---
canonical_url: https://lendb.ai/s/rural/virginia
last_verified: 2026-10-09
---

# Rural property loan officers in Virginia

As of 2026-10-09, LenDb lists 3 loan officers licensed in or based in Virginia whose lender pages show Rural property work. The top-ranked are Amore Azimi (Embrace Home Loans, Rockville), Russell Smith (ALCOVA Mortgage, Whiteville) and Debi Jamison (Total Mortgage Services, Harrisonburg). Ranking is lender-neutral: specialty evidence first, then a license in VA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Amore Azimi](https://lendb.ai/lo/amore-azimi-1045180)** (NMLS 1045180), Embrace Home Loans, Rockville, MD
   - Lists Rural property on lender page (lender page, verified 2026-10-09)
   - Licensed in VA (listed on lender page, verified 2026-10-09)
   - 9 years licensed
   - No disciplinary actions on file at LenDb
2. **[Russell Smith](https://lendb.ai/lo/russell-smith-78989)** (NMLS 78989), ALCOVA Mortgage, Whiteville, NC
   - Lists Rural property on lender page (lender page, verified 2026-10-09)
   - Licensed in VA (listed on lender page, verified 2026-10-09)
   - 32 years experience (stated on lender page, 2026-10-09)
   - No disciplinary actions on file at LenDb
3. **[Debi Jamison](https://lendb.ai/lo/debi-jamison-2033555)** (NMLS 2033555), Total Mortgage Services, Harrisonburg, VA
   - Lists Rural property on lender page (lender page, verified 2026-10-09)
   - Branch in Virginia; no license list on file yet, verify at NMLS Consumer Access
   - 30 years experience (stated on lender page, 2026-10-09)
   - No disciplinary actions on file at LenDb

## Questions to ask

- What is your maximum acreage, and how do you treat outbuildings?
- Do you have appraisers who know rural properties in this county?
- Does this location qualify for USDA financing?

Cite as: LenDb.ai, https://lendb.ai/s/rural/virginia.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._