin-120297)** (NMLS 120297), CrossCountry Mortgage, Scottsdale, AZ - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 13 years licensed 9. **[Ed Frankel](https://lendb.ai/lo/ed-frankel-180468)** (NMLS 180468), CrossCountry Mortgage, Cleveland, OH - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 25 years experience (stated on lender page, 2026-10-09) 10. **[John Coniglio](https://lendb.ai/lo/john-coniglio-255102)** (NMLS 255102), Guild Mortgage, Anderson, SC - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 12 years licensed 11. **[Dawn Schowalter](https://lendb.ai/lo/dawn-schowalter-211115)** (NMLS 211115), Guild Mortgage, Richmond, VA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 11 years licensed 12. **[Heidi Green](https://lendb.ai/lo/heidi-green-344768)** (NMLS 344768), CrossCountry Mortgage, Seattle, WA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - Branch in Washington - 20 years experience (stated on lender page, 2026-10-09) 13. **[Chris Lee](https://lendb.ai/lo/christopher-lee-201715)** (NMLS 201715), Guild Mortgage, San Diego, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 8 years licensed 14. **[Brandon Hansen](https://lendb.ai/lo/brandon-hansen-283559)** (NMLS 283559), Guild Mortgage, Toquerville, UT - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 8 years licensed 15. **[Rose Krieger](https://lendb.ai/lo/rose-krieger-1376145)** (NMLS 1376145), Churchill Mortgage, Spokane Valley, WA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - Branch in Washington - 7 years experience (stated on lender page, 2026-10-09) 16. **[Earl Rose](https://lendb.ai/lo/earl-rose-212480)** (NMLS 212480), CrossCountry Mortgage, Bloomington, MN - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 7 years licensed 17. **[Kathy Burns](https://lendb.ai/lo/kathy-burns-288457)** (NMLS 288457), CrossCountry Mortgage, Newport Beach, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 11 years licensed 18. **[Thomas Lake](https://lendb.ai/lo/thomas-lake-311824)** (NMLS 311824), Guild Mortgage, San Diego, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 8 years licensed 19. **[Richard Grossman](https://lendb.ai/lo/richard-grossman-2108667)** (NMLS 2108667), American Pacific Mortgage, Tualatin, OR - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 25 years experience (stated on lender page, 2026-10-09) 20. **[Robert White](https://lendb.ai/lo/robert-white-2002161)** (NMLS 2002161), Guild Mortgage, San Diego, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 5 years licensed 21. **[Georgina Olsen](https://lendb.ai/lo/georgina-olsen-11910)** (NMLS 11910), Guild Mortgage, Spokane, WA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - Branch in Washington 22. **[Leslie Heid](https://lendb.ai/lo/leslie-heid-1252398)** (NMLS 1252398), CrossCountry Mortgage, Newport Beach, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 10 years licensed 23. **[Rick Williams](https://lendb.ai/lo/richard-williams-1216580)** (NMLS 1216580), CrossCountry Mortgage, Newport Beach, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 8 years licensed 24. **[Christopher Gibson](https://lendb.ai/lo/christopher-gibson-1910430)** (NMLS 1910430), C2 Financial Corporation, Denver, WA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - Branch in Washington - 2 years licensed 25. **[Pat Clay](https://lendb.ai/lo/patricia-clay-1382057)** (NMLS 1382057), Guild Mortgage, Richmond, VA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 8 years licensed ## Questions to ask - Are you a reverse mortgage specialist, and how many have you closed? - What are the total costs, including mortgage insurance? - What happens to the home for my heirs? Cite as: LenDb.ai, https://lendb.ai/s/reverse/washington. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._