{
  "canonical_url": "https://lendb.ai/s/rural/virginia",
  "summary": "As of 2026-10-09, LenDb lists 3 loan officers licensed in or based in Virginia whose lender pages show Rural property work. The top-ranked are Amore Azimi (Embrace Home Loans, Rockville), Russell Smith (ALCOVA Mortgage, Whiteville) and Debi Jamison (Total Mortgage Services, Harrisonburg). Ranking is lender-neutral: specialty evidence first, then a license in VA, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "rural",
  "state": "VA",
  "total": 3,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 50.3,
      "loan_officer": {
        "nmls_id": 1045180,
        "slug": "amore-azimi-1045180",
        "full_name": "Amore Azimi",
        "canonical_url": "https://lendb.ai/lo/amore-azimi-1045180",
        "json_url": "https://lendb.ai/lo/amore-azimi-1045180.json",
        "lender": {
          "nmls_id": 2184,
          "name": "Embrace Home Loans",
          "canonical_url": "https://lendb.ai/lender/embrace-home-loans-2184"
        },
        "branch": {
          "city": "Rockville",
          "state": "MD"
        },
        "licensed_states": [
          "FL",
          "DC",
          "DE",
          "GA",
          "MD",
          "NC",
          "OK",
          "PA",
          "TX",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "rural",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": 9,
        "years_experience": null,
        "lender_profile_url": "https://www.embracehomeloans.com/location/maryland/rockville/amore-azimi"
      },
      "reasons": [
        "Lists Rural property on lender page (lender page, verified 2026-10-09)",
        "Licensed in VA (listed on lender page, verified 2026-10-09)",
        "9 years licensed",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/amore-azimi-1045180"
    },
    {
      "rank": 2,
      "score": 45.8,
      "loan_officer": {
        "nmls_id": 78989,
        "slug": "russell-smith-78989",
        "full_name": "Russell Smith",
        "canonical_url": "https://lendb.ai/lo/russell-smith-78989",
        "json_url": "https://lendb.ai/lo/russell-smith-78989.json",
        "lender": {
          "nmls_id": 40508,
          "name": "ALCOVA Mortgage",
          "canonical_url": "https://lendb.ai/lender/alcova-mortgage-40508"
        },
        "branch": {
          "city": "Whiteville",
          "state": "NC"
        },
        "licensed_states": [
          "NC",
          "SC",
          "VA"
        ],
        "languages": [],
        "specialties": [
          {
            "slug": "construction",
            "evidence": "lender_page_text"
          },
          {
            "slug": "dscr",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "rural",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 32,
        "lender_profile_url": "https://alcova.com/loan-officer/rsmith/"
      },
      "reasons": [
        "Lists Rural property on lender page (lender page, verified 2026-10-09)",
        "Licensed in VA (listed on lender page, verified 2026-10-09)",
        "32 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/russell-smith-78989"
    },
    {
      "rank": 3,
      "score": 40.5,
      "loan_officer": {
        "nmls_id": 2033555,
        "slug": "debi-jamison-2033555",
        "full_name": "Debi Jamison",
        "canonical_url": "https://lendb.ai/lo/debi-jamison-2033555",
        "json_url": "https://lendb.ai/lo/debi-jamison-2033555.json",
        "lender": {
          "nmls_id": 2764,
          "name": "Total Mortgage Services",
          "canonical_url": "https://lendb.ai/lender/total-mortgage-services-2764"
        },
        "branch": {
          "city": "Harrisonburg",
          "state": "VA"
        },
        "licensed_states": [],
        "languages": [],
        "specialties": [
          {
            "slug": "rural",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "years_experience": 30,
        "lender_profile_url": "https://www.totalmortgage.com/bankers/debi-jamison"
      },
      "reasons": [
        "Lists Rural property on lender page (lender page, verified 2026-10-09)",
        "Branch in Virginia; no license list on file yet, verify at NMLS Consumer Access",
        "30 years experience (stated on lender page, 2026-10-09)",
        "No disciplinary actions on file at LenDb"
      ],
      "canonical_url": "https://lendb.ai/lo/debi-jamison-2033555"
    }
  ]
}