---
canonical_url: https://lendb.ai/s/rural/california
last_verified: 2026-10-09
---

# Rural property loan officers in California

As of 2026-10-09, LenDb lists 3 loan officers licensed in or based in California whose lender pages show Rural property work. The top-ranked are Jody Richards (Loan Factory, Red Bluff), Scott Daniel Storrs (C2 Financial Corporation) and Patricia Loya (Xpert Home Lending). Ranking is lender-neutral: specialty evidence first, then a license in CA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Jody Richards](https://lendb.ai/lo/jody-richards-398979)** (NMLS 398979), Loan Factory, Red Bluff, CA
   - Lists Rural property on lender page (lender page, verified 2026-10-09)
   - Office in Red Bluff, CA
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Scott Daniel Storrs](https://lendb.ai/lo/scott-daniel-storrs-1284056)** (NMLS 1284056), C2 Financial Corporation
   - Lists Rural property on lender page (lender page, verified 2026-10-09)
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
3. **[Patricia Loya](https://lendb.ai/lo/patricia-loya-1016772)** (NMLS 1016772), Xpert Home Lending
   - Lists Rural property on lender page (lender page, verified 2026-10-09)
   - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- What is your maximum acreage, and how do you treat outbuildings?
- Do you have appraisers who know rural properties in this county?
- Does this location qualify for USDA financing?

Cite as: LenDb.ai, https://lendb.ai/s/rural/california.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._