---
canonical_url: https://lendb.ai/s/rural/florida
last_verified: 2026-10-10
---

# Rural property loan officers in Florida

As of 2026-10-10, LenDb lists 6 loan officers licensed in or based in Florida whose lender pages show Rural property work. The top-ranked are Brian Reeve (Neighborhood Loans), Joseph Geffert (Loan Factory) and Ed Buck (American Pacific Mortgage, Port Charlotte). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Brian Reeve](https://lendb.ai/lo/brian-reeve-694300)** (NMLS 694300), Neighborhood Loans
   - Lists Rural property on lender page (lender page, verified 2026-10-10)
   - Licensed in FL: confirmed with the Florida regulator (license LO104951), verified 2026-10-09
   - Licensed since 2022 (per Florida records)
   - States 28 years of experience (lender page, 2026-10-10)
2. **[Joseph Geffert](https://lendb.ai/lo/joseph-geffert-186479)** (NMLS 186479), Loan Factory, KY
   - Lists Rural property on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO130319), verified 2026-10-09
   - Licensed since 2024 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
3. **[Ed Buck](https://lendb.ai/lo/edward-buck-224126)** (NMLS 224126), American Pacific Mortgage, Port Charlotte, FL
   - Lists Rural property on lender page (lender page, verified 2026-10-09)
   - Office in Port Charlotte, FL
   - Licensed in FL: confirmed with the Florida regulator (license LO1517), verified 2026-10-09
   - Licensed since 2011 (per Florida records)
4. **[Kevin O'Connell](https://lendb.ai/lo/kevin-o-connell-279865)** (NMLS 279865), Guild Mortgage, Washington, MO
   - Lists Rural property on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO96625), verified 2026-10-09
   - Licensed since 2021 (per Florida records)
5. **[Ross McGhie](https://lendb.ai/lo/ross-mcghie-1923568)** (NMLS 1923568), Loan Factory
   - Lists Rural property on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO66333), verified 2026-10-09
   - Licensed since 2019 (per Florida records)
6. **[Cyntia Erickson](https://lendb.ai/lo/cyntia-erickson-2685264)** (NMLS 2685264), Loan Factory
   - Lists Rural property on lender page (lender page, verified 2026-10-09)
   - FL listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- What is your maximum acreage, and how do you treat outbuildings?
- Do you have appraisers who know rural properties in this county?
- Does this location qualify for USDA financing?

Cite as: LenDb.ai, https://lendb.ai/s/rural/florida.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._