{
  "canonical_url": "https://lendb.ai/s/rural/alabama",
  "summary": "As of 2026-10-09, LenDb lists 2 loan officers licensed in or based in Alabama whose lender pages show Rural property work. The top-ranked are Ross McGhie (Loan Factory) and Stephanie Mills (Loan Factory). Ranking is lender-neutral: specialty evidence first, then a license in AL, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "rural",
  "state": "AL",
  "total": 2,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 47.3,
      "loan_officer": {
        "nmls_id": 1923568,
        "slug": "ross-mcghie-1923568",
        "full_name": "Ross McGhie",
        "canonical_url": "https://lendb.ai/lo/ross-mcghie-1923568",
        "json_url": "https://lendb.ai/lo/ross-mcghie-1923568.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "licensed_states": [
          "FL",
          "AL"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "rural",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 6,
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/ross-mcghie-1923568"
      },
      "reasons": [
        "Lists Rural property on lender page (lender page, verified 2026-10-09)",
        "Licensed in AL (listed on lender page, verified 2026-10-09)",
        "6 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/ross-mcghie-1923568"
    },
    {
      "rank": 2,
      "score": 40.3,
      "loan_officer": {
        "nmls_id": 2818375,
        "slug": "stephanie-mills-2818375",
        "full_name": "Stephanie Mills",
        "canonical_url": "https://lendb.ai/lo/stephanie-mills-2818375",
        "json_url": "https://lendb.ai/lo/stephanie-mills-2818375.json",
        "lender": {
          "nmls_id": 320841,
          "name": "Loan Factory",
          "canonical_url": "https://lendb.ai/lender/loan-factory-320841"
        },
        "branch": {
          "city": null,
          "state": null
        },
        "licensed_states": [
          "FL",
          "AL"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "manufactured",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "usda",
            "evidence": "lender_page_text"
          },
          {
            "slug": "rural",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 0,
        "years_experience": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/stephanie-mills-2818375"
      },
      "reasons": [
        "Lists Rural property on lender page (lender page, verified 2026-10-09)",
        "Licensed in AL (listed on lender page, verified 2026-10-09)",
        "0 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/stephanie-mills-2818375"
    }
  ]
}