{ "canonical_url": "https://lendb.ai/s/self-employed/colorado", "summary": "As of 2026-10-09, LenDb lists 46 loan officers licensed in or based in Colorado whose lender pages show Self-employed work. The top-ranked are Crystal Bunting (Guild Mortgage, Pueblo West), James Igbinovia (CrossCountry Mortgage, Scottsdale) and Eric Gasper (CrossCountry Mortgage, Mineola). Ranking is lender-neutral: specialty evidence first, then a license in CO, branch location, experience and profile completeness. Nobody pays for placement.", "specialty": "self-employed", "state": "CO", "total": 46, "last_verified": "2026-10-09", "results": [ { "rank": 1, "score": 62.8, "loan_officer": { "nmls_id": 281541, "slug": "crystal-bunting-281541", "full_name": "Crystal Bunting", "canonical_url": "https://lendb.ai/lo/crystal-bunting-281541", "json_url": "https://lendb.ai/lo/crystal-bunting-281541.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Pueblo West", "state": "CO" }, "licensed_states": [ "CO" ], "languages": [], "specialties": [ { "slug": "self-employed", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 23, "lender_profile_url": "https://branches.guildmortgage.com/co/pueblowest/crystal-bunting-99-decbu.html", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Licensed in CO (state license, verified 2026-10-09)", "Branch in Colorado", "23 years experience (stated on lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/crystal-bunting-281541" }, { "rank": 2, "score": 57.8, "loan_officer": { "nmls_id": 626688, "slug": "james-igbinovia-626688", "full_name": "James Igbinovia", "canonical_url": "https://lendb.ai/lo/james-igbinovia-626688", "json_url": "https://lendb.ai/lo/james-igbinovia-626688.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Scottsdale", "state": "AZ" }, "licensed_states": [ "AK", "AL", "AZ", "CA", "CO", "GA", "HI", "IA", "IL", "IN", "KS", "KY", "LA", "MD", "ME", "MN", "MO", "MT", "ND", "NE", "NM", "OH", "OK", "PA", "SC", "SD", "TN", "VA", "WI" ], "languages": [], "specialties": [ { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/scottsdale-az-4631/james-igbinovia/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Licensed in CO (listed on lender page, verified 2026-10-09)", "20 years experience (stated on lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/james-igbinovia-626688" }, { "rank": 3, "score": 57.3, "loan_officer": { "nmls_id": 175852, "slug": "eric-gasper-175852", "full_name": "Eric Gasper", "canonical_url": "https://lendb.ai/lo/eric-gasper-175852", "json_url": "https://lendb.ai/lo/eric-gasper-175852.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Mineola", "state": "NY" }, "licensed_states": [ "FL", "CO", "CA", "CT", "DC", "DE", "IL", "MA", "ME", "MI", "NH", "NJ", "NY", "OH", "OR", "PA", "TX", "VA" ], "languages": [], "specialties": [ { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" } ], "years_licensed": 15, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/mineola-ny-4750/eric-gasper/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Licensed in CO (state license, verified 2026-10-09)", "15 years licensed" ], "canonical_url": "https://lendb.ai/lo/eric-gasper-175852" }, { "rank": 4, "score": 56, "loan_officer": { "nmls_id": 649456, "slug": "lenae-vandegrift-649456", "full_name": "Lenae Vandegrift", "canonical_url": "https://lendb.ai/lo/lenae-vandegrift-649456", "json_url": "https://lendb.ai/lo/lenae-vandegrift-649456.json", "lender": { "nmls_id": 1850, "name": "American Pacific Mortgage", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850", "type": "imb" }, "branch": { "city": "Thornton", "state": "CO" }, "licensed_states": [ "FL", "CA", "CO", "MI", "NM", "OK", "SC", "TX", "WI", "WY" ], "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "reverse", "evidence": "lender_page_text" } ], "years_licensed": 12, "years_experience": null, "lender_profile_url": "https://www.apmortgage.com/lenae-vandegrift", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Licensed in CO (state license, verified 2026-10-09)", "Branch in Colorado", "12 years licensed" ], "canonical_url": "https://lendb.ai/lo/lenae-vandegrift-649456" }, { "rank": 5, "score": 55.8, "loan_officer": { "nmls_id": 312131, "slug": "kirk-taylor-312131", "full_name": "Kirk Taylor", "canonical_url": "https://lendb.ai/lo/kirk-taylor-312131", "json_url": "https://lendb.ai/lo/kirk-taylor-312131.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Naples", "state": "FL" }, "licensed_states": [ "FL", "AZ", "CA", "CO", "GA", "IL", "IN", "MA", "MI", "NV", "OK", "TN", "TX", "VA", "WA", "WI" ], "languages": [], "specialties": [ { "slug": "1099-income", "evidence": "lender_page_text" }, { "slug": "bank-statement", "evidence": "lender_page_text" }, { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" } ], "years_licensed": 12, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/naples-fl-8209/kirk-taylor/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Licensed in CO (listed on lender page, verified 2026-10-09)", "12 years licensed" ], "canonical_url": "https://lendb.ai/lo/kirk-taylor-312131" }, { "rank": 6, "score": 55, "loan_officer": { "nmls_id": 2445533, "slug": "omar-vazquez-2445533", "full_name": "Omar Vazquez", "canonical_url": "https://lendb.ai/lo/omar-vazquez-2445533", "json_url": "https://lendb.ai/lo/omar-vazquez-2445533.