--- canonical_url: https://lendb.ai/s/self-employed/colorado last_verified: 2026-10-09 --- # Loan officers for self-employed borrowers in Colorado As of 2026-10-09, LenDb lists 49 loan officers licensed in or based in Colorado whose lender pages show Self-employed work. The top-ranked are James Igbinovia (CrossCountry Mortgage, Scottsdale), Eric Gasper (CrossCountry Mortgage, Mineola) and Lenae Vandegrift (American Pacific Mortgage, Thornton). Ranking is lender-neutral: specialty evidence first, then a license in CO, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (listed on lender page, verified 2026-10-09) - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 2. **[Eric Gasper](https://lendb.ai/lo/eric-gasper-175852)** (NMLS 175852), CrossCountry Mortgage, Mineola, NY - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (state license, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 3. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (state license, verified 2026-10-09) - Branch in Colorado - 12 years licensed - No disciplinary actions on file at LenDb 4. **[Kirk Taylor](https://lendb.ai/lo/kirk-taylor-312131)** (NMLS 312131), CrossCountry Mortgage, Naples, FL - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (listed on lender page, verified 2026-10-09) - 12 years licensed - No disciplinary actions on file at LenDb 5. **[Omar Vazquez](https://lendb.ai/lo/omar-vazquez-2445533)** (NMLS 2445533), CrossCountry Mortgage, Grand Junction, CO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (state license, verified 2026-10-09) - Branch in Colorado - No disciplinary actions on file at LenDb 6. **[Scott Cain](https://lendb.ai/lo/scott-cain-777146)** (NMLS 777146), JPMorgan Chase Bank (Chase Home Lending), Lakewood, CO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (state license, verified 2026-10-09) - Branch in Colorado - No disciplinary actions on file at LenDb 7. **[Nichole Crisanti](https://lendb.ai/lo/nichole-crisanti-1503218)** (NMLS 1503218), CrossCountry Mortgage, Loveland, CO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (state license, verified 2026-10-09) - Branch in Colorado - No disciplinary actions on file at LenDb 8. **[Jonathan Edwards](https://lendb.ai/lo/jonathan-edwards-671258)** (NMLS 671258), Guild Mortgage, Greenwood Village, CO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (listed on lender page, verified 2026-10-09) - Branch in Colorado - 6 years licensed - No disciplinary actions on file at LenDb 9. **[Russ Laing](https://lendb.ai/lo/sonya-valia-394619)** (NMLS 394619), Network Funding, Austin, TX - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (listed on lender page, verified 2026-10-09) - 24 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 10. **[Melanie Henn](https://lendb.ai/lo/melanie-henn-206264)** (NMLS 206264), Fairway Independent Mortgage Corporation, Colorado Springs, CO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (state license, verified 2026-10-09) - Branch in Colorado - No disciplinary actions on file at LenDb 11. **[Angie Turley](https://lendb.ai/lo/angela-turley-363066)** (NMLS 363066), Fairway Independent Mortgage Corporation, Mooresville, IN - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (listed on lender page, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 12. **[Taylor Gutierrez](https://lendb.ai/lo/taylor-gutierrez-2137813)** (NMLS 2137813), NFM Lending, Colorado Springs, CO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (state license, verified 2026-10-09) - Branch in Colorado - 5 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 13. **[Joe Magallanes](https://lendb.ai/lo/jose-magallanes-491678)** (NMLS 491678), CrossCountry Mortgage, Newport Beach, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 14. **[Charles Toll](https://lendb.ai/lo/charles-toll-1783114)** (NMLS 1783114), CrossCountry Mortgage, San Juan Capistrano, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (state license, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 15. **[Jeff Adams](https://lendb.ai/lo/jeffrey-adams-1851495)** (NMLS 1851495), CrossCountry Mortgage, Cincinnati, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 16. **[Crystal Bunting](https://lendb.ai/lo/crystal-bunting-281541)** (NMLS 281541), Guild Mortgage, Pueblo West, CO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (state license, verified 2026-10-09) - Branch in Colorado - 23 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 17. **[Evan Luchaco](https://lendb.ai/lo/evan-luchaco-887608)** (NMLS 887608), Churchill Mortgage, Portland, OR - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (state license, verified 2026-10-09) - 12 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 18. **[Erik Browning](https://lendb.ai/lo/erik-browning-2264602)** (NMLS 2264602), CrossCountry Mortgage, Scottsdale, AZ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (listed on lender page, verified 2026-10-09) - 1 years licensed - No disciplinary actions on file at LenDb 19. **[Levi Pollack](https://lendb.ai/lo/levi-pollack-1749086)** (NMLS 1749086), American Pacific Mortgage, Westminster, CO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (state license, verified 2026-10-09) - Branch in Colorado - No disciplinary actions on file at LenDb 20. **[Lisa Cummings](https://lendb.ai/lo/lisa-cummings-199679)** (NMLS 199679), Fairway Independent Mortgage Corporation, Albuquerque, NM - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (state license, verified 2026-10-09) - No disciplinary actions on file at LenDb 21. **[Josh Penland](https://lendb.ai/lo/joshua-penland-216357)** (NMLS 216357), Fairway Independent Mortgage Corporation, Round Rock, TX - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (listed on lender page, verified 2026-10-09) - 0 years licensed - No disciplinary actions on file at LenDb 22. **[Melisa Jones](https://lendb.ai/lo/melisa-jones-965518)** (NMLS 965518), CrossCountry Mortgage, O'Fallon, MO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (state license, verified 2026-10-09) - No disciplinary actions on file at LenDb 23. **[Cormac Reidy-Taylor](https://lendb.ai/lo/cormac-reidy-taylor-2260426)** (NMLS 2260426), CrossCountry Mortgage, Eugene, OR - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (state license, verified 2026-10-09) - No disciplinary actions on file at LenDb 24. **[Bonnie Jackson](https://lendb.ai/lo/bonnie-jackson-450491)** (NMLS 450491), Atlantic Coast Mortgage, Huntersville, NC - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (state license, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 25. **[Heath Barnes](https://lendb.ai/lo/heath-barnes-210164)** (NMLS 210164), Guild Mortgage, Houston, TX - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Licensed in CO (state license, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb ## Questions to ask - How will you calculate my income from my tax returns? - Would a bank statement or P&L loan qualify me for more? - Do I need two years of self-employment history? Cite as: LenDb.ai, https://lendb.ai/s/self-employed/colorado. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._