---
canonical_url: https://lendb.ai/s/rural/texas
last_verified: 2026-10-09
---

# Rural property loan officers in Texas

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in Texas whose lender pages show Rural property work. The top-ranked are Joseph Geffert (Loan Factory), Amore Azimi (Embrace Home Loans, Rockville) and Abby Crawford (Highlands Residential Mortgage, Allen). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Joseph Geffert](https://lendb.ai/lo/joseph-geffert-186479)** (NMLS 186479), Loan Factory
   - Lists Rural property on lender page (lender page, verified 2026-10-09)
   - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
2. **[Amore Azimi](https://lendb.ai/lo/amore-azimi-1045180)** (NMLS 1045180), Embrace Home Loans, Rockville, MD
   - Lists Rural property on lender page (lender page, verified 2026-10-09)
   - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
3. **[Abby Crawford](https://lendb.ai/lo/abby-crawford-1751005)** (NMLS 1751005), Highlands Residential Mortgage, Allen, TX
   - Lists Rural property on lender page (lender page, verified 2026-10-09)
   - Office in Allen, TX
   - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 7 years of experience (lender page, 2026-10-09)
4. **[Tim Secor](https://lendb.ai/lo/tim-secor-793567)** (NMLS 793567), Guild Mortgage, Plano, TX
   - Lists Rural property on lender page (lender page, verified 2026-10-09)
   - Office in Plano, TX
   - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
5. **[Heidi Hernandez](https://lendb.ai/lo/heidi-hernandez-2810962)** (NMLS 2810962), Xpert Home Lending
   - Lists Rural property on lender page (lender page, verified 2026-10-09)
   - TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2026 (per Colorado records)

## Questions to ask

- What is your maximum acreage, and how do you treat outbuildings?
- Do you have appraisers who know rural properties in this county?
- Does this location qualify for USDA financing?

Cite as: LenDb.ai, https://lendb.ai/s/rural/texas.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._