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Grand Junction", "state": "CO" }, "licensed_states": [ "CO" ], "languages": [ "es" ], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "itin", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/grand-junction-co-5142/omar-vazquez/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Licensed in CO (state license, verified 2026-10-09)", "Branch in Colorado" ], "canonical_url": "https://lendb.ai/lo/omar-vazquez-2445533" }, { "rank": 7, "score": 54.8, "loan_officer": { "nmls_id": 777146, "slug": "scott-cain-777146", "full_name": "Scott Cain", "canonical_url": "https://lendb.ai/lo/scott-cain-777146", "json_url": "https://lendb.ai/lo/scott-cain-777146.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Lakewood", "state": "CO" }, "licensed_states": [ "CO" ], "languages": [], "specialties": [ { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/co/lakewood/5076-s-wadsworth-blvd-hla-777146", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Licensed in CO (state license, verified 2026-10-09)", "Branch in Colorado" ], "canonical_url": "https://lendb.ai/lo/scott-cain-777146" }, { "rank": 8, "score": 54.8, "loan_officer": { "nmls_id": 1503218, "slug": "nichole-crisanti-1503218", "full_name": "Nichole Crisanti", "canonical_url": "https://lendb.ai/lo/nichole-crisanti-1503218", "json_url": "https://lendb.ai/lo/nichole-crisanti-1503218.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Loveland", "state": "CO" }, "licensed_states": [ "CO", "KS", "MO", "WY" ], "languages": [], "specialties": [ { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/loveland-co-5120/nichole-crisanti/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Licensed in CO (state license, verified 2026-10-09)", "Branch in Colorado" ], "canonical_url": "https://lendb.ai/lo/nichole-crisanti-1503218" }, { "rank": 9, "score": 53.3, "loan_officer": { "nmls_id": 363066, "slug": "angela-turley-363066", "full_name": "Angie Turley", "canonical_url": "https://lendb.ai/lo/angela-turley-363066", "json_url": "https://lendb.ai/lo/angela-turley-363066.json", "lender": { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "type": "imb" }, "branch": { "city": "Mooresville", "state": "IN" }, "licensed_states": [ "FL", "AL", "AR", "CO", "IA", "IN", "KS", "KY", "LA", "MI", "MN", "MO", "MS", "NC", "ND", "NE", "NH", "OH", "OK", "SC", "SD", "TN", "VA", "WI", "WV", "WY" ], "languages": [], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 7, "years_experience": null, "lender_profile_url": "https://www.fairway.com/lo/angie-turley-363066", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Licensed in CO (listed on lender page, verified 2026-10-09)", "7 years licensed" ], "canonical_url": "https://lendb.ai/lo/angela-turley-363066" }, { "rank": 10, "score": 52.8, "loan_officer": { "nmls_id": 2137813, "slug": "taylor-gutierrez-2137813", "full_name": "Taylor Gutierrez", "canonical_url": "https://lendb.ai/lo/taylor-gutierrez-2137813", "json_url": "https://lendb.ai/lo/taylor-gutierrez-2137813.json", "lender": { "nmls_id": 2893, "name": "NFM Lending", "canonical_url": "https://lendb.ai/lender/nfm-lending-2893", "type": "imb" }, "branch": { "city": "Colorado Springs", "state": "CO" }, "licensed_states": [ "CO" ], "languages": [], "specialties": [ { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 5, "lender_profile_url": "https://nfmlending.com/loanoriginator/taylor-gutierrez/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Licensed in CO (state license, verified 2026-10-09)", "Branch in Colorado", "5 years experience (stated on lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/taylor-gutierrez-2137813" }, { "rank": 11, "score": 52.3, "loan_officer": { "nmls_id": 491678, "slug": "jose-magallanes-491678", "full_name": "Joe Magallanes", "canonical_url": "https://lendb.ai/lo/jose-magallanes-491678", "json_url": "https://lendb.ai/lo/jose-magallanes-491678.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Newport Beach", "state": "CA" }, "licensed_states": [ "FL", "AR", "AZ", "CA", "CO", "CT", "GA", "IL", "KY", "MA", "MD", "MI", "NC", "NJ", "NM", "NV", "NY", "OH", "OK", "OR", "PA", "TN", "TX", "VA", "WA", "WV" ], "languages": [], "specialties": [ { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" } ], "years_licensed": 5, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/newport-beach-ca-4169/jose-magallanes/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Licensed in CO (listed on lender page, verified 2026-10-09)", "5 years licensed" ], "canonical_url": "https://lendb.ai/lo/jose-magallanes-491678" }, { "rank": 12, "score": 52.3, "loan_officer": { "nmls_id": 1783114, "slug": "charles-toll-1783114", "full_name": "Charles Toll", "canonical_url": "https://lendb.ai/lo/charles-toll-1783114", "json_url": "https://lendb.ai/lo/charles-toll-1783114.