{
  "canonical_url": "https://lendb.ai/s/rural/oregon",
  "summary": "As of 2026-10-26, LenDb lists 1 loan officer licensed in or based in Oregon whose lender pages show Rural property work. The top-ranked is Rhian Erickson (Banner Bank, Pendleton). Ranking is lender-neutral: specialty evidence first, then a license in OR, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "rural",
  "state": "OR",
  "total": 1,
  "last_verified": "2026-10-26",
  "results": [
    {
      "rank": 1,
      "score": 49,
      "loan_officer": {
        "nmls_id": 537238,
        "slug": "rhian-erickson-537238",
        "full_name": "Rhian Erickson",
        "canonical_url": "https://lendb.ai/lo/rhian-erickson-537238",
        "json_url": "https://lendb.ai/lo/rhian-erickson-537238.json",
        "lender": {
          "nmls_id": 439266,
          "name": "Banner Bank",
          "slug": "banner-bank-439266",
          "canonical_url": "https://lendb.ai/lender/banner-bank-439266",
          "type": "bank"
        },
        "branch": {
          "city": "Pendleton",
          "state": "OR"
        },
        "headshot_url": "https://a.mktgcdn.com/p/rWOIjWg5yVljsrDUzkZ86he4l_J0Q6c53v9in-Un4Z0/304x375.jpg",
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "rural",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://loanofficers.bannerbank.com/or/pendleton/rhian-erickson",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Focus: Rural property (from their bio on their lender page, verified 2026-10-26)",
        "Office in Pendleton, OR",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS"
      ],
      "canonical_url": "https://lendb.ai/lo/rhian-erickson-537238",
      "license_check": {
        "state": "OR",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-16",
        "source_url": null
      },
      "match_status": "exact",
      "matched_specialties": [
        "rural"
      ],
      "unconfirmed_specialties": [],
      "match_level": "officer"
    }
  ]
}