--- canonical_url: https://lendb.ai/s/reverse/wyoming last_verified: 2026-10-09 --- # Reverse mortgage loan officers in Wyoming As of 2026-10-09, LenDb lists 32 loan officers licensed in or based in Wyoming whose lender pages show Reverse mortgage work. The top-ranked are Gregg Scharin (CrossCountry Mortgage, Scottsdale), Ken Smith (Churchill Mortgage, Colorado Springs) and Stacy Fridal (Guild Mortgage, Fort Collins). Ranking is lender-neutral: specialty evidence first, then a license in WY, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Gregg Scharin](https://lendb.ai/lo/andrew-scharin-120297)** (NMLS 120297), CrossCountry Mortgage, Scottsdale, AZ - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 13 years licensed - No disciplinary actions on file at LenDb 2. **[Ken Smith](https://lendb.ai/lo/ken-smith-71162)** (NMLS 71162), Churchill Mortgage, Colorado Springs, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 23 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 3. **[Stacy Fridal](https://lendb.ai/lo/stacy-fridal-289577)** (NMLS 289577), Guild Mortgage, Fort Collins, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 30 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 4. **[Troy Baldwin](https://lendb.ai/lo/troy-baldwin-2152192)** (NMLS 2152192), Guild Mortgage, Fort Collins, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 30 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 5. **[John Coniglio](https://lendb.ai/lo/john-coniglio-255102)** (NMLS 255102), Guild Mortgage, Anderson, SC - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 12 years licensed - No disciplinary actions on file at LenDb 6. **[Richard Stewart](https://lendb.ai/lo/richard-stewart-1428112)** (NMLS 1428112), CrossCountry Mortgage, Greenwood Village, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 7. **[Kim Woodworth](https://lendb.ai/lo/kim-woodworth-474485)** (NMLS 474485), Guild Mortgage, Casper, WY - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - Branch in Wyoming - No disciplinary actions on file at LenDb 8. **[Brandon Hansen](https://lendb.ai/lo/brandon-hansen-283559)** (NMLS 283559), Guild Mortgage, Toquerville, UT - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 8 years licensed - No disciplinary actions on file at LenDb 9. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 12 years licensed - No disciplinary actions on file at LenDb 10. **[Erik Patten](https://lendb.ai/lo/erik-patten-507517)** (NMLS 507517), Guild Mortgage, Boulder, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 11. **[Robert White](https://lendb.ai/lo/robert-white-2002161)** (NMLS 2002161), Guild Mortgage, San Diego, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 12. **[Patrick Ortiz](https://lendb.ai/lo/patrick-ortiz-209728)** (NMLS 209728), CrossCountry Mortgage, Newport Beach, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb 13. **[Marco Guerra](https://lendb.ai/lo/marco-guerra-453621)** (NMLS 453621), Guild Mortgage, Santa Rosa, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 14. **[Curtis Packer](https://lendb.ai/lo/curtis-packer-468085)** (NMLS 468085), Fairway Independent Mortgage Corporation, Kaysville, UT - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - No disciplinary actions on file at LenDb 15. **[Zack Nored](https://lendb.ai/lo/zachary-nored-1446942)** (NMLS 1446942), Guild Mortgage, Boise, ID - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 16. **[Michael Jones](https://lendb.ai/lo/michael-jones-4734)** (NMLS 4734), Intercap Lending, Canyons, UT - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 17. **[Trudi Hatch](https://lendb.ai/lo/trudi-hatch-139284)** (NMLS 139284), Guild Mortgage, Tremonton, UT - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 27 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 18. **[Dan Conner](https://lendb.ai/lo/daniel-conner-275929)** (NMLS 275929), Guild Mortgage, Greenwood Village, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 0 years licensed - No disciplinary actions on file at LenDb 19. **[Todd Nunis](https://lendb.ai/lo/roy-nunis-134294)** (NMLS 134294), Guild Mortgage, Colleyville, TX - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb 20. **[Brent Rose](https://lendb.ai/lo/brent-rose-308611)** (NMLS 308611), Intercap Lending, Pleasant Grove, UT - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb 21. **[Joseph Pattee](https://lendb.ai/lo/joseph-pattee-7464)** (NMLS 7464), Guild Mortgage, Boise, ID - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - No disciplinary actions on file at LenDb 22. **[Courtney Velvin](https://lendb.ai/lo/courtney-velvin-1639594)** (NMLS 1639594), Guild Mortgage, Greenwood Village, CO - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - No disciplinary actions on file at LenDb 23. **[Sarena Talbert](https://lendb.ai/lo/sarena-talbert-1043739)** (NMLS 1043739), CrossCountry Mortgage, Newport Beach, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 2 years licensed - No disciplinary actions on file at LenDb 24. **[Court Crofoot](https://lendb.ai/lo/court-crofoot-200175)** (NMLS 200175), CrossCountry Mortgage, Scottsdale, AZ - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 2 years licensed - No disciplinary actions on file at LenDb 25. **[Tracy Bolen](https://lendb.ai/lo/tracy-bolen-1734508)** (NMLS 1734508), American Pacific Mortgage, Roseville, CA - Lists Reverse mortgage on lender page (lender page, verified 2026-10-09) - Licensed in WY (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb ## Questions to ask - Are you a reverse mortgage specialist, and how many have you closed? - What are the total costs, including mortgage insurance? - What happens to the home for my heirs? Cite as: LenDb.ai, https://lendb.ai/s/reverse/wyoming. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._