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "San Juan Capistrano", "state": "CA" }, "licensed_states": [ "FL", "CO", "AZ", "CA", "GA", "HI", "IL", "IN", "MT", "NM", "NV", "OR", "TN", "TX", "UT", "VA", "WA" ], "languages": [], "specialties": [ { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": 5, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/san-juan-capistrano-ca-5234/charles-toll/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Licensed in CO (state license, verified 2026-10-09)", "5 years licensed" ], "canonical_url": "https://lendb.ai/lo/charles-toll-1783114" }, { "rank": 13, "score": 52.3, "loan_officer": { "nmls_id": 1851495, "slug": "jeffrey-adams-1851495", "full_name": "Jeff Adams", "canonical_url": "https://lendb.ai/lo/jeffrey-adams-1851495", "json_url": "https://lendb.ai/lo/jeffrey-adams-1851495.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Cincinnati", "state": "OH" }, "licensed_states": [ "FL", "AL", "AR", "AZ", "CO", "GA", "IA", "IL", "IN", "KS", "KY", "LA", "MI", "MN", "MO", "MS", "NC", "OH", "PA", "SC", "TN", "TX", "VA", "WA", "WI" ], "languages": [], "specialties": [ { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": 5, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/cincinnati-oh-2118/jeffrey-adams/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Licensed in CO (listed on lender page, verified 2026-10-09)", "5 years licensed" ], "canonical_url": "https://lendb.ai/lo/jeffrey-adams-1851495" }, { "rank": 14, "score": 51.8, "loan_officer": { "nmls_id": 210164, "slug": "heath-barnes-210164", "full_name": "Heath Barnes", "canonical_url": "https://lendb.ai/lo/heath-barnes-210164", "json_url": "https://lendb.ai/lo/heath-barnes-210164.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Houston", "state": "TX" }, "licensed_states": [ "FL", "CO", "CA", "GA", "IN", "MN", "NM", "SC", "TN", "TX" ], "languages": [], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" } ], "years_licensed": 4, "years_experience": null, "lender_profile_url": "https://branches.guildmortgage.com/tx/houston/heath-barnes-15-aphba.html", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Licensed in CO (state license, verified 2026-10-09)", "4 years licensed" ], "canonical_url": "https://lendb.ai/lo/heath-barnes-210164" }, { "rank": 15, "score": 50.6, "loan_officer": { "nmls_id": 887608, "slug": "evan-luchaco-887608", "full_name": "Evan Luchaco", "canonical_url": "https://lendb.ai/lo/evan-luchaco-887608", "json_url": "https://lendb.ai/lo/evan-luchaco-887608.json", "lender": { "nmls_id": 1591, "name": "Churchill Mortgage", "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591", "type": "imb" }, "branch": { "city": "Portland", "state": "OR" }, "licensed_states": [ "AK", "AZ", "CA", "CO", "IA", "ID", "MT", "NE", "OR", "TX", "WA", "WY" ], "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 12, "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/evan-luchaco", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Licensed in CO (state license, verified 2026-10-09)", "12 years experience (stated on lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/evan-luchaco-887608" }, { "rank": 16, "score": 50.3, "loan_officer": { "nmls_id": 2264602, "slug": "erik-browning-2264602", "full_name": "Erik Browning", "canonical_url": "https://lendb.ai/lo/erik-browning-2264602", "json_url": "https://lendb.ai/lo/erik-browning-2264602.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Scottsdale", "state": "AZ" }, "licensed_states": [ "FL", "AZ", "CA", "CO", "DC", "ID", "MD", "NC", "OH", "OR", "TN", "TX", "VA", "WA" ], "languages": [], "specialties": [ { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 1, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/scottsdale-az-4538/erik-browning/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Self-employed on lender page (lender page, verified 2026-10-09)", "Licensed in CO (listed on lender page, verified 2026-10-09)", "1 years licensed" ], "canonical_url": "https://lendb.ai/lo/erik-browning-2264602" }, { "rank": 17, "score": 50, "loan_officer": { "nmls_id": 1749086, "slug": "levi-pollack-1749086", "full_name": "Levi Pollack", "canonical_url": "https://lendb.ai/lo/levi-pollack-1749086", "json_url": "https://lendb.ai/lo/levi-pollack-1749086.json", "lender": { "nmls_id": 1850, "name": "American Pacific Mortgage", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850", "type": "imb" }, "branch": { "city": "Westminster", "state": "CO" }, "licensed_states": [ "CO", "MI", "PA" ], "languages": [], "specialties": [ { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": 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