---
canonical_url: https://lendb.ai/s/self-employed/alabama
last_verified: 2026-10-09
---

# Loan officers for self-employed borrowers in Alabama

As of 2026-10-09, LenDb lists 13 loan officers licensed in or based in Alabama whose lender pages show Self-employed work. The top-ranked are David Simmons (CrossCountry Mortgage, Fort Walton Beach), Nick Redhead (Embrace Home Loans, Pensacola) and James Igbinovia (CrossCountry Mortgage, Scottsdale). Ranking is lender-neutral: specialty evidence first, then a license in AL, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[David Simmons](https://lendb.ai/lo/david-simmons-546581)** (NMLS 546581), CrossCountry Mortgage, Fort Walton Beach, FL
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2026 (per Florida records)
   - States 27 years of experience (lender page, 2026-10-09)
2. **[Nick Redhead](https://lendb.ai/lo/nicholas-redhead-594824)** (NMLS 594824), Embrace Home Loans, Pensacola, FL
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
   - States 23 years of experience (lender page, 2026-10-09)
3. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 20 years of experience (lender page, 2026-10-09)
4. **[Angie Turley](https://lendb.ai/lo/angela-turley-363066)** (NMLS 363066), Fairway Independent Mortgage Corporation, Mooresville, IN
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Florida records)
5. **[Chris Parks](https://lendb.ai/lo/aaron-parks-1021326)** (NMLS 1021326), Churchill Mortgage, Glen Allen, VA
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
6. **[Jeff Adams](https://lendb.ai/lo/jeffrey-adams-1851495)** (NMLS 1851495), CrossCountry Mortgage, Cincinnati, OH
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
7. **[Ivan Lin](https://lendb.ai/lo/ivan-lin-2462401)** (NMLS 2462401), Loan Factory
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
8. **[Christina Bús](https://lendb.ai/lo/christina-bus-118777)** (NMLS 118777), Loan Factory
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
9. **[Maevelyn Watts](https://lendb.ai/lo/maevelyn-watts-2497937)** (NMLS 2497937), CrossCountry Mortgage, Cincinnati, OH
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
10. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2016 (per Colorado records)
11. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
12. **[Deric Jackson](https://lendb.ai/lo/deric-jackson-2234013)** (NMLS 2234013), JPMorgan Chase Bank (Chase Home Lending), Hoover, AL
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - Office in Hoover, AL
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
13. **[Cody Teal](https://lendb.ai/lo/cody-teal-65382)** (NMLS 65382), First Citizens Bank, Wilmington, NC
   - Lists Self-employed on lender page (lender page, verified 2026-10-09)
   - AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- How will you calculate my income from my tax returns?
- Would a bank statement or P&L loan qualify me for more?
- Do I need two years of self-employment history?

Cite as: LenDb.ai, https://lendb.ai/s/self-employed/alabama.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._