---
canonical_url: https://lendb.ai/s/rural/tennessee
last_verified: 2026-10-09
---

# Rural property loan officers in Tennessee

As of 2026-10-09, LenDb lists 2 loan officers licensed in or based in Tennessee whose lender pages show Rural property work. The top-ranked are Joseph Geffert (Loan Factory) and Ed Buck (American Pacific Mortgage, Port Charlotte). Ranking is lender-neutral: specialty evidence first, then a license in TN, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Joseph Geffert](https://lendb.ai/lo/joseph-geffert-186479)** (NMLS 186479), Loan Factory, KY
   - Lists Rural property on lender page (lender page, verified 2026-10-09)
   - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
2. **[Ed Buck](https://lendb.ai/lo/edward-buck-224126)** (NMLS 224126), American Pacific Mortgage, Port Charlotte, FL
   - Lists Rural property on lender page (lender page, verified 2026-10-09)
   - TN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2011 (per Florida records)

## Questions to ask

- What is your maximum acreage, and how do you treat outbuildings?
- Do you have appraisers who know rural properties in this county?
- Does this location qualify for USDA financing?

Cite as: LenDb.ai, https://lendb.ai/s/rural/tennessee.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._