--- canonical_url: https://lendb.ai/s/self-employed/illinois last_verified: 2026-10-09 --- # Loan officers for self-employed borrowers in Illinois As of 2026-10-09, LenDb lists 93 loan officers licensed in or based in Illinois whose lender pages show Self-employed work. The top-ranked are Brian Sewell (Guild Mortgage, Frankfort), Kim Martorano (Guild Mortgage, Chicago) and Tom Hengels (CrossCountry Mortgage, Elk Grove Village). Ranking is lender-neutral: specialty evidence first, then a license in IL, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Brian Sewell](https://lendb.ai/lo/brian-sewell-212085)** (NMLS 212085), Guild Mortgage, Frankfort, IL - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Frankfort, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 2. **[Kim Martorano](https://lendb.ai/lo/kim-martorano-225229)** (NMLS 225229), Guild Mortgage, Chicago, IL - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Chicago, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 3. **[Tom Hengels](https://lendb.ai/lo/tom-hengels-1146106)** (NMLS 1146106), CrossCountry Mortgage, Elk Grove Village, IL - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Elk Grove Village, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 4. **[Kirk Taylor](https://lendb.ai/lo/kirk-taylor-312131)** (NMLS 312131), CrossCountry Mortgage, Naples, FL - Lists Self-employed on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 5. **[Joe Magallanes](https://lendb.ai/lo/jose-magallanes-491678)** (NMLS 491678), CrossCountry Mortgage, Newport Beach, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 6. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 7. **[Joni Utnage](https://lendb.ai/lo/joni-utnage-689931)** (NMLS 689931), CrossCountry Mortgage, Naples, FL - Lists Self-employed on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 8. **[Matthew S. Devadan, MBA](https://lendb.ai/lo/matthew-devadan-21639)** (NMLS 21639), Atlantic Coast Mortgage, Westerville, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 9. **[Larry Vindman](https://lendb.ai/lo/larry-vindman-103147)** (NMLS 103147), CrossCountry Mortgage, Union, NJ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 17 years of experience (lender page, 2026-10-09) 10. **[Eric Gasper](https://lendb.ai/lo/eric-gasper-175852)** (NMLS 175852), CrossCountry Mortgage, Mineola, NY - Lists Self-employed on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2010 (per Colorado records) 11. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS - Lists Self-employed on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 14 years of experience (lender page, 2026-10-09) 12. **[Robin Thompson](https://lendb.ai/lo/robin-thompson-148063)** (NMLS 148063), Union Home Mortgage, Saint Clair, MI - Lists Self-employed on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 13. **[Kyle Fallon](https://lendb.ai/lo/kyle-fallon-1581693)** (NMLS 1581693), CrossCountry Mortgage, Oak Brook, IL - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Oak Brook, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 14. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD - Lists Self-employed on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 15. **[Charles Toll](https://lendb.ai/lo/charles-toll-1783114)** (NMLS 1783114), CrossCountry Mortgage, San Juan Capistrano, CA - Lists Self-employed on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Colorado records) 16. **[Edgar Santiago](https://lendb.ai/lo/edgar-santiago-287395)** (NMLS 287395), CrossCountry Mortgage, Elgin, IL - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Elgin, IL - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) 17. **[Jeff Adams](https://lendb.ai/lo/jeffrey-adams-1851495)** (NMLS 1851495), CrossCountry Mortgage, Cincinnati, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 18. **[Kylie Miller](https://lendb.ai/lo/kylie-miller-562713)** (NMLS 562713), CrossCountry Mortgage, Beavercreek, OH - Lists Self-employed on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 19. **[Melisa Jones](https://lendb.ai/lo/melisa-jones-965518)** (NMLS 965518), CrossCountry Mortgage, O'Fallon, MO - Lists Self-employed on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Colorado records) 20. **[Steve Kantorov](https://lendb.ai/lo/steve-kantorov-218336)** (NMLS 218336), JPMorgan Chase Bank (Chase Home Lending), Buffalo Grove, IL - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Buffalo Grove, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 21. **[James Madrigal](https://lendb.ai/lo/james-madrigal-728121)** (NMLS 728121), JPMorgan Chase Bank (Chase Home Lending), Oak Lawn, IL - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Oak Lawn, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 22. **[Brendan Williamson](https://lendb.ai/lo/brendan-williamson-1449934)** (NMLS 1449934), JPMorgan Chase Bank (Chase Home Lending), Naperville, IL - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Naperville, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 23. **[Ruslan Raskin](https://lendb.ai/lo/ruslan-raskin-1948626)** (NMLS 1948626), JPMorgan Chase Bank (Chase Home Lending), Lake Forest, IL - Lists Self-employed on lender page (lender page, verified 2026-10-09) - Office in Lake Forest, IL - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 24. **[Renee Sacco](https://lendb.ai/lo/renee-sacco-453805)** (NMLS 453805), Union Home Mortgage, Phoenix, AZ - Lists Self-employed on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) 25. **[Ivan Lin](https://lendb.ai/lo/ivan-lin-2462401)** (NMLS 2462401), Loan Factory - Lists Self-employed on lender page (lender page, verified 2026-10-09) - IL listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) ## Questions to ask - How will you calculate my income from my tax returns? - Would a bank statement or P&L loan qualify me for more? - Do I need two years of self-employment history? Cite as: LenDb.ai, https://lendb.ai/s/self-employed/illinois. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._